Anya Bilivsky is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and having two years of industry experience. She has been with LPL Financial since 2019 and has a long-term association with SAFE Credit Union dating back to 2004. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing various strategies and tools to support advisors.

Stan Leavitt is a financial advisor with Ameriprise in Granite Bay, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He worked at Merrill from 1998 to 2017 before joining Ameriprise Financial Services Inc., where he served from 2017 to 2020, and then Ameriprise from 2020 to the present. Ameriprise offers retirement-income planning services aimed at individuals approaching or in retirement, combining research, modeling, and tax-efficiency analysis to provide written Recommendation Reports. The firm serves clients with at least $1 million in net investable assets and integrates advisory, brokerage, and insurance solutions through affiliated companies.

Carter Morrison is a financial advisor at OSAIC with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at American Portfolios Financial Services, Inc. and Western International Securities, Inc. Outside of his advisory role, he is a silent partner in CrossFit Anywhere, contributing personal training expertise. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through affiliated advisors and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services featuring portfolio construction tools, managed accounts, and access to third-party money managers.

Taylor Knapp is a Financial Consultant at Fidelity Investments, a role held since 2022. They have been part of Fidelity since 2020, progressing through positions including Investment Consultant, Relationship Manager, Financial Representative, and Customer Relationship Advocate. Taylor focuses on understanding clients' priorities to tailor financial plans suited to their unique situations. They assist clients in utilizing the resources available through Fidelity to support their financial goals. Taylor holds a California Insurance License.

Richard Shaum is the Branch Leader at Fidelity Investments, where he has been serving since 2019. In this role, he leads a team dedicated to partnering with clients to meet their financial goals while adhering to the firm's standards of care. He emphasizes careful listening to clients' needs and prudent planning to help secure their financial futures, always prioritizing the clients' interests. Prior to his current position, Richard has held several roles at Fidelity Investments, including Team Leader Client Services from 2017 to 2019, Onboarding Coach from 2016 to 2017, Learning and Development Loan from 2015 to 2016, and HNW Associate from 2014 to 2015. He holds a California Insurance License. Outside of his professional responsibilities, Richard has personal interests that include baseball, football, and spending time with pets.

Matthew Zerhusen is a financial advisor with Robert W. Baird & Co. in Roseville, CA, holding a Series 66 designation and 18 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Placer Sierra Bank/Wells Fargo Bank. Outside of finance, he has ownership in a photography business operated with his spouse. He is part of The DDK Group within Baird’s Private Wealth Management department, which serves individuals, corporate clients, pensions, and charitable organizations. The firm offers a range of financial planning and portfolio management services, utilizing a mix of internally researched SMA strategies and advisory solutions.

Aliah Diaz is a financial advisor at Osaic Wealth, Inc. with a Series 66 designation. Diaz has recently begun a career in financial advising, joining Osaic Wealth in 2026 after roles in education and technology sectors. Osaic Wealth, Inc. serves a wide range of retail and institutional clients, including high-net-worth individuals and charitable organizations, through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services, using proprietary asset allocation tools and third-party platforms to manage diverse portfolios across multiple investment options.

Elizabeth Waschow is a financial advisor at Stifel with 19 years of industry experience. She holds the Series 66 designation and has been with Stifel Nicolaus & Co. Inc. since 2015. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach utilizes a proprietary methodology developed by its Investment Strategy Group, which incorporates forward-looking capital market assumptions and probabilistic modeling.

Scott Berner is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and bringing 12 years of industry experience. He has been with Thrivent and its affiliated entities since 2013. Outside of his advisory role, Berner is an ordained pastor with Lutheran Congregations in Mission for Christ, conducting occasional weddings, funerals, and pulpit supply for rural congregations. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based analyses across various planning topics and allows clients to combine planning with managed-account services under a consolidated billing option, while maintaining these services separately.

Shirley Su is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 22 years of experience to her role. She holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Her educational background includes a Master's Degree from the University of New Haven and a Bachelor's Degree from Da Yeh University. Shirley offers a comprehensive wealth management approach, focusing on understanding her clients' financial situations and personal goals. She specializes in areas such as college education planning, divorce transition planning, services for endowments, foundations, and non-profits, legacy planning, LGBT wealth planning, special needs planning strategies, tax minimization, and retirement income. Drawing on her insights and expertise, she crafts tailored strategies that adapt to evolving client needs and market conditions. Clients also benefit from her access to investment insights from Merrill and banking services from Bank of America. Fluent in English, Chinese, Taiwanese, and Mandarin, Shirley integrates perspectives from her Eastern and Western cultural experiences. Outside of her professional work, she enjoys dancing, music, swimming, spending time with her family, and volunteering within her community.

