Heidi Jones is a financial advisor at Ameriprise with six years of industry experience. She holds a Series 66 designation and has worked at Ameriprise since 2017, following a decade at Disability RMS. Outside of her advisory role, she teaches children’s dance classes at the Drouin Dance Center in Westbrook, ME. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement-income planning and tax-aware withdrawal strategies.

Monica Worcester is a Financial Consultant I at Fidelity Investments, where she has been serving since 2024. In her role, she focuses on building trust with her clients and providing personalized financial guidance aimed at growth, security, and achieving their unique goals. Prior to this position, Monica held roles including Planning Consultant at Fidelity Investments and Relationship Manager at Empower Retirement, accumulating extensive experience in client service and financial planning since 1997. Her career spans various roles in the financial services industry, including positions at UBS, Lebel & Harriman, LLP, Key Bank, and Gorham Savings Bank. This diverse background has contributed to her expertise in retirement education, client relationship management, and financial consulting. Outside of her professional work, Monica enjoys activities such as cooking and baking, gardening, music, caring for pets, and reading.

Ryan Pierce is a Financial Consultant at Fidelity Investments, a position he has held since 2015. He began his career with Fidelity in 2005 and has held various roles within the company, including Financial Representative, Fixed Income Specialist, Private Client Specialist, Investor Center Investments Representative, and Account Executive. Throughout his career, Ryan has developed expertise in financial planning by engaging closely with clients and their families to build trust and understanding. This approach supports his collaborative efforts to create financial plans tailored to clients' individual needs and priorities.

Morgan Foster is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has worked with various Fidelity entities since 2007 and previously spent a year at Wells Fargo Clearing. Outside of finance, Morgan operates a wedding and portrait photography business. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction across a range of investment vehicles.

Garrett Nelson is a financial advisor with LPL Enterprise LLC in Gorham, ME, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining LPL Enterprise, he has held roles at Marden's Inc., United Parcel Service, and other organizations. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a network of investment adviser representatives. The firm’s approach is typically model-driven, offering financial planning, access to third-party asset managers, and participation in wrap programs.

Peter C. Johnson is a financial advisor with UBS Financial Services in Portland, Maine, holding Series 63 and Series 65 licenses and possessing 40 years of industry experience. He has been with UBS since 1995. Outside of his advisory role, he serves on the Board of Directors of the Rotary Club in Yarmouth, Maine. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers research-driven, model-based asset allocation strategies tailored to clients’ goals and risk tolerances.

Xiomara Barcia is a financial advisor at Merrill with one year of industry experience and holds a Series 66 designation. She has worked with Bank of America and BBVA Peru and is involved in a plumbing and heating services business, JT Heating Service LLC, in Gorham, Maine. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jackson Cousins is a CFP® professional with 12 years of industry experience, currently affiliated with RBC Capital Markets in Portland, ME. He has worked at RBC Capital Markets since 2015 and has been with City National Bank since 2019. His past involvement includes coaching a sixth-grade basketball team with the South Portland Parks and Recreation. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers various advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles and investment preferences.

Stephen Egbert is a financial advisor with UBS Financial Services in Portland, ME, holding Series 63 and Series 66 licenses and bringing 57 years of industry experience. He has been with UBS since 2003. UBS Financial Services serves individual, corporate, and institutional clients with a mix of brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a broad range of capital markets services and proprietary research to tailor investment strategies.

Alex Hill is an Investment Consultant at Fidelity Investments, where he has been providing services since 2026. He works with individuals and families to develop financial strategies that align with their unique circumstances, goals, and priorities through a collaborative planning process. Alex has been with Fidelity Investments since 2023, gaining experience in various capacities including Workplace Investing Sales and Workplace Planning and Advice before his current role. Outside of his professional work, Alex enjoys fitness, golf, hiking, reading, skiing, and tennis.

