Alfredo Formentano is a financial advisor at Morgan Stanley in Birmingham, AL, holding Series 63 and Series 66 licenses with 24 years of industry experience. He previously worked at Merrill from 2008 to 2022 before joining Morgan Stanley in 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Brian Woodke is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in helping clients navigate the transition from accumulating wealth to managing spending during retirement. His approach includes probability modeling, tax mitigation strategies, and portfolio engineering to support sustainable income streams throughout retirement. Brian holds the Certified Financial Planner (CFP®), Certified Investment Management Analyst (CIMA®), Certified 401(k) Professional (C(k)P®), and Certified Plan Fiduciary Advisor (CPFA) designations. He is a graduate of the University of Alabama with a Bachelor's degree in corporate finance. He has been recognized on Barron's "Top 1,200 Financial Advisors" and Forbes "Best-in-State Wealth Advisors" lists from 2019 through 2023. In addition to his professional work, Brian is involved in youth sports and has held leadership roles such as Commissioner of the Over the Mountain Basketball League and Mountain Brook Youth Football. He enjoys fishing, gardening, and spending time with his family.

Mitchell Chappell is the Vice President and Branch Leader at Fidelity Investments, a role he has held since 2023. In this capacity, he leads a team focused on assisting families and organizations with significant wealth decisions. Prior to this, he served as a Planning Consultant at Fidelity Investments from 2022 to 2023. Mitchell has a background in financial advising and branch management, having worked as a Financial Advisor and Vice President at Regions Investments from 2020 to 2022, and as a Branch Manager at Regions from 2015 to 2020. He holds an Arkansas Insurance License, enabling him to provide insurance-related financial guidance. Outside of his professional responsibilities, Mitchell enjoys activities such as biking, cars, fitness, hiking, kayaking, and outdoor adventures.

Guy Wilder is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on developing personalized financial strategies tailored to clients' long-term goals by gaining a comprehensive understanding of their full financial picture. His services include college education planning, institutional investment consulting, legacy planning, managing new wealth, portfolio management, tax minimization, and retirement income strategies. Wilder holds professional designations including Certified Exit Planning Advisor (CEPA), Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA). He earned a bachelor's degree from the University of Alabama System and is involved in professional organizations such as GBBA. Additionally, he actively participates in community initiatives like the Monday Morning Quarterback Club. Outside of his professional work, Guy Wilder enjoys spending time with his family, traveling, and engaging in activities such as baseball, cooking, football, golfing, and running.

Jeremiah Burns is a CFP® with seven years of industry experience, currently affiliated with LPL Financial. His prior roles include positions at First Horizon Bank, Infinex Investments Inc., IberiaBank, and PNC Bank. He serves as a board member of the Estate Planning Council of Birmingham. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment programs, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by advanced research and operational tools.

Neil Eggers is a financial advisor with Equitable Advisors in Vestavia, AL, holding a Series 66 designation and 18 years of industry experience. His prior experience includes roles at Bank of America, Merrill, Morgan Stanley, and Citigroup Global Markets. He is a member of the Alabama Society of CPAs and the Estate Planning Council of Birmingham. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm delivers its services through a network of Investment Adviser Representatives and utilizes a range of firm-offered and third-party investment programs.

Frank Yeilding II is a financial advisor with Cetera, holding a Series 66 designation and 20 years of industry experience. His prior roles include positions at Concourse Financial Group Securities, Equitable Advisors, AXA Advisors, and Morgan Stanley. Outside of his advisory work, he provides baseball lessons to youth in his community through his business, Yeilding Baseball. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform allowing advisors to implement model portfolios, select third-party managers, or create bespoke strategies across various program structures and custodial relationships.

Anne Bird is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 credential and seven years of industry experience. Prior to joining Cambridge in 2019, she worked at Kestra Financial, Inc. and Ernst & Young, LLC. Outside of financial advising, she is a certified public accountant and serves as an accountant/bookkeeper for Victoria's Interiors. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through independent Financial Professionals, utilizing a variety of portfolio management approaches and platform arrangements.