Lorena Robles Cohen is a financial advisor at Merrill with 21 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 2017. Her prior experience includes roles at BancWest Investment Services and Bank of the West. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Peter Mc Donald is a financial advisor at Edward Jones with 18 years of industry experience and holds a Series 66 designation. He has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment options, operates under a fiduciary standard, and manages approximately $1.01 trillion in assets through a large network of advisors and branch offices.

Clark Ebinger Jr. is a financial advisor at Merrill with 12 years of industry experience. He holds the Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Deron Allred is a CFP® certificant with 38 years of industry experience. He is currently affiliated with OSAIC and has worked previously at Royal Alliance Associates, Inc. and Signator Investors, Inc. He also owns Blueprint Financial and Insurance Services LLC, where he sells term insurance. OSAIC serves a diverse client base that includes individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides a range of brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios with various investment vehicles.

Craig Stone is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in delivering personalized wealth strategies tailored to the complex financial needs of business owners, individuals, and families. With over 13 years of experience in the financial industry, Craig emphasizes a disciplined, goals-based approach to wealth management that adapts to varying market conditions. His client focus areas include college education planning, divorce transition planning, personal retirement planning, special needs planning strategies, individual and corporate investment strategy, and retirement income. Craig earned a Bachelor’s Degree in Business Management from the California State University system. Holding the Personal Investment Advisor (PIA) designation, he is committed to building enduring client relationships based on trust and high-quality service. He collaborates with other trusted advisors and leverages Bank of America's and Merrill Lynch's resources to deliver comprehensive financial solutions, including home financing guidance through Wealth Management Lending Officers. Residing in Folsom, California, Craig balances his professional responsibilities with active involvement in his community and family life. He enjoys coaching his children’s baseball, soccer, and basketball teams and spending time outdoors playing golf. Craig prioritizes understanding his clients’ life goals to create personalized plans that align with what matters most to them.

Daniel Downard is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 designation and has nine years of industry experience, including prior roles at Merrill and Bank of America. Outside of his advisory work, he is a self-published author with a novel available on Amazon. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary investment consulting and supports clients through a large advisor network with specialized programs in municipal finance and SIMPLE IRA employer advisory services.

Steven Kurta is a Series 66-credentialed financial advisor with Raymond James Financial in Rocklin, CA, with 13 years of industry experience. He previously worked at Axa Advisors, LLC before joining Raymond James in 2019. Outside of his advisory role, he is a proprietor of rental real estate. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm emphasizes tailored, non-discretionary planning and utilizes analytical tools to model potential outcomes, supporting clients through various advisory programs.

Phillip Mottini is a financial advisor at Cetera with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Smith Mottini Financial Advisors and QA3 Financial LLC. He is also the owner of Plan Well Live Well, a financial planning and portfolio management business. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients nationwide. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and retirement services through a large network of independent advisors.

JJ Veth is a Planning Consultant at Fidelity Investments, a role held since 2025. Prior to this, JJ served as a Relationship Manager at Fidelity Investments from 2023 to 2025 and as a Financial Representative at the same firm from 2022 to 2023. Before joining Fidelity, JJ worked as a Relationship Banker at Chase Bank from 2021 to 2022. JJ's approach to financial planning focuses on guiding clients through every phase of life with a comprehensive and holistic strategy. This includes offering considerations for retirement planning, tax-efficient investing, and legacy planning, supporting clients whether they are starting out, preparing for retirement, or facing major life transitions. JJ holds a California Insurance License and has personal interests that include fitness, food, movies, reading, and traveling.

Corey Kamehaiku is a financial professional with nine years of industry experience, currently affiliated with Cetera. He holds the Series 66 designation and has worked at various firms including Northwestern Mutual and First Allied Securities. Kamehaiku is also associated with Woodcreek Wealth Management, a financial services business. Cetera Investment Advisers LLC operates a nationwide network of independent advisors serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management options and oversees more than $256 billion in assets under management.