Christopher Fulton is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and totaling 28 years of industry experience. His prior roles include positions at Royal Alliance Associates, Inc., John Hancock Life Insurance Company, and Signator Investors, Inc. He is also involved in an insurance brokerage related to his investment activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research and model portfolios.

Natasha Antonakos is a financial advisor at UBS Financial Services with 19 years of industry experience. She holds the Series 66 designation and has been with UBS since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Anthony Schena is a financial advisor with UBS Financial Services in Plymouth, MA, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with UBS since 1998. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to provide tailored financial planning and portfolio management.

Ann Mccarthy Hackney is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. She has been with Wells Fargo Advisors LLC since 2009 and Wells Fargo Clearing Services LLC since 2017. Outside of her advisory role, she serves on the Board of Trustees for The Learning Project Elementary School in Boston, where she participates in finance committee meetings and advises on outreach, advancements, and budgeting. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader set of financial products such as insurance-related vehicles and bank deposit sweep options.

Jonathan Eng is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2017 and Bank of America since 2018. Prior to that, he was employed at North Country Savings Bank from 2010 to 2017. Outside of his advisory role, Eng serves as a committee member on the City of Quincy Bicycle Commission and the Boston Chinatown Neighborhood Center. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Whitney Floren is a financial advisor with OSAIC, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. She has worked with Osaic Wealth Inc since 2018 and has been associated with Centinel Financial Group, LLC since 2013. Floren’s other business activities include serving as a sole proprietor financial professional, recommending insurance products such as life, annuities, and disability insurance. OSAIC serves a diverse group of retail and institutional clients through a wide network of affiliated advisers and offers integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, risk tolerance assessments, and automated rebalancing to manage portfolios across multiple asset classes on both discretionary and non-discretionary bases.

Matthew Diver is a CFP® professional with seven years of industry experience. He is associated with LPL Financial and has worked there since 2017. His work history also includes roles at Feenan Financial Group, Stoddard Financial, Northwestern Mutual, MetroWest Economic Research Center, and Framingham State University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Patrick Mcauliffe is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career with Merrill Lynch in 2003 as an intern and joined the Fahey/O'Brien Group in 2004, where he contributed to establishing client relationships and maintaining service standards. His daily work focuses on relationship management, performance reporting, and goals-based wealth management planning. Patrick holds a Bachelor of Science in Finance and a Master of Science in Financial Planning, both from Bentley College. He has earned the Chartered Retirement Planning Counselor™ and Certified Plan Fiduciary Advisor® designations, as well as credentials as a Personal Investment Advisor and Retirement Benefits Consultant. His client focus areas include college education planning, managing new wealth, personal retirement planning, portfolio management, socially responsible and values-based investing, individual and corporate investment strategies, tax minimization, and retirement income. Outside of his professional role, Patrick resides in Hanson, Massachusetts, with his wife Christine and their sons Christian and Miles. He has been involved with NVNA & Hospice as a member of its Board of Directors from 2013 to 2015. His personal interests include photography, spending time with his family, and traveling.

Paul Giglio is a financial advisor at RBC Capital Markets with 38 years of industry experience. He holds the Series 63 and Series 66 designations. His prior work includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutional clients, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles and preferences.

Debra Blair is a financial advisor at Morgan Stanley with 29 years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2009 and holds a Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Elizabeth Garabedian is a Senior Financial Advisor with Merrill Lynch Wealth Management. She specializes in designing customized wealth management plans that extend beyond investments to address clients’ unique priorities. Elizabeth collaborates closely with clients to develop goal-based financial strategies, regularly reviewing and adjusting plans to align with their evolving needs and comfort levels. With over 31 years of experience in financial advice and wealth management, Elizabeth focuses on family wealth management strategies, legacy planning, personal retirement planning, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. She works alongside tax and legal advisors to ensure comprehensive and coordinated financial strategies. Elizabeth holds a High School Diploma from Old Rochester Regional High School, an Associate's Degree from Katherine Gibbs School, a Bachelor’s Degree from Mount Ida College, and a Master’s Degree from Suffolk University. She is also a Personal Investment Advisor (PIA). Elizabeth resides in Scituate, Massachusetts with her husband and daughter. Her personal interests include gardening, reading, running, sewing, skiing, tennis, and spending time with her family.

