Morgan Smiddy is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 credential and has held roles at Fidelity Investments since 2021. Prior to his career in finance, he worked in the automotive sales industry. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including managing multi-manager and fund-of-funds portfolios. The firm utilizes proprietary research combined with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Moira Moran is a financial advisor at Fidelity with 33 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses and has worked at Fidelity Brokerage Services LLC since 2020, joining Fidelity Investments in 2025. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios using mutual funds, ETFs, and ETPs.

Austin Denison is a financial advisor at Fidelity with four years of industry experience. His career includes roles at Batteries Plus Bulbs and service in the United States Marine Corps Reserve. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified investment strategies.

Paul Stacy is a financial advisor with Fidelity Investments, holding a Series 66 designation and four years of industry experience. He has worked at Fidelity in various capacities since 2021 and has prior experience with Equitable Advisors and AXA Advisors. Outside of financial services, he is employed at B&P Pavement Marking Services LLC, where he is involved in parking lot striping and floor epoxy work. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm also serves as an advisor to multiple registered investment companies and integrates AI-driven methods in its investment process.

Christopher Straw is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and 12 years of industry experience. He has worked at various Fidelity entities since 2014, including Fidelity Personal and Workplace Advisors and Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, as well as charitable funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manages a range of advisory and fund management services.

Andrei Taradai is a financial advisor with Fidelity who holds Series 63 and Series 66 licenses and has 29 years of industry experience. He has worked with various Fidelity entities since 1995, including Fidelity Investments Institutional Services Company and Fidelity Personal and Workplace Advisors. Outside of his advisory work, he serves as vice president of the Over The Hill Soccer League and acts as a soccer referee for youth and adult games in Massachusetts. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients through discretionary and non-discretionary portfolio management, fund advisory, and model portfolios. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, offering a range of services including oversight of sub-advisers and management of registered investment companies.

Francis Ferrelli is a financial advisor with LPL Enterprise LLC, holding a Series 66 designation and 37 years of industry experience. He previously worked at Putnam Retail Management Limited Partnership for 38 years and had brief tenures with Franklin Distributors, LLC and a period of unemployment before joining LPL Enterprise. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, and access to model portfolios and third-party asset management programs, integrating advisory services with brokerage and insurance products.

Robert Kochakian is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he co-leads Degraeve, Kochakian & Associates, a full-service wealth advisory practice with offices in Andover, Beverly, and Boston, Massachusetts. He works with individuals, families, and businesses to develop personalized wealth management plans and investment strategies focused on achieving clients' meaningful financial goals. His areas of expertise include corporate executive services, education planning, executive compensation, equity compensation services, liquidity management, managing new wealth, personal retirement planning, tax minimization, and retirement income. Rob joined Merrill Lynch Wealth Management in 2016 after ten years with U.S. Trust Family Office and earlier experience with Fidelity Investments. He earned his Bachelor of Science degree in Computer Science from the University of Lowell and holds an MBA from Babson College. Rob is a CERTIFIED FINANCIAL PLANNER® certificant awarded by the Certified Financial Planner Board of Standards, Inc., and holds the Certified Private Wealth Advisor® designation awarded by the Investments & Wealth Institute®. He is also a Personal Investment Advisor (PIA). Rob enjoys spending time with his family and is an active member of the community. He speaks English and Armenian.

