Kip Hertzenberg is a financial advisor with Western Wealth Management LLC, holding a Series 66 designation and 18 years of industry experience. His prior roles include positions at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. He is based in Golden, Colorado. Western Wealth Management LLC serves a diverse client base including individuals, charitable and corporate entities, and pension plan sponsors, offering comprehensive portfolio management, financial planning, and institutional investment management. The firm operates as a decentralized network of 88 advisors, utilizing a range of investment strategies and multiple advisory programs.

Candace Montoya is a financial advisor at UMB Financial Services, Inc. in Denver, Colorado, holding a Series 66 designation with 13 years of industry experience. Her prior roles include over a decade at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. She joined UMB Financial Services and UMB Bank in 2026. UMB Financial Services, Inc. provides advisory and brokerage services to individuals, trusts, retirement plans, institutions, and municipal entities. The firm offers multiple managed account solutions and combines advisory, broker-dealer, and municipal advisor roles, with an investment approach that includes both discretionary and non-discretionary model-based strategies.

Narine Avanesova is a financial advisor with UMB Financial Services, Inc. in Denver, CO, holding Series 63 and Series 65 credentials and having seven years of industry experience. She has been with UMB Financial Services since 2018 and has worked with UMB Bank since 2008. UMB Financial Services, Inc. provides advisory and brokerage services to individuals, trusts, retirement plans, institutions, and municipal entities. The firm offers multiple managed account options and operates as a broker-dealer, SEC-registered investment adviser, and municipal advisor, with an investment approach that includes documented suitability reviews and model-based strategies.

Darrin Worthington is a financial advisor with Sound Income Strategies, LLC, holding a Series 65 designation and one year of industry experience. His prior roles include positions at Retirement Income Source, Lifeworks Advisors, RetireSMART, and Smart Advisor Network, as well as four years at Pfizer. He is also a licensed insurance agent, dedicating a portion of his time to insurance sales and implementation. Sound Income Strategies is a fee-based investment adviser serving individual, corporate, pension, and retirement plan clients through asset management, financial planning, and sub-advisory arrangements. The firm focuses on fixed-income and income-oriented strategies, combining fundamental and technical analysis, and offers specialized services such as family-office and special-needs planning.

Elizabeth Fugenschuh is a CFP® professional with 16 years of experience in financial advising. She currently works at Mutual Securities, Inc. and Intellicents Elevation LLC, and previously held roles at Geneos Wealth Management and Asset Solutions Inc. She is also a licensed insurance agent providing life, health, and disability insurance as needed by her clients. Intellicents Investment Solutions Inc. serves retirement plan sponsors, individual clients, and various institutions with consulting and wealth management services. The firm employs a long-term, buy-and-hold investment strategy overseen by a CFA-designated Chief Investment Officer, offering both discretionary and non-discretionary options along with sub-advisory arrangements.

Mathias Silberstein is a financial advisor at Mission Wealth Management, LP in Denver, CO, holding a Series 65 designation with four years of industry experience. His prior roles include positions at Lido Advisors, LLC and Colorado Financial Management, as well as teaching appointments at the University of Colorado at Denver and Denver Community College. Mission Wealth Management serves high-net-worth individuals, families, and institutional clients, providing wealth management, personalized financial planning, investment management, and related consulting services. The firm employs a comprehensive approach that integrates investment management with tax, trust, legacy, philanthropy, and risk planning, utilizing both internal resources and select third-party sub-advisors.

Alan Holman is a CFP® with 28 years of industry experience, currently serving as an advisor at Apollon Wealth Management, LLC since 2021. He previously worked at Cascade Financial Management for nine years and has operated his own practice, Alan Holman CFP, since 2010. Outside of advisory roles, he is involved in independent contracting through his personal holding company, ADH Wealth Management. Apollon Wealth Management is a multi-team SEC-registered adviser serving individuals, families, trusts, businesses, charitable organizations, and pooled investment vehicles. The firm combines centrally managed investment strategies with locally managed portfolios and offers services including financial planning, portfolio management, retirement plan advisory, and consulting, utilizing a range of asset classes and tax management strategies.

John Reid IV is a financial advisor at McAdam LLC in Denver, CO, holding a Series 65 designation with four years of industry experience. His diverse work history includes positions at Winter Park Ski Resort and the University of California Research Institute. McAdam LLC serves individuals, trusts, estates, charitable organizations, corporations, and government entities, including high-net-worth households. The firm provides financial planning, investment management, and retirement plan consulting, employing fundamental analysis and incorporating specialized investment exposures to tailor portfolios according to client goals.

Jeffrey Kane is a Certified Financial Planner (CFP®) with 13 years of experience in the financial services industry. He has worked at Root Financial Partners since 2024 and previously spent over a decade with Charles Schwab and Schwab Wealth Advisory Inc. based in Littleton, CO. Root Financial Partners provides investment management and comprehensive financial planning to individual clients, trusts, estates, small businesses, and select retirement-plan relationships. The firm uses broadly diversified, passive investment strategies tailored to client objectives and risk tolerances, and offers specialized techniques and sub-adviser recommendations for clients with more complex needs.

Ryan Walls is a financial advisor at Arax Advisory Partners with seven years of industry experience. He holds the Series 66 designation and has worked at firms including SRS Capital Advisors, Cedrus LLC, Equitable Advisors, and Axa Advisors. Outside of financial advising, Walls works as a paramedic for Denver Health & Hospital Authority and Haynes Ambulance. Arax Advisory Partners offers wealth management and advisory services to individuals, high-net-worth clients, family offices, institutions, and businesses. The firm employs a fiduciary approach using in-house and external managers, traditional and alternative investments, and incorporates AI tools and third-party analytics to support its investment research and operations.

