Nicholas Leski is a financial advisor at OSAIC with four years of industry experience. He holds Series 65 and Series 63 credentials and previously worked at Lincoln Financial Advisors and PSG Financial, among other roles. Outside of advisory services, he is also a licensed agent offering fixed life insurance, fixed annuities, and traditional life insurance. OSAIC serves a diverse range of clients, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services supported by various platforms and utilizes asset allocation tools and third-party managers to construct portfolios tailored to client needs.

Paul Mac Donald is a financial advisor with Mass Mutual Investors Services based in New Castle, Delaware. He holds Series 63 and Series 65 licenses and has seven years of industry experience, including previous roles at Olive Garden. He is also involved in an individual life insurance sales business. Mass Mutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser and offers financial planning, asset management, and educational services to individuals, business owners, trusts, estates, charitable organizations, and employers.

Nicholas Vali is a CFP® and ChFC® with 13 years of experience in financial advisory. He is currently with Cetera and has previously worked at Minnesota Life and Securian Financial Services. Outside of advisory, he is a partner in a golf course business and holds an equity interest in other local ventures. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with access to discretionary and non-discretionary portfolio management, financial planning, and a range of investment program options.

Dawn Green is a financial advisor at OSAIC with 16 years of industry experience and holds the Series 63 and Series 65 credentials. Her prior experience includes roles at Mass Mutual, Prudential Insurance Company of America, and Signator Investors. She is also an adjunct professor at Wilmington University and owns Wisdom Wealth and Winning, a financial planning business. OSAIC serves a diverse client base including individual and institutional investors, offering a range of brokerage and advisory services supported by firm-provided asset-allocation tools and third-party managed account solutions.

Natalie Plaza is a Wealth Management Advisor at Merrill Lynch Wealth Management. She specializes in serving individuals, corporate executives, and their families, with a particular focus on clients in the entertainment industry. As a CERTIFIED FINANCIAL PLANNER (CFP) and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA), Natalie and her team offer a full range of wealth management services, leveraging the resources of Merrill Lynch, Bank of America Private Bank, and Bank of America. Natalie began her career in architectural design after earning a Bachelor's degree in Environmental Design from the University of Colorado at Boulder. She transitioned into financial advising in 2018, developing expertise in education planning, family wealth management strategies, LGBT wealth planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible investing, women and wealth, sports and entertainment finance, and tax minimization. Her approach focuses on identifying clients' needs and objectives to thoughtfully plan for their financial goals. Natalie is involved in professional and community organizations including the Greater Los Angeles LGBTQ Leadership Team at Bank of America, LPGA Women Who Play, Santa Monica Sports Club, and Women In Film. In her personal time, she enjoys basketball, golfing, skiing, spending time with her family, and watching movies. She resides in Los Angeles, California.

Joseph Durney Jr. is a CFP® professional with 19 years of industry experience, currently serving with Wells Fargo Advisors since 2014. He is based in Wilmington, DE, and holds Series 63 and Series 65 licenses. In addition to his work at Wells Fargo Advisors, he holds ownership interests in multiple investment-related businesses, including Beartooth Investments, LLC and Heirloom Affiliate Management LLC. Wells Fargo Advisors Financial Network offers investment and financial planning services to individuals, trusts, and institutional clients, utilizing proprietary research and planning tools. The firm provides a broad range of planning options, including specialized services such as business-owner transition and special-needs analysis, delivered through a network of financial advisors.

William Hagerman is a CFP® professional with 27 years of experience in the financial services industry. He currently works with Cetera and has previously been associated with Diamond State Financial, Securian Financial Services, and Minnesota Life Insurance Company. Hagerman serves on the finance committee of his homeowners association. Cetera Investment Advisers LLC is an SEC-registered firm offering services through a large nationwide network of independent advisors. The firm serves individual, retirement plan, corporate, charitable, and institutional clients with a range of portfolio management and advisory solutions across multiple program structures and custodial relationships.

Justin Czerwinski is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in assisting professionals and business owners who are entering their peak earning years and individuals nearing retirement. His client focus includes employee benefits planning, family wealth management strategies, retirement income, and small business strategies, among other areas. Justin holds a Bachelor's Degree from Goldey-Beacom College and has earned a number of professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He emphasizes values such as honesty, integrity, and reputation in his professional approach. Beyond his professional work, Justin is involved in community organizations including Beds4Vets and the Hockessin Historical Society. His personal interests include golfing, music, running, and spending time with his family.

