John Mullin is a financial advisor with Cetera who holds Series 63 and Series 65 designations and has 23 years of industry experience. He has worked with Cetera Investment Advisors, Cetera Investment Services LLC, and First National Bank of PA since 2016. Outside of Cetera, he is involved in fixed life insurance sales. Cetera Investment Advisers LLC is an SEC-registered firm providing services through a nationwide network of independent advisors to individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services and operates a multi-manager platform with various program options and affiliated partners.

Beverly Funderburk is a financial advisor with UBS Financial Services in Winston-Salem, NC, holding Series 63 and Series 66 registrations and 33 years of industry experience. She previously worked at Merrill for 13 years before joining UBS in 2009. Outside of her advisory role, she serves as a notary public. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings. The firm employs a model-based approach using proprietary research to tailor financial plans and portfolios to client goals.

Robert Northington Jr. is a financial advisor with Raymond James Financial in Winston Salem, NC, holding a Series 63 designation and over 54 years of industry experience. He has been affiliated with Raymond James since 2009 and was also associated with Pennington Financial Group during part of that time. Northington Jr. owns a support company that operates as an independent contractor for Raymond James Financial Services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides tailored, non-discretionary planning and uses analytical tools to support client decision-making, with notable offerings in municipal advisory and SIMPLE IRA Employer Advisory services.

Paul Ebert is a financial advisor with LPL Financial in Winston-Salem, NC, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He previously worked for Commonwealth Financial Network for 11 years before joining LPL Financial in 2026. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of financial planning and investment management solutions, including access to third-party asset managers and institutional platforms.

Julia Powers is a financial advisor with LPL Financial in Winston Salem, NC, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Financial, she worked at Bermuda Run Country Club and Austin Eye Clinic. Powers is also a certified notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Christopher Collins is a Financial Consultant at Fidelity Investments, a position he has held since 2019. He collaborates with clients to provide education, tools, resources, and support to create and maintain personalized financial plans. His approach focuses on helping clients understand how they are invested and why, aiming for clients to clearly articulate their strategy to those impacted by their plan. His experience in the financial services industry includes roles as an Investment Consultant at Fidelity Investments from 2016 to 2019, a Financial Representative at Fidelity Investments from 2015 to 2016, a Financial Representative at Western and Southern Life from 2014 to 2015, and an Insurance Agent at The Collins Group from 2010 to 2011.

Grayson Harris is a Planning Consultant currently working at Fidelity Investments. In this role, he collaborates with clients to develop financial plans tailored to their individual goals and circumstances. Grayson emphasizes education and relationship building to help clients gain confidence in making financial decisions aligned with their long-term aspirations. He has held the position of Workplace Planning Consultant at Fidelity Investments from 2022 to 2024. Outside of his professional work, Grayson enjoys attending concerts, participating in family activities, exploring food as a foodie, and following football.

Joshua Donley is a CFP® with 24 years of industry experience, currently serving as a financial advisor at LPL Financial since 2011. Prior to joining LPL, he worked at Securities America Advisors, Inc. and Veravest Investment Advisors, Inc. He is also involved with Mosaic Capital Management, focusing on fixed insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions, offering a range of financial planning and asset management solutions through a large network of investment adviser representatives.

Patrick Crowley is a financial advisor at Stifel with 34 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Wells Fargo Clearing and UBS Financial Services. Crowley is based in Winston-Salem, NC. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services grounded in proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Wesley Perry is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at Morgan Stanley and Citigroup Global Markets. Outside of his advisory work, he is a 33% owner of Herron View, LLC, a real estate investment entity. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Jessica Barger is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2018, previously holding positions at RBC Wealth Management and Bank of America. Outside of her advisory role, she serves as an executor and holds power of attorney for her parents. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies to individual, high-net-worth, and institutional clients.

Bryce Brooks is a financial advisor with Fidelity Investments, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Prudential Advisors, ADVIA Credit Union, and Automation Design + Entertainment. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across mutual funds, ETFs, and ETPs.

David Smith is a financial advisor with UBS Financial Services, holding Series 63 and Series 66 credentials and bringing 39 years of industry experience. He previously worked at Merrill for 12 years before joining UBS in 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a mix of brokerage and investment advisory offerings, including financial planning, portfolio management, and alternative products. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and capital market insights.

Robert Given is a financial advisor at Morgan Stanley in Winston-Salem, NC, holding Series 63 and Series 66 licenses with one year of industry experience. His prior work includes roles in education and fitness, spanning positions at the University of West Georgia, Northgate High School, and fitness centers. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Salvador Valencia III is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Edward Jones and First Citizens Investor Services. Outside of his advisory role, he coaches youth soccer for NC Rush Triad in Winston Salem, serving as a coach for both girls’ and boys’ teams during different seasons. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary written asset allocation advice, manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research supported by a centralized manager solutions team.

Jon Canupp is an advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. His prior roles include a long tenure with the City of Winston-Salem and positions at Joe Gibbs Racing, Inc., followed by a brief retirement. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Brett Ledgerwood is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in developing personalized wealth management strategies tailored to clients' individual goals and priorities. Brett's areas of focus include college education planning, corporate benefits, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, and retirement income. He holds a Bachelor's Degree from Wake Forest University and has earned several professional designations, including Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA). Brett emphasizes building enduring relationships with individuals, families, and business owners by providing intelligent, organized financial guidance designed to reduce complexity and address clients’ financial concerns. In addition to his professional responsibilities, Brett is committed to community involvement, volunteering with local organizations in line with Merrill’s tradition of community service. Outside of work, he enjoys biking, fishing, gardening, golfing, music, reading, skiing, soccer, and spending time with his family.

Beth Croxall is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. She has worked with Raymond James Financial Services Advisors, Inc. since 2022 and previously held roles within the broader Raymond James organization and AJB Financial Services Inc. Croxall also serves as a Client Relationship Manager at All Seasons Wealth in Winston-Salem, NC. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm employs fact-finding, risk profiling, and analytical modeling to tailor non-discretionary planning and investment consulting to client goals.

Patrick Mcgowan is a financial advisor with UBS Financial Services, holding a Series 66 credential and bringing 13 years of industry experience. He has been with UBS since 2016. Outside of his advisory role, he supports an online course on business communication for Wake Forest University School of Medicine. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings. The firm integrates proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances, while combining institutional trading capabilities with wealth management services.

John Smith is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Merrill for 18 years before joining Morgan Stanley in 2024. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and market modeling techniques.