Toni Johanson is a financial advisor at Fidelity with 18 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Fidelity Brokerage Services LLC since 2007. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction in developing model portfolios, and maintains formal advisory roles to multiple registered investment companies and fund-of-funds.

Michael Hestness is a financial advisor at Primerica Advisors with 12 years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at PFS Investments Inc., Northrop Grumman, and Lockheed Martin. Outside of his advisory role, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm delivers advisory services primarily through model-driven strategies and supports trade execution and custody with third-party providers.

Kenneth Lopez Joa is a financial advisor with Fidelity Investments in Salt Lake City, UT, holding Series 66 and Series 63 credentials and having two years of industry experience. Prior to joining Fidelity, he worked in various roles including education and campus services, and he is involved in a side business building and selling computers while creating related video content. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios that include mutual funds, ETFs, and ETPs.

Jon Nielsen is a Financial Consultant at Fidelity Investments, where he has been working since 2023. He has more than a decade of experience in the investments industry, having held positions such as Senior Financial Advisor at CUNA Brokerage Services, Inc., Retirement Planner and Retirement Solutions Representative at Fidelity Investments, Investments Consultant at Wells Fargo Advisors, and Private Client Investments Consultant at JP Morgan Chase Wealth Management. Throughout his career, Jon has focused on helping clients pursue their financial goals through thoughtful planning and guidance. He emphasizes building meaningful relationships and serving as a trusted resource at every stage of life. Jon aims to provide personalized guidance by understanding each client's priorities, values, and objectives to align with their long-term vision. Jon holds a California Insurance License. Outside of his professional work, he has interests in art, food, football, hiking, and singing.

Carl Hafen is a financial advisor with Ameriprise in North Salt Lake, UT, holding a Series 66 designation and 10 years of industry experience. He has been with Ameriprise and its affiliated entities since 2015. Outside of his advisory role, Hafen has business ownership interests related to succession planning through CX, LLC. Ameriprise serves individuals approaching or in retirement, typically with significant investable assets, offering retirement-income planning through its Premier Retirement Income service. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, tailored recommendations delivered in partnership with financial advisors.

Kyra Domgaard is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. She has worked at Fidelity Investments since 2021 and previously held roles at Discover Financial Services and Starbucks. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and manages a range of registered investment companies and fund-of-funds.

Jeffrey Hunter Sr. is a financial advisor with UBS Financial Services in Los Angeles, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with UBS Financial Services since 2007. Outside of his advisory role, he serves as an advisor to the Auticon Training Institute, a nonprofit focused on increasing employment opportunities for individuals on the autism spectrum. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, utilizing proprietary research and capital market models to tailor client strategies.

Marcus Wyner is a financial advisor at Fidelity with 19 years of industry experience. He holds Series 63 and Series 66 designations and has been affiliated with various Fidelity entities since 2006, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction and is noted for its use of systematic methodologies, regulatory registrations, and formal advisory roles to multiple funds.

Megan Roman is a financial advisor with Fidelity and holds Series 63 and Series 66 licenses. She has five years of industry experience, including her current role at Strategic Advisers LLC, a Fidelity Investments company, where she has worked since 2025. Prior to that, she was with Fidelity Investments from 2020 to 2025. Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, and is noted for its use of proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction. The firm also serves as an advisor to multiple registered investment companies and manages model portfolios using systematic methodologies.

Jeffrey Porter is a financial advisor with Fidelity Investments in Salt Lake City, UT, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has been associated with Fidelity Brokerage Services, Inc. since 1998 and joined Fidelity Investments in 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable and registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Barbara Ginty is a financial advisor with LPL Financial based in Salt Lake City, UT, holding Series 65 and Series 63 licenses and possessing 17 years of industry experience. She has been with LPL Financial since 2013. Outside of her advisory role, she is an adjunct professor of financial literacy at SUNY Ulster and an author of financial education materials through her work with Planancial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing research and model portfolios while providing discretionary and non-discretionary management options.

Guy Thaller is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. Their advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among their investment offerings.

Matthew Stringham is a financial advisor at Fidelity with 4 years of industry experience. He holds the Series 66 and Series 63 designations. Prior to joining Fidelity, he spent 16 years at America First Federal Credit Union. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios, and it holds distinctive registrations and advisory roles within the institutional investment space.

Remington Slagowski is a financial advisor with Fidelity in Salt Lake City, Utah, holding Series 63 and Series 66 licenses with four years of industry experience. Prior to joining Fidelity, his background includes positions outside finance, such as work with P.F. Chang's and running a lawn care business. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm manages a range of portfolios, including fund-of-funds and model portfolios delivered to intermediary platforms, with additional roles in advisory and fund management.

Jeff Smith is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 63 and Series 66 designations and bringing 12 years of industry experience. He has been with Fidelity Investments since 2014. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable and registered investment companies. The firm combines fundamental research with quantitative and algorithmic portfolio construction, managing model portfolios across a range of mutual funds, ETFs, and ETPs.

Hayden Adams is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he held positions at Bitcoin Depot, Lyft, and several other companies across the technology and insurance sectors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to manage model portfolios utilizing mutual funds, ETFs, and ETPs.

Andrew Taylor is a Financial Consultant at Fidelity Investments, a position he has held since 2024. In this role, he works directly with clients to help construct appropriate portfolios aimed at achieving their financial goals and to navigate major life events. His approach involves ensuring clients understand how their financial plans work and addressing any questions, concerns, or additional needs that arise during the process. Andrew has been with Fidelity Investments since 2018, holding various roles including Planning Consultant, Investment Management Consultant, Workplace Planning Consultant, Investment Solutions Representative, High Net Worth Associate, and Customer Relationship Advocate. This progression reflects his experience in financial planning, investment management, and client relationship management. He holds insurance licenses in Arkansas and California. Outside of his professional work, Andrew has personal interests that include golf, hiking, parenthood, pets, skiing, and traveling.

Ash Larsen is a Wealth Management Planning Consultant at Fidelity Investments, a position held since 2024. Larsen's career in the financial industry spans several roles, including Financial Consultant and Planning Consultant at Fidelity Investments, a Private Client Advisor at JP Morgan from 2019 to 2023, and a Regional Private Banker at Wells Fargo Bank from 2002 to 2019. Larsen's experience encompasses wealth management and financial consulting, with a focus on building client relationships based on trust and long-term planning. Larsen holds insurance licenses in Arkansas and California. Outside of professional pursuits, Larsen's personal interests include baseball, camping, family activities, motorcycles, outdoor adventures, and skiing.

Ma Kayla Whiting is a financial advisor with Charles Schwab in Farmington, UT, holding a Series 66 designation and one year of industry experience. Her prior roles include positions at several title companies and a market, alongside a period in full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, using multi-asset model portfolios and centralized operational support.

Jonathan Gates is a financial advisor with LPL Financial in Clearfield, UT, holding the CFP® designation and Series 63 and 65 licenses. He has eight years of industry experience, previously working with MML Investors Services, LLC and Mass Mutual Life Insurance Co. Gates is also involved with Gates Wealth Group, LLC, a business entity for tax and investment purposes. LPL Financial is a registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by extensive research and technology.