Autumn Vernon is a financial advisor with Wells Fargo Advisors in Wilmington, DE, holding a Series 66 designation and one year of industry experience. Prior to her financial advisory career, she served in the United States Airforce for 21 years. Outside of advising, she has partial ownership in a land conservation and vehicle storage business and a sailboat charter company. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options and tailored recommendations supported by firm research and tools.

C Crean is a financial advisor with Osaic Wealth, Inc. based in Wilmington, Delaware, holding the ChFC® and Series 63 designations and has 39 years of industry experience. He was previously with Lincoln Financial Advisors for 11 years before joining Osaic in 2025. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms, offering integrated brokerage and investment advisory services. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

David Foote is a Series 66-licensed financial advisor at Morgan Stanley with 26 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory role, he serves as a trustee and co-trustee for investment-related trusts in Maryland. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through Corporate Financial Planning agreements.

Ryan Meade is a Financial Advisor with over 19 years of experience in the financial industry, based in Wilmington, Delaware. He is part of TWJ Wealth Management, a team recognized by Barron's and Forbes. Ryan specializes in retirement planning, wealth management, estate planning, and family wealth management strategies, including college education and personal retirement planning. He began his career in finance in 2007 and holds professional designations including Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Ryan earned a degree in Business Administration from Penn State University. Ryan resides in the Philadelphia-Wilmington area with his wife and three children. Outside of his professional work, he supports local charities benefiting military service members and youth initiatives. His personal interests include adventure sports, biking, fishing, hunting, ice hockey, pickleball, running, skiing, swimming, and spending time with his family.

Tyler Simonds is a CFP®-designated financial advisor at Edward Jones with six years of industry experience. Prior to joining Edward Jones in 2020, he worked at Lincoln Financial Advisors Corporation and held roles in the hospitality industry. He serves on the board of United Way of Cecil County, advising on management and financial decisions for the organization. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, with a broad nationwide network and a range of advisory programs including discretionary and non-discretionary strategies.

Lynne Rowan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously spent seven years with Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Rohan James is a financial advisor with Primerica Advisors in Wilmington, DE, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has worked with Primerica Advisors since 1998 and Primerica Financial Services since 1995. Outside of his advisory role, he is involved in sales of home security and automation product referrals through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options. The firm curates third-party asset managers and employs a tiered wrap-fee structure to manage its investment solutions.

Thomas Cooney is a financial advisor with LPL Financial in Wilmington, DE, holding Series 63 and Series 65 credentials and having 34 years of industry experience. Prior to joining LPL Financial in 2024, he spent 20 years at PNC Investments. He is involved in managing entities related to his LPL business as well as a separate insurance services activity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Kathy Bauers is a financial advisor at Ameriprise with 28 years of industry experience. She has held positions at Ameriprise and Ameriprise Financial Services, Inc. since 2005. Bauers is a co-owner of P Two P, LLC, where she manages an advisory business. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations through a centralized consulting team.

Stephanie Smith Christiano is the Senior Resident Director at Merrill, where she has built a career spanning over 28 years. She began her journey with the firm through a college internship and joined full-time in 1998. Stephanie focuses on working with families to help them define and achieve their financial goals through regular meetings to assess progress and adjust plans as needed. Her approach emphasizes building strong relationships with clients and professional partners to simplify financial decision-making. Stephanie holds a Master's degree from Wilmington College and a Bachelor's degree from Wesley College. She has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Her areas of expertise include college education planning, personal retirement planning, employee financial health, women and wealth, tax minimization, and retirement income. In addition to her professional work, Stephanie is involved in her community as a board member of First State Ballet and a trustee of Delaware Hospice. She also volunteers with the Ronald McDonald House of Delaware. Residing in Delaware with her husband, a teacher, and their daughter, Stephanie balances her professional responsibilities with spending time with her family, cooking, and traveling.

Paul Miller is a financial advisor with Equitable Advisors in Wilmington, DE, holding Series 63 and Series 65 credentials and 28 years of industry experience. His prior roles include positions at Purshe Kaplan Sterling Investments, PTS Brokerage, Investment Professionals, Penn Investment Advisors, and Penn Community Bank. Outside of his advisory work, he serves as Vice Chairman of the Delaware District for the US Tennis Association. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charitable organizations, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, relying heavily on LPL-sponsored programs and endorsed TAMPs to deliver advisory and brokerage solutions.

Paul Morrison is a financial professional at Cetera with five years of industry experience and holds the Series 66 designation. He has worked at Diamond State Financial Group and Minnesota Life Insurance Co, and serves on the Alumni Advisory Board for the Sigma Chi Fraternity at the University of Delaware. Cetera Investment Advisers LLC operates as a multi-manager platform serving a broad client base including individuals, retirement plans, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers through multiple program structures and custodial relationships.