Ryan Breedwell is a financial advisor at Foundations Investment Advisors LLC with seven years of industry experience. He holds a Series 65 designation and has been with Foundations Investment Advisors since 2018. He also conducts insurance sales in Sacramento, CA. Foundations Investment Advisors provides financial planning and portfolio management to a broad client base, including individuals, high-net-worth clients, and employer-sponsored retirement plans, employing a mix of fundamental, technical, and cyclical analysis alongside model portfolios and an asymmetric rebalancing approach.

Charles Paty is a financial advisor at Allworth Financial, L.P. in Sacramento, CA, with 23 years of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining Allworth Financial in 2020, he worked at Raa from 2008 to 2020. Allworth Financial serves individual and high-net-worth investors, pension and profit-sharing plans, trusts, corporations, and charitable organizations, providing financial and wealth planning, portfolio management, retirement plan consulting, and variable annuity sub-account servicing. The firm employs both quantitative and qualitative analysis to create customized investment allocations and offers a range of model and specialist portfolios.

Blake Caughey is a financial advisor with D.A. Davidson & Co. based in Roseville, CA. He holds a Series 66 credential and has three years of industry experience. His prior roles include positions at Precision Home Loans and CSU Long Beach, along with work experience in various other sectors. D.A. Davidson & Co. provides investment advisory and brokerage services to a broad client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers services under fiduciary standards, including ERISA retirement plan advice and comprehensive financial planning, and is notable for its municipal advisory activities and affiliated custodial services.

William Wagner Jr. is a CFP® with 22 years of industry experience, currently affiliated with Independent Financial Group, LLC. His work history includes roles at Purshe Kaplan Sterling Investments, Summit Financial, and Edward Jones. Wagner is involved in several nonprofit organizations, serving as an officer and volunteer with the Knights of Columbus and the Rotary Club of Orangevale. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and charitable organizations. The firm offers financial planning and portfolio management through multiple platforms, utilizing both firm- and third-party models to tailor strategies according to client risk tolerances.

Kent Erickson is a financial advisor with Allworth Financial, L.P. in Folsom, CA, holding Series 63 and Series 65 licenses and seven years of industry experience. His work history includes roles at Highway Financial Networks and AW Securities. Outside of advising, he receives income from a multi-family property investment business. Allworth Financial serves individual and high-net-worth investors, pension and profit-sharing plans, trusts, corporations, and charitable organizations, offering financial and wealth planning, portfolio management, and retirement plan consulting. The firm uses a combination of quantitative and qualitative analysis to create customized investment allocations and provides education through various media.

Brian Abad is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior experience includes roles at CapFinancial Securities LLC, Royal Alliance Associates, and LPL Financial Corporation. In addition to his advisory work, he is involved with VAS Dias Agency in insurance sales. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm employs a variety of investment strategies using model portfolios, mutual funds, ETFs, and individual securities, supported by a corporate structure that includes affiliated broker-dealer and insurance entities.

Erin Cairns is a financial advisor at D.A. Davidson & Co. with one year of industry experience. She holds a Series 66 designation and previously worked at Limeade and PepsiCo. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers services under fiduciary standards and employs both qualitative and quantitative analysis, with specialized programs for high-net-worth clients and municipal advisory activities.

John Lee is a financial advisor with VALIC Financial Advisors in Roseville, CA, holding a Series 66 credential and 22 years of industry experience. He has been with VALIC since 2004 and is also involved in coaching a youth ski team at Sierra At Tahoe and instructing at The Picklr sports club on weekends. VALIC Financial Advisors primarily serves U.S.-based individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models with options for tax and ESG overlays.

Lynne Verdone is a CFP® with 41 years of industry experience, currently affiliated with SPC in Sacramento, CA. She has worked at SPC since 2006 and has prior experience at Securian Financial Services, Inc. and Parkland Securities, LLC. She also provides education and placement services related to long-term care policies on a commission basis. SPC offers investment management, financial planning, and retirement-plan advisory services to a diverse client base including individuals, employer-sponsored plans, charitable organizations, and corporations. The firm operates a large advisory network and delivers tailored, discretionary advice through several account programs, maintaining unique affiliations with broker-dealers and insurance agencies alongside a strategic partnership with Fidelity.

Daniel Cairns is a CFP® professional with 45 years of industry experience. He has worked at D.A. Davidson & Co. since 2021 and previously spent 10 years with Robert W. Baird & Co. D.A. Davidson & Co. provides investment advisory and brokerage services to a broad client base, including employer-sponsored retirement plans, high-net-worth individuals, charitable organizations, and corporate clients. The firm offers a variety of advisory services under fiduciary standards, including retirement plan consulting, comprehensive financial planning, and specialized wealth management programs.

James Pak is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Creative Planning since 2018. Prior to that, he worked at UBS Financial Services from 2016 to 2018. He is also involved as a member manager at ED3 Property, LLC, a rental property management and private placement real estate business. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, pension plans, trusts, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing, buy-and-hold strategies, and selective private market exposure, managing roughly $295.6 billion in client assets through over 1,100 advisors across 151 offices.

