Frantz Bien Aime is a financial advisor at Merrill with Series 63 and Series 66 credentials and eight years of industry experience. He has been affiliated with Merrill since 1997. Outside of his advisory role, he serves as a board member for the Cambridge Community Foundation, a local philanthropic organization. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Richard Whelpley is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. He has been with LPL Financial since 2009. Outside of his advisory work, he provides clerical support and office management assistance through Cornerstone Asset Management LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs and consulting services, employing both discretionary and non-discretionary management supported by research and model portfolios.

Steven Currie is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. He has worked with Wells Fargo entities since 2009. Outside of his advisory role, he serves as a trustee for a family trust and manages a non-investment-related LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Alexander Bean is a Financial Advisor with Bean & Associates at Merrill Lynch Wealth Management. He specializes in family wealth management strategies, legacy planning, personal retirement planning, and retirement income. The Bean & Associates team provides a family office experience designed to streamline clients' financial lives through a concierge-style service. He focuses on creating customized and dynamic wealth management strategies that integrate various aspects of clients' financial needs, including tax minimization, estate planning, philanthropic and legacy planning, retirement and education planning, asset and income preservation, and banking services access through Bank of America. Alexander holds a Bachelor's Degree from Bryant University and professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of his professional role, he enjoys football, golfing, and spending time with his family.

Jay Gordon is a financial advisor with Ameriprise in Cohasset, MA, holding a Series 66 designation and 24 years of industry experience. His prior roles include positions at Morgan Stanley and Morgan Stanley Private Bank. Ameriprise provides a retirement-income planning service designed for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver written recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities typical of a large institutional firm.

Michaelyn Bortolotti is a financial advisor at LPL Financial with 20 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Steward Partners Investment Solutions, Steward Partners Investment Advisory, Raymond James Financial Services, and Morgan Stanley Smith Barney. She is also the owner of Davis Executive Wealth Management Group, a support company unrelated to investment activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services through a national network of investment adviser representatives.

Jonathan Fabrizio is a financial advisor with LPL Financial in Norwell, MA, holding a Series 66 designation and 24 years of industry experience. He has been with LPL Financial since 2010 and also works with Arsenal Financial, LLC since 2019. Outside of his advisory role, Fabrizio sells fixed insurance and annuity products through a local brokerage firm. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Molly Tose is a financial advisor at Edward Jones with six years of industry experience, including previous roles at Morgan Stanley and earlier tenure at Edward Jones. She holds a Series 66 designation. Outside of finance, her work history includes roles in healthcare and university environments. Edward Jones is a full-service wealth management firm serving both individual and institutional clients with a wide range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large national network of financial advisors and branch offices.

Tom Erickson is an Investment Consultant at Fidelity Investments, a position he has held since 2025. He works closely with individuals and families to develop customized financial plans aimed at growing, protecting, and efficiently distributing their wealth. His approach involves simplifying clients' financial situations and co-creating a roadmap for their financial future to reduce retirement risks. Tom's experience with Fidelity Investments spans several roles, including Planning Consultant from 2023 to 2025 and Workplace Planning Consultant from 2020 to 2023. This progression reflects his continued commitment to financial planning and investment consulting within the organization. Outside of his professional work, Tom enjoys a range of outdoor activities such as beach visits, boating, hiking, scuba diving, snowboarding, and playing soccer.

Thomas Miller is a financial advisor with Morgan Stanley in Norwell, MA, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and has been with Morgan Stanley Smith Barney since 2009, as well as Citigroup Global Markets since 2007. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides services under both direct and corporate financial planning agreements.

