Tiffany Lum is a CFP® with 12 years of industry experience, currently affiliated with United Planners Financial Services of America as a Limited Partner. Her prior experience includes roles at OSAIC, PFG Advisors-RIA, Securities America, and Cue Financial Group. Outside of advisory work, she serves as president of Teal Tax Services PLLC, a tax preparation and accounting firm. United Planners Financial Services serves a diverse client base, including individuals, corporations, charitable organizations, and institutional clients, offering financial planning, portfolio management, retirement plan services, and brokerage solutions through a large network of independent advisors. The firm operates an open-architecture platform using multiple custodians and third-party money managers, with a focus on largely non-discretionary asset management.

Dieter Bollmann is a CFP® professional with 25 years of experience in the financial services industry, currently affiliated with United Planners Financial Services of America as a Limited Partner. He has held roles at Dundas Wealth Management LLC and First Financial Equity Corp, and is involved in independent insurance agency work. Outside of finance, he has longstanding involvement with the Arizona Center for Germanic Cultures and the German-American Chamber of Commerce West-Arizona Chapter. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, and institutional clients, providing financial planning, portfolio management, retirement plan services, and brokerage solutions through a network of 477 independent advisors. The firm uses an open-architecture platform with multiple custodians and third-party money managers, offering both fee-based and commission-based investment options.

Pascal Kropf is a CFP® with 11 years of industry experience, currently advising at CWM, LLC. His prior roles include positions at Silverhawk Private Wealth, The Vanguard Group, Morgan Stanley, and Wells Fargo. Outside of financial advising, he is owner of two LLCs, Modern Marquee Society and Clear Notarization, which provide event equipment services and notary services, respectively. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a large network of advisors. The firm employs a discretionary investment approach using model portfolios, third-party sub-advisors, and customization tools, with an emphasis on retirement-plan services and comprehensive fiduciary oversight.

Tom Nguyen is a financial advisor at Mariner with 11 years of industry experience. He holds Series 65 and Series 63 credentials and has worked at firms including Bank of America, Merrill, UnionBanc Investment Services, Morgan Stanley, and Charles Schwab. Outside of advising, he operates a sole proprietorship focused on real estate transactions for his own account. Mariner serves a diverse client base encompassing individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, and retirement plan consulting. The firm employs a discretionary, customized portfolio approach supported by in-house research and third-party managers, and is noted for its integrated tax and accounting services along with administrative CFO capabilities and financial wellness tools.

Jeremy Wallen is a financial advisor with Valic Financial Advisors in Scottsdale, AZ, holding a Series 66 designation and 20 years of industry experience. His prior roles include positions at UnionBanc Investment Services, Bank of America, Merrill, LPL Financial, and Oneaz Credit Union. He is also appointed as an agent to sell non-securities insurance products for AGIA. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Creighton Hardy is a CFP® and ChFC® with eight years of experience in the financial services industry. He is currently with Park Avenue Securities, a subsidiary of Guardian Life, and previously worked at Northwestern Mutual for several years. Hardy is also licensed as an insurance broker outside of Guardian Life. Park Avenue Securities, doing business as Park Avenue® Wealth Management, serves individual and institutional clients with brokerage, financial planning, and retirement plan consulting services. The firm offers a combination of proprietary and third-party investment advisory programs and provides both discretionary and non-discretionary advisory relationships.

Joseph Laux III is a CFP® professional with 15 years of industry experience, currently serving as an advisor at CWM, LLC and Silverhawk Private Wealth. He has held roles at Silverhawk Asset Management, LLC, and SAE-PA, LLC, among others. Outside of his advisory work, he owns Kaizen Solutions, LLC, a nonprofit organization. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm manages accounts on a discretionary basis using model portfolios, blending fundamental and technical analysis, third-party sub-advisors, and customized tools while emphasizing fiduciary processes, retirement plan services, and comprehensive client reporting.

David Brasfield is a financial advisor with NewEdge Advisors, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior roles include positions at Intelligence Driven Advisers, LDIntelligence, and Hightower Advisors. NewEdge Advisors serves a diverse client base including individuals, trusts, pension plans, corporations, and charitable organizations, providing discretionary and non-discretionary portfolio management through a wrap fee program that integrates asset management with financial planning and consulting.

Bailey Yates is a financial advisor at Beacon Pointe Advisors, LLC with two years of industry experience. He holds a Series 65 designation and previously worked at Versant Capital Management, Inc. for four years. Outside of finance, he has experience in the food service industry, having worked at Bobby Q Great Steaks Real BBQ for three years. Beacon Pointe Advisors provides wealth advisory, financial planning, retirement plan services, and outsourced chief investment officer solutions to individual investors, corporations, and institutional clients. The firm combines asset-allocation modeling with third-party independent managers across active and passive strategies and offers proprietary private funds and specialized interval fund services.

Ben Wilson is a financial advisor at Hightower Advisors with 36 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at Hightower since 2018, following prior roles at Purshe Kaplan Sterling Investments and WealthTrust Arizona LLC. Wilson serves on the Board of Directors for the Boys & Girls Club in Phoenix, supporting local youth through fundraising and other activities. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individual and institutional investors. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, with offerings that include discretionary portfolio management, financial planning, and retirement consulting.

