Brandon Fanelle is a financial advisor with Janney Montgomery Scott holding a Series 66 designation and 10 years of industry experience. He has been with Janney since 2016. Outside of his advisory role, he serves as an adjunct professor at Towson University, teaching a course in the College of Business & Economics. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base and offers a range of brokerage, financial planning, and advisory services supported by in-house portfolio management and third-party managers.

Lucy Gussio is a financial advisor at T. Rowe Price Advisory Services, Inc. with four years of industry experience and holds a Series 66 designation. Her prior roles include positions at the Michael P. O'Brien Athletic and Recreation Center, St. Mary’s College of Maryland, Central Chesapeake, and Notre Dame Preparatory School. T. Rowe Price Advisory Services, Inc. offers the T. Rowe Price Retirement Advisory Service, which focuses on retirement planning for individual investors and households through a combination of nondiscretionary financial planning, retirement income strategies, and discretionary investment management using proprietary mutual funds and ETFs. The firm’s approach includes model allocations, tax-aware rebalancing, and Monte Carlo simulations to provide ongoing portfolio management and financial planning.

Tracy Kuddar Jr. is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 licenses and seven years of industry experience. He has been with T. Rowe Price since 2018. Outside of advisory work, he is employed as a driver for food delivery services including Instacart and DoorDash. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households, using model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm combines telephone access to advisors with an online planning tool and employs tax-aware strategies and Monte Carlo simulations for retirement income planning.

Erika Hudson is a financial advisor at Empower Advisory Group with seven years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Charles Schwab Bank and TD Ameritrade. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as retail brokerage account holders, delivering integrated services through Empower’s recordkeeping and administrative platforms.

Eric Borsoni is a financial advisor with Schwab Wealth Advisory and holds Series 65 and Series 66 credentials. He has 23 years of industry experience and has previously worked at Morgan Stanley, Ameriprise Financial Services, New York Life, and Nuveen Securities. Outside of financial advising, he serves on the advisory board of Harlem Lacrosse of Baltimore, is a board member of the Maryland Lacrosse League, and works as an assistant varsity lacrosse coach for Howard County Public Schools. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice primarily through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations. Its advice is based on Schwab’s asset allocation models and research tools, with final investment decisions made by clients.

Aeric Alexander is a financial advisor with Equity Services, Inc., holding Series 63 and Series 65 credentials and three years of industry experience. His prior work includes roles at National Life Group, InvestorPlace LLC, and T. Rowe Price. Alexander is also involved in insurance-related activities, assisting teachers with their benefits and working as an insurance agent. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm combines long-term investment strategies with multiple advisory platforms and frequently uses third-party asset managers and model portfolios.

Darcy Carroll is a financial advisor at William Blair with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at William Blair since 2019, previously spending 13 years at Brown Advisory Securities, LLC. William Blair’s Private Wealth Management division offers discretionary and non-discretionary investment management, financial planning, and wealth services to individuals, foundations, pension, and corporate clients. The firm employs an active, research-driven approach across equities, fixed income, and alternative strategies, providing proprietary models and access to private funds and co-investment opportunities.

Fathima Sabeeha Wafik is a financial advisor at T. Rowe Price Advisory Services, Inc. with two years of industry experience. She previously worked at the London Stock Exchange Group for three years and holds a Series 66 designation. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program that combines nondiscretionary financial planning with discretionary investment management, primarily using T. Rowe Price mutual funds and ETFs. The firm serves individual investors and households aiming for retirement goals and employs a structured investment approach including tax-aware rebalancing and Monte Carlo-based financial planning tools.

Kelly Mullican is a Series 66-registered financial advisor with Valic Financial Advisors, bringing five years of industry experience. Prior to joining Valic Financial Advisors in 2020, Mullican worked at Madrones American Grill from 2016 to 2020. Mullican also holds an agent position at AGIA, focusing on non-securities insurance products. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management, financial planning, and wrap programs through a large network of advisors. The firm emphasizes discretionary unified managed accounts via Envestnet’s platform and manages approximately $29.2 billion across nearly 300,000 clients.

Carmen Roy is a financial advisor with Commonwealth Financial Network based in Towson, MD. She holds a Series 65 license and has recently begun her career in the industry. Prior to joining Commonwealth, she held positions at OneDigital Investment Advisors LLC and T. Rowe Price. Outside of her advisory role, she serves as an assistant field hockey coach at Dulaney High School. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 advisors and manages over $212 billion in client assets. The firm offers a comprehensive platform including managed-account programs, third-party asset manager access, retirement consulting, and custody services.

