Martin Coursey is a financial advisor with Mass Mutual Investors Services in Farmington, CT, holding the ChFC® designation and Series 63 and 65 licenses. He has 43 years of industry experience, including over 30 years with MassMutual and MML Investors Services. In addition to his advisory role, he works as an insurance agent focused on life, disability, and long-term care insurance as well as fixed annuities. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, providing collaborative, goal-based planning and a range of investment and insurance solutions.

Mallika Bahuguna is a Wealth Management Advisor with Merrill Lynch Wealth Management. She works alongside high net worth families to address their unique financial situations, helping them explore options related to retirement planning, estate transfer, and protection from major life events. Mallika supports clients in developing personalized strategies to pursue their long-term financial goals. She holds a Master's Degree from Santa Clara University and a Bachelor's Degree from the University of Virginia. Mallika’s approach involves collaborating closely with clients and coordinating with other professionals such as CPAs and attorneys to optimize overall wealth management. Her work aligns with a holistic philosophy that values ongoing dialogue and building trusted relationships.

Giuseppe Mancini is a financial advisor with Ameriprise in Waterbury, CT, holding a Series 66 designation and 26 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Ameriprise offers a retirement-income planning service for individuals nearing or in retirement who meet certain asset thresholds, providing detailed Recommendation Reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver non-discretionary advice through a centralized consulting team, with a focus on assets held in Ameriprise-managed accounts.

Charlotte Souza is a financial advisor with Charles Schwab, holding Series 63 and Series 66 registrations and eight years of industry experience. Her prior roles include positions at Fidelity Investments, The Prudential Insurance Company of America, and Merrill. Souza has worked at Charles Schwab since 2026, based in West Hartford, CT. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management, financial planning, and custody services. The firm is notable for its large client base, integrated operational structure, and multi-asset investment approach.

Nicole Falciano is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 24 years of experience. She provides portfolio guidance focusing on asset allocation and diversification strategies and offers expertise in the establishment of trust, endowment, and estate accounts. She supports clients in pursuing their investment objectives through customized investment strategies, including discretionary management and selections from Merrill Lynch and third-party portfolios. Nicole began her career at Merrill Lynch in the Ponte Vedra Beach, Florida office in 1999 before relocating to Connecticut in 2006. She holds a Bachelor's Degree in Accounting from Flagler College in Saint Augustine, Florida, and earned the Chartered Retirement Planning Counselor (CRPC) designation in 2007. She has been a Senior Portfolio Advisor and accredited Portfolio Advisor since 2008. Outside of her professional work, Nicole enjoys skiing, cycling, kayaking, hiking, and traveling. She is dedicated to making memories with her triplet daughters Lenora, Carina, Valentina and her toddler Nicolina, often spending time at horse stables and a cottage in Cape Cod.

Rachel Harrison is a financial advisor with Charles Schwab in West Hartford, CT, holding a Series 66 designation and 16 years of industry experience. She worked at Morgan Stanley for 11 years before joining Charles Schwab and Charles Schwab Bank SSB in 2024. Outside of financial services, she is authorized to officiate weddings. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Stanley Keating III is a financial advisor with Raymond James Financial, holding a Series 63 designation and bringing 39 years of industry experience. He has been with Raymond James Financial Services, Inc. since 1999 and Raymond James Financial since 2009. Outside of his advisory role, he is the owner of Argentum Financial Partners LLC, where he performs managerial and administrative duties. Raymond James Financial Services Advisors, Inc. serves a diverse client base that includes individual investors, high-net-worth clients, pension plans, charitable organizations, corporations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored financial plans developed through detailed client interviews and risk profiling.

Emily Derikito is a financial advisor with Morgan Stanley in West Hartford, CT, holding a Series 66 license and four years of industry experience. Prior to joining Morgan Stanley in 2025, she worked at Janney Montgomery Scott from 2021 to 2025. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques.

Jennifer Sheridan is a Wealth Management Advisor at Merrill Lynch Wealth Management based in West Hartford, Connecticut. She specializes in helping clients achieve their financial goals through a structured process and personalized planning. Her approach to wealth management is centered on understanding each client's unique priorities and crafting a financial framework that aligns with their life goals. With a Bachelor's Degree from Central Connecticut State University, Jennifer holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She is a member of the Certified Financial Planner Board of Standards, Inc. Her expertise spans college education planning, legacy planning, retirement income management, philanthropic planning, socially responsible investing, and wealth planning for women and the LGBT community. Jennifer integrates her philosophy that financial success depends on personal priorities such as health, family, leisure, giving, work, and finance. She emphasizes a proactive, personal, and trust-based approach that adjusts to life's changes and market conditions. Outside of her professional work, Jennifer enjoys cooking, golfing, traveling, practicing yoga, and spending time with her family.