John Bohan is a CFP® with 12 years of industry experience, currently serving as an advisor at Aprio Wealth Management, LLC in Littleton, CO. His prior work includes roles at Prism Financial Group, Investment Trust Company, and LPL Financial LLC. Outside of advising, he owns Finbits Media LLC, a financial education blog and speaking platform, and is the author of a book titled *NOT ANOTHER LECTURE 20 finbits of unsolicited Dad wisdom about money*. Aprio Wealth Management provides investment advisory services to individuals, qualified retirement plans, trusts, estates, charitable organizations, and businesses. The firm employs asset allocation and techniques such as dollar-cost averaging and options-based portfolios, offering continuous monitoring and coordinating with affiliated tax professionals and CPAs.

Jacob Kavalar is a financial advisor with CreativeOne Wealth, LLC, holding a Series 65 designation and beginning his advisory career in 2026. Prior to entering the financial industry, his work experience includes roles in real estate and retail sectors. CreativeOne Wealth, LLC offers fee-based asset management, financial planning, and retirement plan consulting services to individuals, corporations, and other advisory firms. The firm manages primarily discretionary accounts through a combination of proprietary model portfolios and third-party managers, employing a variety of analytical approaches and investment vehicles.

Scott Marek is a CFP® professional with 13 years of experience in financial advisory. He is affiliated with Maia Wealth and has worked at Simplicity Wealth, MML Investors Services LLC, MassMutual Life Insurance Company, and Northwestern Mutual Investment Management. Outside of his advisory role, Marek is involved in mental health coaching through a nonprofit app and supports community financial resilience initiatives via another nonprofit. Maia Wealth provides investment management and advisory services to individuals, trusts, estates, and businesses, utilizing a combination of fundamental, technical, and cyclical analysis. The firm integrates technology and third-party platforms in its approach, offering services that include financial planning, retirement plan advisory, and institutional consulting.

Tiffany Riedel is a financial advisor with Advisory Solutions Group, holding Series 63 and Series 65 credentials and bringing 13 years of industry experience. She previously worked at Avior Wealth Management, LLC and SC Financial Services, Inc. before joining her current firm. Advisory Solutions Group serves retail clients through a network of Investment Advisor Representatives and offers turnkey business and back-office services to other RIAs. The firm constructs diversified portfolios using quantitative, momentum, and fundamental analysis, providing both discretionary and non-discretionary strategies alongside model portfolios and research for advisor firms.

Harrison Sedmak is a CFP® with four years of industry experience currently at Facet in Denver, CO. He previously worked at Mercer Global Advisors Inc. and Fidelity Investments. Facet Wealth provides subscription-based financial planning and discretionary investment management to a diverse client base, utilizing technology-driven, model-based asset allocations with a focus on ETFs and a flat subscription fee structure.

Matthew Daley is a financial advisor at Howard Capital Management, LLC in Denver, CO, with 27 years of industry experience. He holds Series 63, Series 65, and Series 66 designations. Prior to joining Howard Capital Management in 2021, he worked for Gwfs Equities Inc/Great West Life & Annuity Insurance Company from 2006 to 2019. Howard Capital Management serves a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and other investment advisers. The firm employs proprietary tactical indicators and model portfolios, often using its own mutual funds and ETFs, to manage discretionary portfolios and provide private wealth services.

Olivia Spitznagle is a financial advisor at CliftonLarsonAllen Wealth Advisors, LLC in Denver, CO, holding a Series 65 designation. She has one year of experience in the industry, including prior roles at Lallande and Bloom Bake Shop. Outside of advising, she has experience in the food service industry through her work with Bloom Bake Shop over seven years. CliftonLarsonAllen Wealth Advisors provides wealth advisory and asset management services to individuals, corporate and institutional clients, and qualified retirement plans. The firm combines fiduciary RIA services with broker-dealer and insurance activities, offering a range of solutions including financial and estate planning, business succession consulting, and investment management through strategic asset allocation and multidisciplinary planning.

Aaron Bagully is a financial advisor with Western Wealth Management LLC in Golden, CO, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He previously worked at Edward Jones for 11 years and at LPL Financial for 3 years. Bagully provides investment advisory services through Western Wealth Management as an independent advisor. Western Wealth Management serves individuals, corporations, retirement plans, charitable organizations, other advisors, and institutional clients. The firm operates a decentralized network of investment adviser representatives and offers a broad range of services including portfolio management, financial planning, and access to multiple model portfolios and strategies.

Robert Sutphin is a Series 65-credentialed financial advisor at GHP Investment Advisors Inc with five years of industry experience. He has worked at GHP Investment Advisors since 2021 and previously held a position at SS and C Technologies. GHP Investment Advisors provides discretionary and non-discretionary investment supervisory services, financial planning, pension advisory, and consulting to individuals, pension plans, charitable organizations, and businesses. The firm employs fundamental analysis with a generally long-term investment approach and is notable for sponsoring private funds focused on international and Israeli securities.

Makenna Herbert is a financial advisor at GHP Investment Advisors Inc. with one year of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Charles Schwab & Co., Inc. and Kimpton. GHP Investment Advisors offers discretionary and non-discretionary investment supervisory services, financial planning, and pension advisory to individuals, including high-net-worth clients, as well as pension plans, pooled investment vehicles, charitable organizations, and businesses. The firm employs fundamental analysis with a long-term investment approach and sponsors private funds focused on international and Israeli securities.