Jeffrey Varsa is a financial advisor with Eagle Strategies (New York Life) based in Waltham, MA, holding a Series 66 designation and 25 years of industry experience. He has operated The VARSA Group, LLC since 2010 and has been affiliated with New York Life and Nylife Securities LLC since 2003. Eagle Strategies serves individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm offers a range of program types and emphasizes tailored recommendations, with the majority of assets managed on a non-discretionary basis.

Thomas Crutchfield is a CFP® professional with 32 years of industry experience, currently serving as an advisor at Commonwealth Financial Network since 2012. He also works as a consultant, a role he has held since 2009. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients by providing advisory programs, wealth management, retirement plan consulting, and comprehensive back-office services including operations, trading, compliance, and technology. The firm offers a variety of investment program structures and discretionary model portfolios managed by its Investment Management and Research team.

Tom Mongare is a financial advisor with Transamerica Financial Advisors holding Series 63 and Series 65 licenses. He has prior experience in healthcare, working at Express Healthcare since 2018 and Paramount Healthcare Services from 2014 to 2018. He joined Transamerica Financial Advisors and World Financial Group Insurance Agency in 2026. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, estates, charitable organizations, and corporations. The firm provides both advisory and broker-dealer services through proprietary and third-party model portfolios, offering discretionary and non-discretionary investment programs.

Rachel Barker is a financial advisor at Commonwealth Financial Network with eight years of industry experience. She holds a Series 65 designation and has previously worked at Carson Wealth Boston, Kestra Financial, Inc., and TEAM Wealth Planning and Management. Outside of her advisory role, she is a partner at Windy Ridge Farm. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a broad range of advisory programs and operational support, enabling advisors to offer customized portfolio solutions and access to discretionary model portfolios.

David Wilson is a CFP® and ChFC® with 13 years of experience in the financial services industry. He has been with Eagle Strategies (NY Life) since 2015 and previously worked at Morgan Stanley. Outside of his advisory role, Wilson is a member of the finance committee at Saint Kathryn's Parish and owns a retail clothing and accessories business on Etsy. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm offers a range of program types and emphasizes tailoring recommendations to client objectives, with most assets managed on a non-discretionary basis within an integrated New York Life affiliate structure.

Phillip Mazzola is a financial advisor at Commonwealth Financial Network with 17 years of industry experience. He holds the Series 66 designation and has been with Commonwealth since 2015. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and services, offering operational, trading, technology, investment management, compliance, and practice-management support to affiliated advisors.

Patrick Battersby is a financial advisor with Eagle Strategies (NY Life) in Waltham, MA. He holds Series 63 and Series 65 licenses and has four years of industry experience. Prior to joining Eagle Strategies, he worked at Phoenix Power and is currently a member of Atlantic Planning Group, LLC, where he engages in investment-related activities under a registered investment adviser. Eagle Strategies serves a diverse client base, including individual and institutional investors, providing financial planning, investment management, and retirement plan advisory services. The firm offers tailored solutions through multiple program types and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

John Pastore Jr. is a financial advisor with Integrated Wealth Concepts LLC in Waltham, MA, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has been with Integrated Wealth Concepts and affiliated with LPL Financial since 2016. Integrated Wealth Concepts serves a diverse client base, including individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, using customized portfolios and a long-term investment approach combined with shorter-term rebalancing trades.

Reese Nickerson is a financial advisor at Mariner with Series 65 and Series 63 credentials and four years of industry experience. Prior to joining Mariner, he worked at SWBC Investment Services, LLC for six years and has held positions at DraftKings, Fidelity Investments, and M.F. Reynolds. Mariner serves a diverse client base including individuals, pension plans, trusts, and corporations through customized investment management, financial planning, and retirement plan consulting. The firm offers a broad range of strategies supported by in-house research and third-party managers, along with integrated tax services and administrative family office capabilities.

Danisha Gonzalez is a financial advisor at Empower Advisory Group with eight years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Greater Lawrence Family Health Center from 2015 to 2018 before joining GWFS Equities, Inc. in 2018. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail clients. The firm’s approach integrates proprietary and third-party methodologies focused on long-term portfolio returns, annual rebalancing, and client savings rates within an environment closely tied to Empower’s recordkeeping and administrative platforms.

David Kelly is a financial advisor with Commonwealth Financial Network in Charlestown, MA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Commonwealth Equity Services, Inc. since 1991. Outside of advising, he serves as secretary and insurance agent for CES Insurance Agency, LLC. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing advisory programs, wealth management, and retirement plan consulting. The firm supports affiliated advisors with operations, trading, technology, investment management, compliance, and practice-management services.

