Joseph Goett is a financial advisor at Wells Fargo Advisors with 11 years of industry experience. He holds a Series 66 designation and has worked at various Wells Fargo entities since 2014. He is also a part-owner of ENTITY 3 LLC, an investment-related business based in Stamford, CT. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser serving individuals, trusts, and institutions with a broad range of financial planning and investment services. The firm offers tailored recommendations using proprietary research and planning tools, integrating advisory services with other financial products and referral channels.

Joel Ford is an advisor at Merrill with Series 63 and Series 66 licenses and one year of industry experience. His prior roles include positions at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company, as well as entrepreneurial work with Deep Dreams LTD, a music production venture he was involved with for 16 years. Merrill offers managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, providing model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Ethan Sullivan is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds a Series 66 designation and previously worked at Bank of America and Merrill. Outside of his advisory role, he is a part-time seasonal youth alpine ski racing coach at Berkshire East Mountain Resort. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations to deliver a range of investment services.

Colin Nardi is a Financial Advisor with Merrill Lynch Wealth Management. He holds the professional designation of Chartered Retirement Planning Counselor (CRPC). Colin earned his Bachelor's Degree from Providence College. His role involves advising clients on financial planning and retirement strategies.

Martin Wollack is a Series 66-licensed financial advisor at Morgan Stanley with 16 years of experience. He has worked at several firms, including Principle Wealth Partners LLC, Essex Financial Services, Inc., Della Porta Financial Advisors, and Bbva Compass. He is based in New Haven, CT. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes firm-approved planning tools and modeling techniques as part of its financial planning process.

Derek Slovak is a financial advisor with Morgan Stanley in Westport, CT, holding Series 63 and Series 66 credentials and bringing 18 years of industry experience. His prior work includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services through both direct and corporate financial planning agreements.

Thomas Martin is a financial advisor with Cetera in North Haven, CT, holding Series 63 and Series 66 licenses and having 13 years of industry experience. His prior roles include positions at Lincoln Financial Advisors Corporation, Independent Financial Group, and Penn Mutual Life Insurance Company. He is the sole owner of Martin Strategic Wealth LLC, which focuses on continuity and succession planning. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services across multiple program structures and investment strategies.

Michael Wein is a Series 66 licensed financial advisor with Morgan Stanley, based in Westport, CT, and has 21 years of industry experience. He previously worked at Bank of America and Merrill for nine years before joining Morgan Stanley in 2025. Outside of his advisory role, he serves on the board of The Community Synagogue in Westport and leads its social committee, organizing events and fundraising activities. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and processes.

Robert Guiry is an Investment Consultant at Fidelity Investments, where he works closely with clients to help them achieve their financial goals. With previous roles including Vice President of Investments at David Lerner Associates and Insurance Advisor at Charter Oak Financial, he brings varied experience in investment planning and financial services. Robert applies his background in coaching and education to his professional work, focusing on client education and partnership to facilitate efficient progress towards financial objectives. He is committed to fostering long-term professional relationships to help clients feel confident in their financial plans. Outside of his professional role, Robert has interests in the beach, comedy, food, football, movies, and theater.

Kimberly Dejana is a financial advisor at Ameriprise with 28 years of industry experience. She holds a Series 63 designation and has previously worked at Wealth Strategies of America, Inc. and Raymond James Financial Services, Inc. In addition to her advisory role, she is a notary public in Connecticut. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets. The firm utilizes research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary recommendations, supported by a centralized consulting team and algorithmic tools.

Kelley Mcwilliams is a Wealth Management Advisor at Merrill Lynch Wealth Management, having joined the firm in 2021. She has over 20 years of experience in the financial services industry, focusing on wealth management that considers her clients' priorities, goals, and aspirations. Her approach incorporates an understanding of how life events, both planned and unexpected, can impact finances. Before transitioning to wealth management, Kelley held roles in institutional fixed income on the municipal desk at Lehman Brothers and Barclays Capital, as well as positions in fixed income research at Rocaton Investment Advisors and Goldman Sachs Asset Management. She graduated cum laude from Duke University in 2002 with a Bachelor of Science in Economics. Her professional credentials include FINRA Series 7 and Series 66 registrations and the Chartered Financial Analyst® (CFA®) designation. Kelley lives in Darien, Connecticut with her three children. Her interests include spending time with family, tennis, and traveling.