Richard Eckelhofer is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Eckelhofer also serves as a trustee for a family trust. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory and tailored to plan objectives and risk tolerances.

Bobby Fry is a Financial Consultant who collaborates with clients to develop individualized financial plans aimed at achieving their short- and long-term goals efficiently and effectively. He has a background in banking and financial services, having worked as a Private Banker at Morgan Stanley from 2018 to 2023 and held previous roles as a Financial Solutions Advisor at Merrill Edge from 2013 to 2018, as well as a Wealth Management Banker at Merrill Lynch from 2009 to 2013. Outside of his professional career, Bobby has interests in camping, football, outdoor adventures, and skiing.

Keiron Obrien is a financial advisor with MassMutual Investors Services, holding Series 65 and Series 63 licenses and bringing 12 years of industry experience. His background includes roles at Brown Brothers Harriman and Sandy Cove Advisors, LLC. Outside of advising, he also works as an insurance broker specializing in life and disability insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, goal-based planning using firm-approved analytical tools and provides a range of event-driven planning programs.

Karen Dresser Smith is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a variety of advisory programs and financial planning services using structured tools and committee-based return estimates, managing approximately $2.74 trillion in client assets.

Elizabeth Shanley is a financial advisor with Merrill in Hingham, MA, holding Series 63 and Series 66 credentials and 16 years of industry experience. She has worked at Merrill Lynch, Pierce, Fenner & Smith since 2018 and previously spent 11 years at Putnam Investments in retail management. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.

Michael Sexton is a Wealth Management Advisor at Merrill Lynch Wealth Management, specializing in creating comprehensive financial strategies for high net-worth and highly compensated individuals. He began his career at Fidelity Investments, focusing on financial planning for high net-worth clients and advising on employer-sponsored plans such as 401Ks and 403Bs. Michael joined Merrill Lynch Wealth Management in 2018 and became part of Beagley and Associates at Merrill in 2021. Michael employs a planning-centric approach that involves getting to know each client and their family, understanding their financial situation, and identifying what matters most to them. He develops customized wealth management strategies that can adapt to changing client needs and market conditions. He collaborates with clients' attorneys, accountants, and other advisors to coordinate their financial and legacy planning. Michael holds the CERTIFIED FINANCIAL PLANNER® (CFP), Certified Plan Fiduciary Advisor® (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. Michael earned a Bachelor's Degree from Coastal Carolina University. Committed to community involvement, he follows Merrill's tradition of participation by volunteering with local organizations. His personal interests include boating, golfing, skiing, spending time with his family, and traveling.

Michael Kiziuk is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and over 25 years of industry experience. His prior work includes roles at Avantax Investment Services, Santander Securities, Morgan Stanley, and 1st Global Advisors. He is also a partner at Peak Advisor Group, where he provides comprehensive financial planning and wealth management services. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, model portfolios, third-party manager options, and a range of program structures.

David Whiting is a CFP® professional with 40 years of industry experience, currently serving at LPL Financial since 1994. He holds the Series 63 license and is based in Plymouth, MA. Outside of his advisory role, he serves as Treasurer of the Tom C. Siever Charitable Foundation. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary management supported by research and diverse investment strategies.

Michael Wallander is a CFP® professional with 17 years of experience in financial advisory. He is currently with Ameriprise Financial Services, LLC, having previously worked at LPL Financial, Integrated Wealth Concepts, Mass Mutual Investors Services, and Metlife Securities. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement, combining research, modeling, and tax-efficiency analysis to provide tailored, written Recommendation Reports. The firm serves clients primarily through its institutional platform, emphasizing managed accounts and utilizing algorithmic tools overseen by a specialized consulting team.