Mary Fowler is a financial advisor with Primerica Advisors in Albuquerque, NM, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. Her prior work includes roles at East Mountain Physical Therapy, Fresquez Companies, and Wharff Lackey Accounting. In addition to her advisory role, she has been involved with Spring Creek Designs since 2010. Primerica Advisors is a large-scale institution serving primarily individual investors along with corporate and charitable clients through a wrap-fee asset management program that uses model-delivery strategies managed by unaffiliated asset managers.

Camry Perez is a financial advisor at Primerica Advisors with Series 63 and Series 65 licenses and one year of industry experience. Prior to joining Primerica Advisors, Camry has held roles at several organizations including Open Skies Health Care and Extra Space Storage. Outside of financial services, Camry has experience working in retail and hospitality sectors. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services through a large network of advisors and utilizes model-delivery strategies managed by third-party asset managers.

David Contreras is a financial advisor at Charles Schwab with two years of industry experience. He holds a Series 66 designation and has prior work experience at firms including UBS Financial Services and JP Morgan Chase. Outside of financial advising, he works part-time as a ramp agent for United Airlines. Charles Schwab serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, supported by multi-asset model portfolios and a centralized operational structure.

David Gallagher is a financial advisor with LPL Financial based in Albuquerque, NM. He holds a Series 63 designation and has 42 years of industry experience, including 29 years at Linsco/Private Ledger Corp. Outside of his advisory work, he is involved with Gallagher & Associates LLC, a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting through a large national network of investment adviser representatives.

Lindsey Marlowe is a financial advisor at Wells Fargo Clearing with nine years of industry experience. She holds the Series 66 designation and has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors, LLC. Outside of her advisory role, she has been involved with Scentsy since 2010. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes discretionary options, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Elaine Darnell is a financial advisor at Merrill with 22 years of industry experience and a Series 66 designation. She has been with Merrill since 1993. Outside of her advisory role, she is an organizer of Hound Haven LLC, a family-run dog and cat boarding and grooming business in New Mexico. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Julianna Chance is a financial advisor with LPL Financial in Albuquerque, NM, holding a Series 66 designation and 18 years of industry experience. She has previously worked at Wells Fargo Advisors and CUSO Financial Services, LP. In addition to her advisory role, she serves as a notary at Nusenda Credit Union. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a variety of advisory programs and financial planning services, combining discretionary and non-discretionary management supported by in-house and third-party research.

Jose Villa is a financial advisor with Fidelity in Albuquerque, NM, holding a Series 66 designation and two years of industry experience. Prior to joining Fidelity, he worked at Merrill for three years. Outside of advising, he is also self-employed as a mechanic. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, offering portfolio management and fund advisory through a process that combines fundamental research with quantitative and algorithmic methods.

Cody Bower is a financial advisor with Morgan Stanley in Albuquerque, NM, holding a Series 66 credential and eight years of industry experience. Prior to joining Morgan Stanley in 2021, he worked at Arvest Wealth Management from 2017 to 2021 and served at Cameron University from 2015 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutions, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by tools such as Secular Return Estimates and Monte Carlo simulations.

Jessica Marlowe is a financial advisor with Wells Fargo Clearing in Albuquerque, NM, holding Series 65 and Series 63 credentials and having 13 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Michael Hauger II is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and having 10 years of industry experience. He has been with Wells Fargo firms since 2016. Outside of his advisory role, he serves as an executor for a family estate. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm utilizes research-driven investment strategies and offers a broad range of brokerage and advisory solutions.

Anna O’Connell is a CFP® with 33 years of industry experience, currently serving at Merrill and Bank of America. She has worked at Merrill since 2007 and at Bank of America since 2010. O’Connell is a committee member of Emerge NM, a nonprofit organization focused on training women to run for office in New Mexico. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Eduardo Pena Molinar is a financial advisor at Wells Fargo Clearing in Albuquerque, NM, holding Series 65 and Series 63 licenses. He has one year of experience in his current role and has previously worked at Wells Fargo Bank and several other firms in various capacities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Vincent Richerson is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. He has worked at J.P. Morgan Securities and J.P. Morgan Chase Bank since 2022 and previously spent seven years with Wells Fargo Clearing and nine years with Wells Fargo Bank. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm offers services on a non-discretionary basis, applying an ESG eligibility framework and generally recommending approved funds and strategies.

David Bruner is a financial advisor at UBS Financial Services with 30 years of industry experience. He has been with UBS since 2009 and holds Series 63 and Series 65 licenses. Bruner serves on the investment advisory committee for the New Mexico Community Foundation, providing advice on scholarships and grants. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans according to clients' goals and risk tolerances.

Eric Pena is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. His prior roles include positions at Thornburg Investment Management and Bank of the West. He is based in Albuquerque, NM. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Joseph Bergamo is a financial advisor with RBC Capital Markets in Albuquerque, NM, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He previously worked at UBS Financial Services Inc from 2009 to 2022 before joining RBC Capital Markets in 2022. He serves on the board of Mandy's Farm, a charitable foundation, where he helps oversee facility maintenance funding. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients through a range of advisory programs, offering customized portfolio management and financial planning services that incorporate both in-house and third-party investment solutions.