James Mcnamara is a financial advisor at Wells Fargo Clearing with 40 years of industry experience. He holds the Series 63 designation and has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Kristen Graham is a financial advisor with Thrivent Investment Management in Crystal Lake, IL. She holds Series 65 and Series 63 credentials and has two years of industry experience. Prior to joining Thrivent, she worked at Northwestern Mutual Wealth Management Company and Aon. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based financial planning across a wide range of topics. The firm offers these services as either one-time or ongoing engagements and allows clients to integrate planning with managed-account programs through a consolidated billing option.

Steven Garrels is a financial advisor with Cetera, holding Series 65 and Series 66 licenses and 17 years of industry experience. He previously worked at Avantax Investment Services, Avantax Advisory Services, Avantax Insurance Services, 1st Global Advisors, and Borhart Spellmeyer & Company. Outside of advising, he serves as Board Chairman of Harvard Savings Bank, a publicly traded financial institution currently in liquidation. Cetera Investment Advisers LLC is an SEC-registered adviser that offers a multi-manager platform serving individual, corporate, charitable, and institutional clients. The firm provides a range of portfolio management and planning services through a network of over 10,000 advisors and manages more than $256 billion in assets.

Troy Ackman is a financial advisor at Fidelity with nine years of industry experience. He has worked with Fidelity Investments since 2021 and previously spent four years at Edward Jones. He holds a Series 66 designation. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, with additional roles in advisory services for registered investment companies and fund-of-funds.

Ashleen Davey is a financial advisor with Merrill in Schaumburg, IL, holding a Series 66 designation and eight years of industry experience. She has worked at Merrill and Bank of America since 2018, following two years at BMO Harris Bank. Outside of her advisory role, she serves as a successor trustee for a family trust. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Sean Grady is a financial advisor with Edward Jones in Arlington Heights, IL, holding a Series 66 designation and nine years of industry experience. Prior to joining Edward Jones in 2017, he worked at Mariano's from 2013 to 2016. Outside of his advisory role, he is the owner and CEO of KSG Hospitality Consulting, providing expertise in culinary and restaurant management, and serves as a judge for a high school investment competition. Edward Jones is a full-service wealth management firm serving individual and institutional clients nationwide, managing approximately $1.01 trillion in assets with a large network of financial advisors and branches. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and tax-efficient services, operating under a fiduciary standard.

John Strotman is a financial advisor at UBS Financial Services with 15 years of industry experience. He holds a Series 66 designation and has been with UBS since 2010. Outside of his advisory work, he sells sports trading cards and memorabilia from his personal collection. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Kelly Bays is a financial advisor with Ameriprise, holding a Series 66 designation and 20 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, Bays co-leads two Girl Scout troops and helps plan a volunteer-run Girl Scout day camp in the McHenry area. She is also co-author of the financial book *Intentional Legacy*. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce written recommendation reports. The firm provides a wide range of advisory, brokerage, and insurance solutions through its large institutional platform.

Charles Boe is a CFP®-credentialed financial advisor with Wells Fargo Advisors in Woodstock, IL. He has 46 years of industry experience and has been with Wells Fargo Advisors Financial Network LLC since 2009. Outside of his advisory role, he holds a minority ownership interest in a private country club. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients with a broad range of investment and financial planning services. The firm offers tailored recommendations using proprietary research and planning tools, with a focus on discrete planning engagements across various financial needs.

Jack Algrim is a Series 66-licensed financial advisor at Morgan Stanley with one year of industry experience. Prior to joining Morgan Stanley in 2025, he held various roles including positions at LogiClean, Athene, and multiple educational institutions. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and data-driven modeling.

Steve Richenberger is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. since 2011. He holds Series 63 and Series 65 designations. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Nilesh Patel is a financial advisor with Mass Mutual Investors Services in Schaumburg, IL, holding Series 65 and Series 63 credentials and bringing 25 years of industry experience. He has worked with Mass Mutual and its affiliates since 2013. Outside of his advisory role, Patel is involved in life and health insurance sales through RDR Financial Group, LLC. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, emphasizing collaborative planning engagements supported by firm-approved analytical tools.

Michael Kline is a financial advisor at Edward Jones in McHenry, IL, holding Series 63 and Series 66 designations with five years of industry experience. His prior roles include positions at TD Ameritrade and Edward Jones Investments, as well as involvement in collegiate athletics at the University of Colorado Boulder and University of Nebraska. In addition to his advisory work, he serves as Membership Chair for the PROPS Referral Group, focusing on recruiting and onboarding new members. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory strategies and affiliated investment products. The firm manages approximately $1.01 trillion in assets under management and operates a large nationwide network of financial advisors and branch offices.

Cameron Hubbard is a financial advisor with LPL Financial in Crystal Lake, IL, holding Series 63 and Series 65 licenses and with 15 years of industry experience. He previously worked at CETERA Advisor Networks LLC and has been associated with Exemplar FN since 2010. Outside of his advisory role, he serves as a city council member and holds a nonprofit board position in Crystal Lake. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management alongside research from internal and third-party sources.

Brad Herman is a CFP® and ChFC® professional with 12 years of industry experience. He is currently with LPL Financial and has held roles at BMO Bank NA, Mutual Securities, Inc., Mutual Advisors, LLC, Investacorp Inc., and Highland Capital Brokerage. Herman serves as a director at BMO Bank NA. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients including individuals, retirement plans, banks, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers diverse advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management alongside strategies supported by LPL Research and third-party subadvisors.

Jonathan Ziegler is a financial advisor at LPL Enterprise with six years of industry experience. He holds a Series 66 designation and has worked at Prudential Insurance Company of America, Pruco Securities, LLC, Merrill, and Lending Solutions prior to his current role. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage services. The firm offers financial planning, model portfolio programs, third-party asset management, and access to various brokerage and insurance products.

Nadine Haufe is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds the Series 66 designation and previously worked at RBC Capital Markets, Bank of America, and Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and analyses as part of its advisory process.

Timothy O'Callaghan is a financial advisor at Charles Schwab with 24 years of industry experience. He holds the Series 66 designation and previously worked at TD Ameritrade for 20 years before joining Charles Schwab and Charles Schwab Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management, financial planning, and custody services. The firm is notable for its scale, integrated structure, and multi-asset model portfolio approach.

Jeremiah Hare is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2016. Prior to joining the firm, he had a brief tenure at Walmart in 2016. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm delivers advisory services alongside affiliated brokerage, distribution, and investment management capabilities.

Frank Mccabe is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 26 years of industry experience. His career includes roles at Merrill Lynch, Pierce, Fenner & Smith, Inc. and Bank of America, N.A. He is based in Barrington, IL. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.