Ujala Tajammal is a financial advisor with LPL Financial in Orchard Park, NY, holding Series 63 and Series 65 licenses and eight years of industry experience. Prior to joining LPL Financial in 2025, Tajammal worked at JP Morgan Securities LLC from 2017 to 2025. Outside of finance, Tajammal is involved with NUST Construction & Roofing LLC. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, with advice delivered by a large network of investment adviser representatives.

Robert Romeo is a CFP®-certified financial advisor with 41 years of industry experience. He is currently with Mass Mutual Investors Services and MassMutual Life Insurance Co, having previously worked at Wealth Advisors Network, Cambridge Investment Research, and TIAA. Romeo serves as a committee member for Feedmore WNY, a local food bank, where he assists with financial oversight and retirement plan management. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm delivers collaborative, annual financial planning engagements utilizing advanced software tools and offers various event-driven planning services.

Jennifer Drewniak is a financial advisor at UBS Financial Services with 18 years of industry experience. She holds the Series 63 designation and has been with UBS Financial Services Inc. since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering a broad range of capital markets and advisory solutions.

Carl Nagel is a financial advisor with UBS Financial Services in Buffalo, NY, holding a Series 66 designation and 21 years of industry experience. He has been with UBS since 2004. Outside of his advisory role, Nagel is active in maritime preservation and education, serving as a director and officer of the Buffalo Maritime Center and as president of the Niagara Frontier Antique and Classic Boat organization. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor investment plans aligned with clients’ goals and risk tolerances.

Matthew Ryan is a financial advisor with Merrill, holding Series 63 and Series 66 designations and 26 years of industry experience. He has worked at Merrill since 2007 and at Bank of America since 2009. Outside of his advisory role, he serves on the board of the Burchfield Penney Art Center in Buffalo, NY. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and charitable organizations.

Kevin Weber is a CFP® professional with 19 years of experience in the financial services industry. He is currently affiliated with LPL Financial and M&T Bank and has previously worked at Key Bank, Lincoln Financial Advisors Corporation, Vanguard Advisers, Lehman Brothers Inc., and Chase Investment Services Corp. Weber holds part-time teaching positions at the University of Buffalo and Bryant & Stratton College. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Gregory Croll is a financial advisor at LPL Enterprise with 18 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory role, he serves on the board of the Mathewson McCarthy Babe Ruth non-profit, where he is involved in teaching and coaching youth baseball. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and charitable entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and affiliated insurance products.

James S. Munro is a financial advisor at UBS Financial Services with 42 years of industry experience. He has worked at UBS since 1997 and holds Series 63 and Series 65 licenses. Munro has served on the Board of Directors for the St. Marys Hospital Foundation, focusing on charitable giving and fundraising. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research to tailor client plans based on their goals and risk tolerances.

Julie Fritz is a financial advisor at Morgan Stanley with 23 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Morgan Stanley since 2015. Outside of her advisory role, she serves as Secretary and Board Member for the Tri-County Racing Club, a volunteer-run social club for micro sprint racing. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and investment models.

Allison Griffin is a financial advisor with Morgan Stanley in Buffalo, NY, holding Series 63 and Series 66 licenses and possessing 22 years of industry experience. She has been with Morgan Stanley since 2010. Outside of her advisory role, she serves on the advisory board of the Westminster Early Childhood Program, a nonprofit education organization. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, employing structured financial planning tools and managing approximately $2.74 trillion in client assets.

Todd Mann is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been providing investment advice and services to high net worth private clients and businesses since 1995. Todd focuses on personal retirement planning, portfolio management services, and retirement income, working one-on-one with clients to develop personalized financial strategies aimed at pursuing their long-term goals. He holds a Bachelor's Degree from Canisius College and maintains professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Todd follows the Merrill tradition of community involvement and dedicates time to volunteering through his church. His personal interests include boating, chess, and tennis.

Michael Workley is a financial advisor at LPL Financial with three years of industry experience. He holds a Series 66 designation and has previously worked at firms including WNY Asset Management, Cadaret Grant & Co., Emerge Capital Management, and Citigroup. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of financial planning and portfolio management services through a large network of investment adviser representatives.

J Rauch is a financial advisor with Morgan Stanley in Buffalo, NY, holding Series 63 and Series 65 licenses and possessing 31 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and has worked at Morgan Stanley Smith Barney since 2009. Outside of his advisory work, he manages several rental properties. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved tools.

Theodore Reynolds is a financial advisor at LPL Financial based in Buffalo, NY, holding Series 63 and Series 65 designations with 11 years of industry experience. Prior to joining LPL Financial in 2021, he worked six years at M&T Securities. He has also been involved with multiple schools since 1988 in an unspecified capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning and third-party asset management, with support from advanced technology tools and a broad platform that includes insurance and banking partnerships.

Pamela Agostinelli is a financial advisor at UBS Financial Services with 31 years of industry experience. She has been with UBS since 2015 and holds a Series 63 designation. Outside of her advisory role, she serves as an executor for the estate of her mother. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor investment strategies.

Chasity Salvatore is a financial advisor at Edward Jones with 13 years of industry experience and holds a Series 66 designation. She has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of investment strategies and advisory services supported by a large national network of advisors and branch offices.

Sean Reynolds is a financial advisor at Raymond James & Associates with 22 years of industry experience. He holds Series 65 and Series 66 designations and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Based in Buffalo, NY, he has been with Raymond James since 2018. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Bryan Mackey is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with the firm since 2007, following his service as a captain in the United States Army. Based in the same office for 15 years, Bryan works with individuals and families to help define and achieve their long-term financial goals through comprehensive services, including planning, investments, elder and estate planning, tax considerations, and insurance. Bryan's areas of expertise include executive compensation, family wealth management strategies, personal retirement planning, and retirement income. He holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification awarded by the Certified Financial Planner Board of Standards and is also a Personal Investment Advisor (PIA). Bryan earned a Bachelor of Arts degree in English with a minor in Business from the State University of New York System. Outside of his professional career, Bryan enjoys biking, boating, skiing, and spending time with his family. He has served on the board of a local veteran organization. Bryan and his wife, Nicole, a pediatric nurse practitioner, live in Lewiston with their young son.

Caitlin Kahabka is a financial advisor at LPL Financial with 13 years of industry experience. She previously worked at M&T Securities for 10 years before joining LPL Financial in 2021. Outside of her advisory role, she serves as a polling location inspector for the Erie County Board of Elections. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, including access to third-party asset managers and institutional platforms.

Benjamin Nicholson is a financial advisor with Raymond James & Associates in Buffalo, NY, holding a Series 66 designation and 15 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC before joining Raymond James in 2018. Outside of his advisory role, he serves on the membership committee of Business Networking International in Williamsville, NY. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary solutions with a primarily non-discretionary advisory approach.