Jay Tobias is a financial advisor with LPL Financial in Yarmouth, ME, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. His prior firms include Wells Fargo Clearing, Wells Fargo Advisors LLC, and Citigroup Global Markets. Outside of his advisory role, he serves as a high school football coach at Summit High School in Bend, OR. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advanced operational tools and a broad range of non-advisory financial services.

Catherine Cleale is a financial advisor at Morgan Stanley with 14 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley and its Private Bank since 2013 and 2015, respectively. Outside of her advisory role, Cleale serves on the finance committee of the Falmouth Public Library in Maine. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individual and institutional clients. The firm provides tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

Robert Emple is a financial advisor with Morgan Stanley in Portland, ME, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Outside of his advisory role, Emple is a solo singer and guitarist performing in local venues and has served as treasurer of the Falmouth Memorial Library. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methods such as Monte Carlo simulations. The firm manages approximately $2.74 trillion in client assets and offers services through various channels, including employer-sponsored financial planning agreements.

Jennifer Biette is a financial advisor at Merrill with 12 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2017, following three years at RBC Capital Markets. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brian Clement is a financial advisor at RBC Capital Markets with 35 years of industry experience. He has been with RBC since 2008 and previously worked at City National Bank from 2020 to 2025. Outside of his advisory role, he coaches youth basketball clinics, serves on the advisory board of a nonprofit supporting immigrants, and is a board director for the Maine Basketball Hall of Fame. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored portfolio strategies utilizing both in-house and third-party managers.

Eric Dexter is a financial advisor at Raymond James & Associates with 30 years of industry experience. He has worked at Raymond James since 2019 and previously held positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory role, he serves as Immediate Past Flotilla Commander and a Flotilla Staff Officer for Marine Safety with the U.S. Coast Guard Auxiliary. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that serves individuals, institutions, pension plans, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, drawing on diverse portfolio management styles and affiliated research.

Danielle Pinkham is a financial advisor at Fidelity with one year of industry experience. She holds a Series 66 designation and has prior work experience in event planning and catering, including serving roles at Churchill Events. Fidelity, through its Strategic Advisers LLC subsidiary, provides investment management and advisory services to retail and institutional clients, utilizing proprietary research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs. The firm also operates as a commodity pool operator and serves as an advisor to multiple registered investment companies and fund-of-funds.

Jennifer Barber is a Series 66-licensed financial advisor with Merrill, where she has worked since 2017. She has 16 years of industry experience, including a prior role at CIEE. She serves as a trustee for her condominium association in Boston. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Andrew Farkosh is a Senior Financial Advisor with Merrill Lynch Wealth Management, a role he has held since joining Merrill in 2015. He provides customized advice and guidance to affluent families and business owners, focusing on areas such as college education planning, divorce transition planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, tax minimization, and retirement income. His team operates as a small boutique within a global bank, offering a suite of family office type services and leveraging over 50 years of combined experience at Merrill focused on planning, investment advisory services, and tax minimization strategies. Andrew earned a bachelor's degree in Quantitative Finance with a concentration in Risk Management from James Madison University, complemented by minors in Economics and Mathematics. He holds the professional designation of Personal Investment Advisor (PIA). Born and raised in Gilbertsville, Pennsylvania, Andrew is a graduate of The Hill School and currently resides in Fredericksburg, Virginia with his wife and two dogs. He is an active member of the Fredericksburg Chamber of Commerce Committee of Young Professionals. In his advisory role, Andrew emphasizes the importance of active wealth management over static financial plans, helping clients create dynamic financial solutions that adapt to market fluctuations and life changes. His approach encompasses multiple priorities, including family, health, career, and philanthropy, supporting clients in their pursuit of engaged and fulfilled lives. Outside of work, he has interests in cooking, fishing, football, golfing, hiking, ice hockey, skiing, spending time with family, tennis, and woodworking.

Brian Mavor is a financial advisor with Morgan Stanley in Portland, ME, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. His career includes roles at Morgan Stanley Private Bank since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets from 1993 to 2009. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning processes supported by tools such as Secular Return Estimates and Monte Carlo simulations.