David Frank is a CFP® professional with 33 years of industry experience. He is currently with &PARTNERS and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. &PARTNERS serves a diverse range of clients, including individuals, retirement plans, charitable organizations, foundations, universities, and sovereign wealth funds. The firm offers both advisory and brokerage services, utilizing a mix of proprietary and third-party investment strategies while operating as both a broker-dealer and registered investment advisor.

Nolan Mc Neill is a financial advisor at T. Rowe Price Advisory Services, Inc. with three years of industry experience and a Series 66 credential. His prior roles include positions at Fis, Bank of America, GuideMark Strategic Advisors, Sandy Spring Bank, and the University of Maryland. T. Rowe Price Advisory Services, Inc. provides the Retirement Advisory Service focused on individual investors and households with retirement goals, combining goals-based financial planning, retirement income planning, and discretionary investment management primarily using proprietary mutual funds and ETFs.

Carol Hess is a financial advisor at Janney Montgomery Scott with 30 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Janney since 2009. Hess serves as a member of the board for the Hebrew Burial Society in Towson, MD. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients including individuals, families, trusts, estates, and institutional sponsors, offering a variety of brokerage, financial planning, and advisory services.

William Jolly is a CFP®-certified financial advisor with 11 years of industry experience. He is currently with Valic Financial Advisors and has held a position at Agia since 2022. Outside of his advisory role, he is an agent for non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models to construct client portfolios.

Briana Lantuh is a financial advisor at William Blair with a Series 66 designation and one year of industry experience. Before joining William Blair, she held various roles across sectors including technology and education, with positions at Carahsoft Technology Corp. and The University of North Carolina at Chapel Hill. William Blair’s Private Wealth Management division offers discretionary and non-discretionary investment management, financial planning, and wealth services to individuals, foundations, pension funds, and corporate clients. The firm emphasizes active, research-driven management across multiple asset classes and provides access to proprietary models, third-party sub-managers, and private investment opportunities.

Malgorzata Elashmawy is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at HB Wealth since 2025. She previously worked at WMS Partners, LLC for 14 years. Elashmawy is also involved with the FPA of Maryland as Co-Chairperson of its Pro Bono Committee, where she organizes pro bono financial advice initiatives for nonprofit organizations and underserved communities. HB Wealth Management is a registered investment adviser that offers wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, and institutional clients. The firm employs a disciplined investment process that includes discretionary portfolio management and a combination of quantitative and qualitative due diligence across a range of public and private strategies.

Thomas West is a financial advisor with Valic Financial Advisors, holding Series 63 and Series 66 credentials and 29 years of industry experience. He has been with Valic Financial Advisors since 1998 and also holds a position at Agia. Outside of finance, West is an artist who creates paintings. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models and operating at scale with over $26 billion in discretionary assets.

Ryan Hartsock is a financial advisor with Principal Financial Services in Pasadena, MD, holding a Series 66 designation and 12 years of industry experience. Prior to joining Principal in 2025, he worked at T. Rowe Price for 12 years. Outside of his advisory role, he is an owner and operator of Black Tie Oyster LLC, a catering company specializing in raw bars for events. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Cari Elliott is a financial advisor at HB Wealth with a Series 65 credential and three years of industry experience. Prior to joining HB Wealth in 2025, she worked at WMS Partners and CovingtonAlsina. Outside of her advisory role, Ms. Elliott is involved in coordinating events and managing vendor relations for The Barn at Pleasant Acres, a wedding venue. HB Wealth Management provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm offers discretionary portfolio management and combines quantitative and qualitative due diligence across public and private investment strategies.

Zachary Ruchman is a financial advisor at HB Wealth with a Series 65 license and three years of industry experience. He has previously worked at WMS Partners, RockCreek Group, and BlackRock. Outside of his advisory role, he serves as a finance committee member for the Harold & Geraldine Polinger Family Foundation, advising on budgets and investments. HB Wealth Management provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, and institutional clients. The firm combines quantitative and qualitative due diligence across public and private investment strategies and offers discretionary portfolio management aligned with client objectives and risk tolerance.