Elizabeth Kwoka is a financial advisor with Cambridge Investment Research Advisors, holding the ChFC® designation and Series 63 and 65 licenses. She has 17 years of industry experience, including prior roles at Legacy Planning Partners, Securian Financial Services, and Minnesota Life Insurance Co. Outside of financial advising, she owns accounting and bookkeeping service businesses. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a range of portfolio management and model-based solutions tailored to client objectives.

Vincent Abio is a financial advisor at Ameriprise with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Bank of America and Merrill. He also maintains a dual role with S&T Financial Services. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency strategies to provide customized recommendation reports through a centralized consulting team.

Michele Lugiano is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with LPL Financial since 2012. Outside of his advisory role, he is involved with alumni engagement at Gloucester Catholic High School. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs and financial planning services, utilizing both proprietary and third-party research and model portfolios.

Thomas Roycroft is a financial advisor with Cetera who holds a Series 63 designation and has 34 years of industry experience. He has worked with Cetera and its affiliated entities since 2015 and serves as president of Roycroft Financial, an independent financial business. Cetera Investment Advisers LLC is an SEC-registered firm that delivers a range of portfolio management and financial planning services through a large network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers multiple program options and investment strategies, managing over $256 billion in assets across more than 10,000 advisors and approximately 800,000 clients.

Dylan Amoroso is a financial advisor with Ameriprise in Tarpon Springs, FL, holding a Series 66 designation and 11 years of industry experience. He has been with Ameriprise and its affiliated entities since 2014. Outside of his advisory role, he owns and manages 1309 Group, Inc., an investment-related business. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports, supported by a centralized consulting team and algorithmic automation, while offering a broad range of advisory, brokerage, and insurance solutions.

Alexandria Halstead is a CFP® with nine years of industry experience, currently serving as a financial advisor at Ameriprise Financial Services LLC. Her prior experience includes roles at LPL Financial LLC, Rev.com, and The Prudential Insurance Company of America. She is also involved in independent insurance brokering focusing on fixed annuities. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice centered on dependable income sources and tax-aware withdrawal strategies.

George Pittaoulis is a financial advisor at Ameriprise with 25 years of industry experience. He holds a Series 66 designation and has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2000. Outside of his advisory role, he is involved in several business ventures focused on staffing and operational support for financial planning practices. Ameriprise is a large institutional firm that offers retirement-income planning services for individuals with significant investable assets. The firm provides comprehensive advisory, brokerage, and insurance solutions, utilizing a centralized retirement-income consulting team and a combination of research, modeling, and tax-efficiency analysis to deliver tailored recommendations.

Gabriele Mastrobuono is a CFP® certificant and Series 66 licensee with 19 years of industry experience. He has been with Edward Jones since 2006 and is based in Mantua, NJ. Outside of his advisory role, he serves as secretary for a local homeowners association and manages rental properties involving family members. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and affiliated investment products, supported by a large network of financial advisors and branch offices nationwide.

Intreabud Tran is a financial advisor at Ameriprise with three years of industry experience. He holds the Series 66 designation and has previously worked at RBC Capital Markets and Wells Fargo in various roles. Ameriprise is a large institutional firm that offers retirement-income planning services primarily for clients approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to develop customized, non-discretionary recommendation reports delivered in partnership with its financial advisors.

Cody Edminster is a financial advisor at Edward Jones with a Series 66 credential and one year of industry experience. Prior to joining Edward Jones, he worked at Globe Life Family Heritage Division, Keyence Corporation of America, and The Home Depot. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, access to separately managed accounts, and affiliated mutual funds, supporting approximately $1.01 trillion in assets under management.

Periklis Kotsiopoulos is a financial advisor with LPL Financial in Media, PA, holding Series 63 and Series 66 credentials and 23 years of industry experience. He previously worked for Lincoln Investment for 18 years before joining LPL Financial in 2026. He serves on the Board of Trustees for the Middletown Free Library, assisting with fundraising, community outreach, and strategic planning. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning, advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.

Andrew Harmer is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and bringing 41 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment solutions tailored to plan objectives and risk tolerances. The firm’s approach is IPS-driven and includes a range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Annelise Chayka is a financial advisor at LPL Financial with 14 years of industry experience. She holds the Series 66 designation and previously worked for Lincoln Financial Advisors for six years before joining LPL Financial in 2022. In addition to her advisory role, she serves as an executor in a fiduciary capacity for the estate of Cynthia A. Chayka. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement consulting, supported by research and technology-driven solutions.

Gilbert Scarborough IV is a financial advisor with Wells Fargo Clearing in Wilmington, DE, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. His prior experience includes nine years at J.P. Morgan Chase Bank and over a decade managing his own investment entities. He also serves as a trustee on a family trust account. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Jennifer Giles is a CFA® charterholder with 12 years of industry experience, currently serving as a financial advisor at RBC Capital Markets since 2021. Prior to joining RBC, she worked at Hays Talent Solutions and spent several years in homemaking. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles and investment preferences.

William Cooney is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 35 years of industry experience. He previously worked at Bestvest Investments for 22 years and was involved in Cooney Storage for five years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from internal and third-party sources.

Ronald Goldberg is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 43 years of industry experience. He has worked with Pinnacle Wealth Advisors, LLC and Guardian Life Insurance Company, in addition to his long tenure at Cetera. He is a part owner of Pinnacle Wealth Advisors, LLC, a financial services firm. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad client base, including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and multiple program structures.

Michael Miller is a CFP®-designated financial advisor at OSAIC with 15 years of industry experience. He previously worked for Lincoln Financial Advisors for 10 years before joining OSAIC in 2025. Outside of his advisory role, he is employed at Integrity 5 LLC, supporting registered representatives by managing operations and administrative tasks. OSAIC serves a diverse client base ranging from individual investors to institutional and charitable organizations, offering integrated brokerage, advisory services, and access to third-party money managers. The firm employs a range of asset-allocation and portfolio management tools and supports both discretionary and non-discretionary account management.

Lora Baldini is a financial advisor with RBC Capital Markets, holding a Series 66 designation and 20 years of industry experience. She has been with RBC Capital Markets since 2013. Outside of her advisory role, she is the owner of Infinity Leasing, LLC, a residential rental property business. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles.

Susan Sechter is a financial advisor at RBC Capital Markets with seven years of industry experience. She previously worked at Breakwater Accounting & Advisory Group, Mattern, and Black Slaughter & Black PA. She serves as a non-compensated council member of the Heathergreen Commons Homeowners' Association in Wilmington, Delaware. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a broad client base including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs with customized strategies implemented through a mix of in-house and third-party managers, notable for its integrated capital-markets capabilities and affiliated asset managers.