Omaid Rahimi is a financial advisor with Allworth Financial, L.P. He holds a Series 65 designation and has four years of industry experience. Prior to joining Allworth Financial in 2022, he worked at Journey Advisory Group and Newport Group, among other roles. Allworth Financial serves a diverse client base including individual and high-net-worth investors, pension plans, trusts, corporations, and charitable organizations. The firm provides financial and wealth planning, portfolio management, qualified retirement plan consulting, and education through various channels, employing both quantitative and qualitative analysis to deliver customized investment strategies.

Cynthia Hartman is a financial advisor at Allworth Financial, L.P. with eight years of industry experience. She has worked at Allworth Financial since 2020 and also maintains a long-standing role as a flight attendant for Southwest Airlines. Allworth Financial serves a diverse client base including individual and high-net-worth investors, pension plans, trusts, corporations, and charitable organizations. The firm offers financial and wealth planning, portfolio management, retirement plan consulting, and educational resources, employing both quantitative and qualitative methods to deliver customized investment solutions.

Matthew Natoli is a CFP® professional with 14 years of experience in the financial services industry. He is the founder and owner of Natoli Wealth Management, where he has worked since 2020, and previously spent eight years with J.P. Morgan Securities. Natoli operates out of Roseville, CA, and holds the Series 63 designation. He is affiliated with Commonwealth Financial Network, a registered investment adviser that supports a national network of approximately 2,950 advisors. Commonwealth provides a comprehensive platform offering advisory programs, investment management, and practice-management support, enabling advisors to deliver customized portfolio solutions to retail and institutional clients.

Cameron Lagala is a financial advisor with Eagle Strategies (New York Life) in Roseville, CA, holding Series 63 and Series 66 licenses and having 12 years of industry experience. He has worked with firms including Edward Jones and Bancwest Investment Services and currently operates Caduceus Financial & Insurance Services, focusing on insurance brokering and related financial services. Additionally, he is involved in real estate consulting related to property development and entitlement processes. Eagle Strategies serves a diverse client base, offering financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors. The firm delivers tailored advice across multiple program types, with a significant portion of its assets managed on a non-discretionary basis, and maintains fiduciary responsibilities particularly in retirement plan consulting.

Meredith Mussano is a financial advisor at Hightower Advisors with a Series 66 designation and two years of industry experience. She previously worked at Merrill and Wells Fargo and is currently the successor trustee of a family living trust. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals and institutions, offering portfolio management, financial planning, and retirement consulting through a multi-manager investment approach.

Christopher Boudreaux is a financial advisor with Focus Partners Wealth, LLC, holding a Series 65 designation and one year of industry experience. Prior to joining Focus Partners Wealth, he worked at Sutter Health for over two decades and at Adero Partners. Focus Partners Wealth serves individuals, high-net-worth families, family offices, corporate, and institutional clients with a variety of wealth management and advisory services. The firm’s investment approach combines active and passive strategies within an enhanced open architecture framework, using fundamental and quantitative analysis alongside specialized tools such as trend-following and options overlay strategies.

Bradley Dehaven is a financial advisor with Centaurus Financial, Inc. in Fair Oaks, CA, holding a Series 63 license and bringing 37 years of industry experience. Prior to joining Centaurus in 2017, he worked at Allstate Insurance Co and has operated DeHaven & Associates Inc since 2006. Outside of advisory work, he is active as an author and public speaker on prescription drug abuse, serves as Chapter President of the American Financial Education Alliance in his local area, and acts as a Trust Protector for a Charitable Remainder Trust. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations, offering financial planning, portfolio management, and retirement-plan consulting through various platforms. The firm utilizes both discretionary and non-discretionary arrangements and employs a combination of fundamental, technical, bottom-up, and top-down investment analyses.

Richard Del Monte is a CFP® with 34 years of industry experience, currently serving at Allworth Financial, L.P. in Folsom, CA since 2024. His prior roles include leadership at Del Monte Group and positions with Wymac Capital Inc and Heritage Apartments. He serves as a board member of the John Muir Health Foundation and holds several volunteer roles in community organizations. Allworth Financial provides services to individual and high-net-worth investors, pension and profit-sharing plans, trusts, corporations, and charitable organizations. The firm offers financial planning, portfolio management, qualified retirement plan consulting, and operates private funds while employing both quantitative and qualitative investment approaches through a dedicated Investment Committee.

David Frings is a financial advisor at Ameritas Advisory Services, LLC with 13 years of industry experience. He holds a Series 66 designation and has worked previously at firms including Fidelity Personal and Workplace Advisors, Bank of America, and Merrill. He is also involved with Harvest Wealth Group and Vas Dias Ca in advisory roles. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm utilizes a range of investment strategies, including model portfolios, mutual funds, ETFs, and individual securities, supported by multiple program platforms and third-party technology.