Sal Sereno is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop financial plans tailored to their individual needs and goals. He focuses on understanding clients' current financial situations and aspirations to create clear strategies that align with their definitions of success. Sal has been with Fidelity Investments since 2020, initially serving as an Investment Consultant before becoming a Financial Consultant in 2022. Prior to joining Fidelity, he worked as a Financial Representative at National Securities Corporation from 2017 to 2020. Outside of his professional role, Sal has interests that include fishing, fitness, golf, sailing, skiing, and traveling.

Timothy Byrnes is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and bringing 33 years of industry experience. He previously worked at R. W. Pressprich & Co. for 30 years before joining Fidelity in 2021. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional investors, including fund advisory and model portfolio delivery. The firm combines fundamental research with quantitative and algorithmic methods, supporting a range of client needs through discretionary and non-discretionary management.

Steven Nester is a financial advisor with Equitable Advisors in Naugatuck, CT, holding a Series 66 designation and 16 years of industry experience. He has been with Equitable Advisors since 2009, including time when the firm operated as Axa Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm utilizes a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Joan Buonocore is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 66 designations and has been with Merrill since 2011. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies. The firm serves a broad client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

John Tierney is a financial advisor with Mass Mutual Investors Services in Hamden, CT, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Charter Oak Financial and the University of Massachusetts. Outside of his advisory duties, Tierney serves as a notary public for the Commonwealth of Massachusetts, works as a personal coach focusing on mental health and entrepreneurship, and coaches other financial advisors. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools and offers a range of investment and educational programs.

Dennis Brown is a Senior Financial Advisor and Senior Vice President at Merrill Lynch Wealth Management, where he has been employed since 1994. He has progressed through various roles including Senior Financial Consultant, Vice President, and First Vice President, and has extensive experience working with employers and plan participants to develop retirement plans. His client focus includes corporate benefits, family wealth management strategies, institutional consulting, employee financial health, and personal retirement planning. Dennis holds several professional designations including Certified Plan Fiduciary Advisor (CPFA), Certified 401(k) Professional (C(k)P), Certified Exit Planning Advisor (CEPA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned his Bachelor's Degree from Loyola University Maryland and his High School Diploma from Fairfield College Preparatory School. He has received recognition such as being named to the Forbes "Best-in-State Wealth Advisors" list from 2019 to 2021, and has been awarded the Financial Times Top 401 Retirement Plan Advisors accolade for five consecutive years through 2020. Dennis is involved in his community through participation in organizations including Al's Angels, Fairfield Preparatory School, and Team Woofgang. His personal interests include biking, boating, football, golfing, hiking, music, spending time with family, traveling, and yoga.

Matthew Hadad is a financial advisor at Merrill with Series 66 credentials and three years of industry experience. His prior roles include positions at Peoples United Bank, Putnam Investments, and Merrimack College. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Ronald Gambardella is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Lincoln Financial Securities Corporation since 2008 and joined OSAIC in 2025. Outside of advising, he serves as a notary public and owns a tax preparation business. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage, investment advisory services, and financial planning through a large network of affiliated advisers. The firm employs asset-allocation tools and supports multiple advisory platforms to construct portfolios tailored to client preferences.

Scott Panza is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 licenses and 17 years of industry experience. He has worked at MassMutual Life Insurance Company and MassMutual Investors Services since 2017, and previously at MetLife Securities Inc from 2009 to 2017. Outside of advising, he is involved in insurance sales and is a principal of several investment-related entities used for joint investment purposes. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using firm-approved software tools and offering event-driven planning services such as divorce and estate-settlement planning.