Sadik Kulla is a financial advisor with Raymond James & Associates in Watertown, CT, holding a Series 66 credential and bringing 25 years of industry experience. He has been with Raymond James and its related entities since 2016. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base through wealth advisory planning and investment consulting, offering firm-sponsored wrap fee programs and institutional consulting while maintaining a distinctive focus on municipal and public finance.

Giuseppe Terranova is a financial advisor with LPL Financial, holding a Series 66 designation and three years of industry experience. His prior work experience includes roles at SagePoint Financial, Hedberg Wealth Management, and several corporate positions at Raytheon Technologies and Henkel Corporation. He is also involved with Hedberg Wealth Management, which operates as a DBA for his LPL business. LPL Financial is a national investment adviser and broker-dealer that serves a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, with access to model portfolios and research from multiple sources.

Qasim Khan is a financial advisor at Merrill in Hartford, CT, holding a Series 66 designation with 15 years of industry experience. His career includes roles at Bank of America and Merrill since 2017, as well as positions at JPMorgan Chase Bank and JP Morgan Securities from 2014 to 2017. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates investment management with Bank of America’s broader platform, providing access to a wide array of products and services.

David Waldo is a CFP® professional with 22 years of industry experience, currently advising at Merrill since 2011. He is the owner of Talking Squirrels, LLC, a single-person LLC established for publishing a children's book, and has also authored a financial planning book he intends to publish. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Lisa Stanes is a Series 66 licensed financial advisor with Fidelity, based in West Hartford, CT, and has 15 years of industry experience. She has been with Fidelity Investments since 2010, including roles at Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios that incorporate mutual funds, ETFs, and ETPs.

Christopher Mishler is a Planning Consultant at Fidelity Investments, where he partners with clients to create personalized financial plans tailored to their individual and family situations. He focuses on identifying clients' specific strengths and weaknesses to help them pursue plans based on their goals. Since joining Fidelity Investments in 2023, Christopher has worked diligently with each client to ensure they have the confidence and comfort needed to manage their financial future. Outside of his professional role, Christopher enjoys outdoor activities such as beach outings, boating, hiking, kayaking, and snowboarding.

Haig Arakelian is a Vice President and Financial Consultant at Fidelity Investments, where he has been serving clients since 1998. He has over 27 years of experience working with Fidelity clients and their families, focusing on financial planning and utilizing Fidelity's resources to meet clients' financial needs. Throughout his career at Fidelity, Haig has dedicated himself to helping clients achieve their financial goals through comprehensive financial consulting. His long tenure at the firm reflects his commitment to client service and financial planning. Outside of his professional role, Haig has interests in cars, fitness, gardening, playing musical instruments, reading, and volunteering.

Eric Schulman is a financial advisor with Cetera who holds a Series 66 designation and has 24 years of industry experience. He has worked at Cetera and Cetera Wealth Services since 2021 and previously spent seven years at Voya Financial Advisors. Outside of advising, he performs as a first tenor singer during high holiday services at Emanuel Synagogue, where he has been involved since 2007. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers diversified portfolio management and planning services through a multi-manager platform that provides access to both affiliated and third-party managers across multiple program structures.

Gary Nicksa is a financial advisor with Edward Jones in Torrington, CT, holding CFP® and ChFC® designations and possessing 26 years of industry experience. He has been with Edward Jones since 1999. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment options supported by a nationwide network of more than 23,000 advisors.

Marc Sack is a financial advisor with LPL Financial in West Hartford, CT, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He previously worked at Northstar Wealth Partners LLC from 2015 to 2021 while concurrently at LPL Financial since 2009. Outside of his advisory work, he offers guitar lessons and operates a small family online retail business. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides a range of advisory programs and financial planning services, utilizing research and model portfolios from internal and third-party sources.

Henry Cormier is a financial advisor with Ameriprise in Unionville, CT, holding a Series 63 designation and 44 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he holds a real estate license and owns Cormier Wealth Management, LLC, a business established to manage salaries and expenses related to his Ameriprise activities. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations through a centralized consulting team, emphasizing managed accounts and the use of algorithmic tools under oversight.