James Davis is a CFP® with 17 years of industry experience, currently serving as a financial advisor at Mariner Wealth Advisors since 2019. He previously worked at Woodbury Financial Services for seven years. Davis is a board member of the Children in Need Foundation, a charitable organization supporting children's charities in the Phoenix area. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations through investment management, financial planning, and retirement consulting. The firm employs discretionary, customized portfolios and offers integrated tax, accounting, and family office services alongside traditional portfolio management.

Branden Barrom is a financial advisor at Centaurus Financial, Inc. in Scottsdale, AZ, holding Series 63 and Series 66 registrations with seven years of industry experience. His work history includes roles at Morgan Stanley, AssetMark Financial, The Vanguard Group, and other firms. Outside of his advisory role, he is connected with Spivak Financial Group, a non-investment related branding venture. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, utilizing both discretionary and non-discretionary management with a combination of fundamental and technical analysis.

Susanne Gibo is a financial advisor at Mercer Global Advisors Inc. in Scottsdale, AZ, holding a Series 66 designation with six years of industry experience. Her prior work includes one year at TD Ameritrade and two decades at Eli Lilly and Company. Mercer Global Advisors serves a diverse client base, including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm employs a Modern Portfolio Theory-based investment approach focused on globally diversified, risk-appropriate portfolios with multi-factor tilts, utilizing a range of investment vehicles and platforms.

Kyle Irion is a Certified Financial Planner (CFP®) with 10 years of industry experience. He currently works at Focus Partners Wealth, LLC and has held prior roles at The Colony Group, Versant Capital Management, JLFranklin Wealth Planning, Brighton Jones, and Washington Officials Association. Focus Partners Wealth serves a diverse client base including individuals, high-net-worth families, family offices, corporations, retirement plans, and institutions. The firm employs a long-term, tax- and fee-sensitive investment approach featuring enhanced open architecture that combines fundamental and quantitative analysis, and it offers a broad range of wealth management and advisory services.

Oracio Cappello is a financial advisor at Primerica Advisors with 30 years of industry experience. He holds the ChFC® designation and Series 63 license. His prior experience includes roles at Park Avenue Securities, Guardian Life Insurance Company of America, Penn Mutual Life Insurance Co, and Hornor Townsend & Kent Inc. Cappello is also the owner of Dream Q Brokerage LLC, which sells insurance products outside of Guardian. Park Avenue Securities serves a wide range of clients, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and advisory services, employing a variety of investment strategies through proprietary and third-party platforms.

Jacob Kaites is a financial advisor at Cresset Asset Management, LLC with three years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Tooker Tactical LLC, Vanguard Marketing Corporation, and The Vanguard Group, Inc. Kaites has also been involved with Scottsdale Christian Academy in various roles. Cresset Asset Management manages approximately $78.9 billion in client assets, serving individuals, high-net-worth clients, trusts, estates, retirement plans, corporations, and pooled investment vehicles. The firm employs a disciplined, risk-aware approach combining strategic asset allocation, manager selection, and both active and passive investment strategies across multiple asset classes, including alternatives such as private equity and digital assets.

Zachary Eitzen is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Oppenheimer since 2013. He holds the Series 66 designation and is based in Oro Valley, Arizona. Oppenheimer serves a broad client base including individuals, corporations, pension and profit-sharing plans, charitable organizations, and retirement plan fiduciaries. The firm offers a range of advisory and brokerage services, utilizing strategic and tactical asset allocation, manager selection, and a variety of investment strategies tailored to client objectives.

Bruce Usher is a financial advisor with Eagle Strategies (NY Life) in Scottsdale, AZ, holding Series 63 and Series 65 credentials with 41 years of industry experience. He has been associated with New York Life since 1983 and founded Usher & Associates, LLC and Usher Benefits, which focus on insurance brokering. Outside of advising, he serves on the board of the office condo association where his office is located. Eagle Strategies serves a diverse client base including individuals and institutional investors, providing financial planning, investment management, and retirement plan advisory services. The firm emphasizes tailored recommendations and primarily manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Michael Prahl is a financial advisor with United Planners' Financial Services of America and holds Series 63 and Series 65 licenses. He has 27 years of industry experience and has held roles at The 401(k) Solution, Dundas Wealth Management LLC, and First Financial Equity Corporation. Outside of advisory work, he serves as a facilitator for Financial Peace University at Emmanuel Lutheran Church. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base including individual investors, retirement plans, corporations, and institutional clients. The firm’s network of independent Investment Adviser Representatives offers advisory and brokerage services supported by multiple custodians and third-party managers, with a focus on non-discretionary assets and a limited-partnership ownership structure.

Grant Lyon is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Beacon Pointe Advisors, LLC. He previously worked at Brighton Jones for six years before joining Beacon Pointe. Outside of his advisory role, Lyon coaches youth hockey as a part-time goalie coach with the Coyotes Amateur Hockey Association in Scottsdale, Arizona. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse client base, including individuals, institutions, and retirement plans. The firm employs a manager-driven investment approach using third-party independent managers and offers a range of services such as discretionary wealth management, financial planning, and outsourced CIO solutions.