Tracy Shea is a CFP® with 17 years of industry experience, currently affiliated with LPL Financial in Chelmsford, MA. Her career includes roles at Bay Financial Advisors, Metro Financial Strategies, Raymond James Financial Services, and Kaleel Investment Advisors. Outside of her advisory work, she serves as a notary in Massachusetts and contributes as a material updater for NOLO Publishing. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, and institutions. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Brian Becker is a Wealth Management Advisor and Senior Vice President with Merrill Lynch Wealth Management. He holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards, Inc., and has over 30 years of experience as a financial advisor. Brian specializes in areas including Retirement Income Planning, College Funding Analysis, Asset and Investment Allocation Analysis, Risk Management and Insurance Analysis, Cash and Liquidity Management, and Credit Management. Brian graduated cum laude from the University of Massachusetts Lowell with a business degree and has attended advanced finance and management courses at the Wharton School of Business and Purdue University. He develops customized wealth management plans aimed at helping clients pursue their long-term financial goals, maintaining an ongoing review process to oversee the progress of these plans annually. Outside of his professional role, Brian resides in New Hampshire with his wife Jennifer and their two sons. His personal interests include boating, fishing particularly fly fishing, reading, and spending time with his family.

Peter Mccauley is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, he held various roles at Fairfield University and worked in several other industries including food service and delivery. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm’s activities include discretionary portfolio management, fund advisory, and the use of AI-driven methodologies, along with a distinctive role advising multiple registered investment companies.

Ramou Taal is currently a Planning Consultant at Fidelity Investments, a position held since 2025. In this role, Ramou partners with individuals and families to develop holistic financial plans tailored to their goals and needs. Ramou has been with Fidelity Investments since 2023, progressing through roles including Customer Relationship Advocate, Investment Solutions Representative I, and Financial Representative before becoming a Planning Consultant. This experience has provided Ramou with a broad understanding of financial planning and client service within the investment industry.

Tracy Boyd is a financial advisor at Fidelity with 29 years of industry experience. She holds Series 63 and Series 66 designations and has worked within various divisions of Fidelity since 1996. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to a diverse client base, including retail and institutional investors, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is also noted for its role as a commodity pool operator, advisory responsibilities to multiple registered investment companies, and use of AI-driven research methods.

Benjamin Woolfrey is a financial advisor at Edward Jones with 13 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Joseph Vita is a financial advisor with Cetera, holding Series 66 and Series 63 licenses and over 55 years of industry experience. His career includes roles at Cetera Wealth Services, LPL Financial, Trilogy Capital, and National Planning Corporation. He is also involved with Winchester Financial Group, where he serves as an investment advisor representative focusing on investments, financial planning, and insurance. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a nationwide network of independent advisors, utilizing a multi-manager platform with discretionary and non-discretionary account options.

Oluwatofunmi Ochi is a financial advisor with Charles Schwab in Burlington, MA, holding Series 63 and Series 65 licenses and having 11 years of industry experience. Their prior experience includes roles at Citizens Bank and Citizens Securities, where they worked from 2015 to 2021 before joining Charles Schwab in 2021. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Jay Lynch is the Vice President and Wealth Planner at Fidelity Investments, a position he has held since 2018. He has been with Fidelity since 2004, progressing through roles including Financial Representative, Investments Representative, and Financial Consultant. With 22 years of experience, Jay specializes in helping clients protect, grow, and transfer their wealth, focusing on personalized financial planning. Throughout his career at Fidelity, Jay has developed expertise in wealth management and financial planning. He emphasizes a client-centered approach, working closely with individuals and families to achieve their financial goals. His professional journey reflects a commitment to leveraging Fidelity's resources to serve his clients effectively.

Lauren Beaver is a financial advisor at Fidelity with three years of industry experience. She holds Series 63 and Series 66 designations and previously worked at Grace and Saltgrass Steakhouse. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, using a combination of fundamental research and quantitative, algorithm-driven portfolio construction. The firm also manages registered investment companies and delivers model portfolios, incorporating systematic methodologies and oversight of affiliated sub-advisers.

Hunjae Lee is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, Lee held roles at the Korean Institute of Public Sector, the International Olympic Committee, and the Republic of Korea Navy. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

John Segal is a financial advisor with Raymond James Financial in Westford, MA, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. He has worked at Raymond James Financial since 2020 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2009 to 2020. He owns and operates North Road Wealth Partners as an independent contractor. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm uses tailored, non-discretionary planning supported by analytical tools and also offers municipal advisory services and specialized retirement plan consulting.