Andrew Burns is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his financial services career in 1999, working directly with affluent individuals and families, many of whom he and his team continue to serve. Andrew focuses on offering boutique-level attention and investment discipline to high-net-worth and ultra-high-net-worth clients, aiming to preserve and grow their wealth through sophisticated strategies. Andrew's expertise includes college education planning, divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible and ESG investing, tax minimization, and retirement income. He works with clients such as senior-level financial industry executives, private business owners, wealthy retirees, endowments, and non-profit organizations across Massachusetts and 15 other states. He emphasizes investor behavior as the dominant driver of investment returns and collaborates with clients' accountants and attorneys to align tax and estate planning. Before his financial career, Andrew served four years in the United States Marine Corps, stationed at Camp Lejeune, Okinawa, Japan, Europe, Africa, and Haiti. He earned a bachelor's degree from the University of Delaware and holds professional designations including Certified Private Wealth Advisor, Chartered Retirement Planning Counselor, Certified Investment Management Analyst, and Retirement Manager Advisor. Andrew lives on the South Shore with his wife Holly, who is also his colleague, and their three children. He is actively involved with several veterans organizations and enjoys biking, golfing, hiking, skiing, and spending time with his family.

Melissa Gray Murphy is a financial advisor with LPL Financial in Norwell, MA, holding CFP® and Series 63 credentials and bringing 25 years of industry experience. She worked at SII Investments for nine years before joining LPL Financial in 2018. LPL Financial serves a diverse client base, including individuals, retirement plans, banks, and charitable organizations, offering financial planning and various advisory programs supported by both in-house research and third-party subadvisors.

Robert DeAngelis is the Vice President and Financial Consultant at Fidelity Investments. In this role, he partners with individuals and families to create personalized financial plans focused on the growth, protection, and distribution of wealth. His objective is to provide clients with peace of mind by helping them make sound financial decisions. Robert has extensive experience within Fidelity Investments, having held several positions since 2012. His roles have included Financial Representative, Relationship Manager, Investment Consultant, Financial Consultant, and now Vice President and Financial Consultant. Outside of his professional work, Robert enjoys spending time with his family, including exploring new places with his wife and their twin boys. His personal interests also include baseball, football, golf, running, and participating in social events with friends.

Daniel McCabe is a financial advisor with Cetera Wealth Services, LLC, holding a Series 66 designation and 21 years of industry experience. His background includes roles with Avantax Advisory Services and Avantax Insurance Agency, as well as longstanding service with the City of Taunton. Outside of advising, he operates a general legal practice and serves as a part-time instructor for the Massachusetts Municipal Police Training Committee. Cetera Investment Advisers LLC is an SEC-registered firm offering portfolio management, financial planning, and retirement services to individual, corporate, charitable, and institutional clients nationwide. The firm operates a multi-manager platform featuring both affiliated and third-party managers, providing a range of discretionary and non-discretionary program options.

Brian Mahler is a financial advisor at Ameriprise with 24 years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2020, following 19 years at American Express Financial Advisors. Outside of his advisory role, Mahler owns MoleMosh LLC, a business involved in real estate ownership of office space in Norwell, MA. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet certain asset thresholds, combining research and modeling with tax-efficient strategies. As a large institutional firm, it offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Michael Verde is a financial advisor with Edward Jones, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Devon French is a financial advisor at J.P. Morgan Securities with a Series 66 designation and two years of industry experience. His prior positions include roles at First Republic Investment Management, American Tower Corporation, and Tufts University. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Sandy Toochin is a financial advisor at Morgan Stanley with 34 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, as well as Citigroup Global Markets since 2001. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and modeling techniques.

Matthew Havens is a CFP® professional with 33 years of experience in the financial industry. He is affiliated with Cambridge Investment Research Advisors and has held roles at Global Vision Advisors and Cambridge Investment Research since 2007. Outside of his advisory work, Havens serves as co-chair of the South Shore Hospital Links Committee, focusing on fundraising for the pediatrics department, and holds board roles at Sakonnet Golf Club and other local nonprofit organizations. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing both proprietary and third-party model strategies tailored to client objectives.

Daniel Miele is an investment advisor at OSAIC with 22 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at OSAIC since 2018. His prior work includes roles at Centinel Financial Group from 2006 and Signator Financial from 2003. Miele is also involved as an agent in insurance brokerage through Crump and serves as an Investment Advisor Representative at Centinel Financial Group. OSAIC Wealth, Inc. serves a diverse client base including individual investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services along with financial planning, retirement consulting, and access to third-party money managers and wrap programs.