Erin Esposito is a financial advisor with Commonwealth Financial Network who holds Series 63 and Series 65 credentials and has 16 years of industry experience. She has worked at Commonwealth Financial Network since 2015, with a brief period at Sullivan-Kreiss Financial in 2016. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm offers a broad support platform including managed-account programs, access to third-party asset managers, retirement and plan consulting, and custody/clearing services.

Matthew Kelley is a CFP® with six years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. He has previously worked at firms including JP Morgan Chase Bank, J.P. Morgan Securities, First Republic Investment Management, and Commonwealth Financial Network. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments by providing discretionary and non-discretionary investment advisory services along with financial, tax, retirement, and estate planning. The firm’s investment approach is based on Modern Portfolio Theory, utilizing globally diversified, risk-appropriate portfolios implemented through low-cost ETFs, separate account managers, and other diversified strategies.

Vera Lucia Rampartap is a financial advisor with Eagle Strategies (New York Life) in Waltham, MA, holding a Series 66 designation and 13 years of industry experience. Her prior roles include positions at Morgan Stanley, Ameriprise, and Merrill, spanning over two decades in the financial services sector. Eagle Strategies serves a diverse client base, including individual and institutional investors, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages a significant portion of its assets on a non-discretionary basis through a broad network of affiliated advisers.

Robert Koen Jr. is a financial advisor with TIAA-CREF in Waltham, MA, holding a Series 66 designation and 14 years of industry experience. He has worked at TIAA and TIAA-CREF Individual & Institutional Services, LLC since 2011. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing ties to TIAA-administered employer retirement plans. The firm offers distinct point-in-time financial planning alongside ongoing portfolio management through model portfolios and customized strategies under a fiduciary standard.

Steven Travaglini Sr. is a financial advisor with Guardian Life in Nashua, NH, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has been with Guardian Life since 1997 and has also operated the Bechard Insurance Agency since 1986. Outside of his advisory role, he sells non-Guardian insurance products through a separate insurance services business. Guardian Life, through its subsidiary Park Avenue® Wealth Management, offers brokerage and investment advisory services to individuals, retirement plans, and organizations. The firm provides a combination of advisor-led discretionary management and model-based strategies, along with access to proprietary and third-party advisory solutions.

Jeffrey Tomaneng is a financial advisor at TIAA-CREF with 31 years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at firms including Asset Management Resources, Lion Street Advisors, Sapers & Wallack, Capital Analysts, Lincoln Investment, and U.S. Financial Advisors. Outside of his advisory role, he volunteers with the Financial Planning Association on several committees and works as a driver for Lyft and Uber. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers both point-in-time planning and ongoing portfolio management, operating within a vertically integrated group that includes affiliated funds and adheres to a fiduciary standard tailored to its services.

James Dicecco is a CFA® charterholder and holds a Series 66 license. He is a financial advisor with T. Rowe Price Advisory Services, Inc., where he has worked since 2026. Prior to joining T. Rowe Price, he held positions at CION Securities, LLC, MFS Institutional Advisors, Inc., MFS Fund Distributors, Inc., and Merrill. T. Rowe Price Advisory Services, Inc. provides the T. Rowe Price Retirement Advisory Service, which serves individual investors and households focused on retirement goals through a combination of nondiscretionary financial planning, retirement income planning, and discretionary investment management, utilizing proprietary mutual funds and ETFs with comprehensive planning tools and support.

Liam Greene is a financial advisor with Eagle Strategies (NY Life) based in Waltham, MA. He holds Series 65 and Series 63 licenses and has four years of industry experience. His prior work includes roles at NYLife Securities LLC, New York Life Insurance Company, and a brief tenure in moving and storage services. Eagle Strategies serves individual and institutional clients by offering financial planning, investment management, and retirement plan advisory services through a large network of affiliated representatives. The firm provides tailored advice across various program types and primarily manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Matthew Najemy is a Series 65-licensed financial advisor at Mercer Global Advisors Inc. with one year of industry experience. Prior to joining Mercer, he worked at LTG Capital LLC and has a background that includes roles in education and health-related organizations. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering investment advisory along with financial, tax, retirement, and estate planning services. The firm uses a globally diversified, risk-appropriate investment approach grounded in Modern Portfolio Theory and offers a range of portfolio options implemented with low-cost ETFs, index funds, separate account managers, and private funds.