Benson Abercrombie is a financial advisor at Wells Fargo Clearing with a Series 66 designation. He began his advisory career in 2026 after eight years at Harvard University and prior work at Hoover High School. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm offers both brokerage and advisory solutions and manages approximately $671 billion in assets through a network of over 14,000 financial advisors.

Kelly Morgan is a financial advisor with LPL Financial in Birmingham, AL, holding a Series 66 designation and nine years of industry experience. Morgan previously worked at Cetera Advisors and has been affiliated with GrandView Financial Group for over a decade. Outside of advisory activities, Morgan is a commissioned notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a large network of investment adviser representatives.

Jackson Cardwell is a financial advisor at Merrill with a Series 66 credential and no prior industry experience. His work history includes roles at Merrill since 2022 and Bank of America, N.A. since 2026. He has also worked in education at the University of Alabama, Huntsville High School, and Hampton Cove Middle School. Merrill provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, and institutional investors with model-based and discretionary investment strategies developed by internal and third-party managers.

Lori Merchant is a financial advisor at Mass Mutual Investors Services with 19 years of industry experience. She has held positions at HighTower Advisors LLC and Fidelity Brokerage Services LLC prior to joining her current firm. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements and a range of investment programs and educational seminars.

Jessica Leopard is a financial advisor at Edward Jones with five years of industry experience and holds Series 63 and Series 66 licenses. Her prior firms include Marstone, Bankers Life Securities, Simon Markets, and Concourse Financial Group Securities. She is based in Springville, Alabama. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm manages over $1 trillion in assets with a large national network of advisors and offers a range of advisory services including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Michael Parham is a financial advisor with Morgan Stanley in Birmingham, AL, holding Series 63 and Series 65 licenses and 46 years of industry experience. His career includes roles at Merrill, Bank of America, and Morgan Stanley Smith Barney LLC, with over three years at Morgan Stanley Private Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery and firm-approved planning tools.

Rick Lessley is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in personal retirement planning, tax minimization, and retirement income, working closely with clients to develop personalized financial strategies aimed at helping them pursue their long-term goals. His approach integrates access to investment insights from Merrill and banking services from Bank of America. Rick holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). He earned a Bachelor's Degree from the University of Alabama. Rick emphasizes the importance of understanding clients' families and priorities, aided by collaboration with colleagues at Merrill to support clients in achieving their financial objectives. Outside of his professional role, he participates in community volunteering and enjoys fishing, hiking, reading, running, and spending time with his family.

Paul Windham is a CFP® and Series 63 licensed advisor with 16 years of industry experience. He is currently with Cetera and also owns and operates Windham Financial Group PC, which provides tax preparation and accounting services. Windham has prior experience with Avantax Advisory Services and Avantax Investment Services, Inc., and has maintained his CPA practice since 2000. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutions. The firm offers diverse portfolio management options through a multi-manager platform and supports both discretionary and non-discretionary account structures.

Robert Denning is a financial advisor with Ameriprise in Birmingham, AL, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. He worked at UBS Financial Services for 22 years before joining Ameriprise in 2022. He serves on the Board of Directors for the Sloss Furnaces National Historical Landmark. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. As a large institutional firm, it provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

William Rhett is a financial advisor at Stifel with 42 years of industry experience. He has been with Stifel since 2015. Rhett holds a Series 63 designation. Outside of his advisory role, he is a limited partner in the Rhett Family Partnership, which involves triple net leasing real estate and farming. Stifel serves a broad range of clients, including individuals, institutions, and municipal entities, providing brokerage and investment advisory services. The firm utilizes a proprietary investment methodology developed by its Investment Strategy Group to deliver asset allocation and planning analyses.

Joshua Thaggard is a financial advisor with LPL Financial in Birmingham, AL, holding Series 63 and Series 65 registrations and possessing 17 years of industry experience. He has worked at LPL Financial since 2018 and previously held positions at Cadence Bank, West Alabama Bank & Trust, and Wells Fargo Clearing. Thaggard also serves as a Senior Relationship Manager and Team Leader at Cadence Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms such as the Bank Wealth Program.

Caroline Gallahar is a financial advisor at Morgan Stanley in Birmingham, AL, with four years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at The Vanguard Group for four years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.