Joseph Good is a financial advisor with Merrill based in Lake Oswego, OR. He holds a Series 66 designation and has three years of industry experience. His work history includes roles at Bank of America N.A. and Merrill, as well as positions outside the financial sector at Hitchin&Post, Willamette Lutheran Retirement Community, and McNary High School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Maurice Valdivieso is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. His prior work includes 16 years at U.S. Bancorp Piper Jaffray Inc. and roles at Wells Fargo Clearing and Ameriprise firms since 2017. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides annual retirement-income planning with a focus on dependable income sources and tax-aware withdrawal strategies.

Michael Wheeler is a financial advisor with Morgan Stanley in Lake Oswego, OR, holding a Series 66 designation and 14 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2011 and the Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

James Sylvia is a Branch Leader at Fidelity Investments where he focuses on supporting and inspiring his team to help clients achieve their financial goals. His role involves fostering growth among advisors to enable them to effectively assist clients in pursuing their definitions of success. He has been with Fidelity since 2020, previously serving as a Senior Financial Consultant at TD Ameritrade for part of 2020. Prior to that, James worked as a Financial Advisor at Pacific Capital Resource Group from 2015 to 2020. Outside of his professional activities, James has interests in board games, camping, playing musical instruments, painting, puzzles, and writing.

Cameron Mason is a financial advisor at OSAIC with 10 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Sagepoint Financial, LPL Financial, and Hornor Townsend & Kent Inc. Mason also serves as a financial advisor and analyst, engaging in research, proposal development, and client solutions strategy. OSAIC serves a diverse client base spanning retail and institutional investors, offering integrated brokerage and advisory services, financial planning, retirement consulting, and access to multiple managed-account platforms. The firm employs asset-allocation tools, risk assessments, and automated rebalancing to construct portfolios that include a range of investment types.

Kevin Kirkpatrick is a financial advisor with OSAIC based in Tigard, OR, holding the CFP® designation and Series 63 and 65 licenses. He has 18 years of industry experience, including prior roles at Mass Mutual Investors Services, MassMutual Life Insurance Co, and Metlife Securities. In addition to his advisory work, he operates a business brokering life, disability, and fixed annuity insurance products. OSAIC serves a diverse client base, including individual and high-net-worth investors as well as institutional clients, offering integrated brokerage and advisory services through a large network of affiliated advisers and multiple platforms. The firm employs various asset-allocation tools and third-party services to construct diversified portfolios managed on both discretionary and non-discretionary bases.

Kevin Greene is a financial advisor with UBS Financial Services in Lake Oswego, OR, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with UBS since 2006. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining model-based asset allocations and proprietary research to tailor financial plans. The firm offers a range of capital markets and wealth management services, including institutional trading capabilities and fee-based financial planning.

Aaron Hessel is a financial advisor with Cetera who holds a Series 66 designation and has 14 years of industry experience. He is also the owner and attorney of the Law Offices of Aaron M. Hessel LLC, specializing in estate planning. His prior experience includes roles at Lion Street Financial, Woodbury Financial Services, and operating his own wealth management firm, Hessel Wealth Management, LLC dba Pete's Mountain Wealth Management. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management, financial planning, and consulting services, supporting over 10,000 advisors and approximately 800,000 clients.

Emmanuel Balandi is a Financial Consultant at Fidelity Investments, where he has been serving since 2026. He has held multiple roles within Fidelity, including Investment Consultant, Planning Consultant, and Financial Representative, demonstrating a progressive career within the financial services industry. Prior to joining Fidelity, Emmanuel worked as an Investments Operation Specialist at M Financial, an Annuity Counselor at Fisher Investment, and a Wealth Advisor Associate at Morgan Stanley. With over a decade of experience in financial services, Emmanuel specializes in simplifying financial planning and navigating complex financial situations through clear communication and transparency. His approach emphasizes establishing genuine connections with clients and tailoring financial strategies to their unique goals. Outside of his professional work, Emmanuel enjoys fishing, exploring culinary experiences, outdoor adventures, reading, playing tennis, and traveling.

Kevin Fredrickson is a financial advisor with Raymond James Financial in Lake Oswego, OR, holding a Series 66 designation and 15 years of industry experience. His prior work includes a decade at Waddell & Reed Inc and six years with Raymond James Financial Services Advisors, Inc. He is also involved as a Branch Associate with PDX Wealth Management. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, corporate, and institutional clients. The firm offers tailored, non-discretionary planning and utilizes analytical tools to support client decision-making, with unique municipal advisory capabilities and specialized SIMPLE IRA consulting services.

Jorge Martinez is a financial advisor at Cetera with 14 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. His prior roles include positions at Ameriprise and U.S. Bancorp Investments. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services across various program structures, managing over $256 billion in assets with more than 10,000 advisors.

Mackenzie Martin is a financial advisor with Cetera, holding Series 63, 65, and 66 credentials and 20 years of industry experience. Prior to joining Cetera in 2023, Martin worked at Independent Financial Group for 13 years and has provided financial planning and insurance services through her own business entities. Outside of advising, she serves as secretary of the Rose City Polo Club and is a part-time educational instructor at the Oregon State College of Veterinary Medicine. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a multi-manager platform that includes discretionary and non-discretionary portfolio management, financial planning, and access to both affiliated and third-party investment managers.

Christine Over is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. Her prior work includes roles at James Strauch, Over and Strauch Team, Over, Strauch Inc., and Waddell & Reed, Inc. She was involved with the Tigard Rotary from 2012 to 2020. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, utilizing both proprietary model portfolios and third-party subadvisors.

Rebecca Vanhorn is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. She has been with LPL Financial since 2015. Outside of her advisory role, she is involved with ASH Brokerage, which offers non-variable insurance products including life, disability, long-term care, and fixed annuities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory services including financial planning, model portfolio programs, and institutional platforms, supporting advisors with tools such as model portfolios and third-party subadvisors.

Erick Ibarra is a financial advisor at Charles Schwab with 26 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2005. Outside of his advisory role, he serves as a volunteer board member on the Planned Giving Advisory Council for Oregon Public Broadcasting, helping to plan educational seminars for estate planning and financial professionals. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset investment approach supported by extensive research and due diligence.

Derek Pease is a financial advisor at Robert W. Baird & Co. with five years of industry experience. He holds a Series 66 designation and has worked at Robert W. Baird & Co. since 2020. His prior experience includes roles at Standard Insurance and M Financial Group. He is part of the DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group provides customized financial planning and portfolio management services, utilizing a variety of investment strategies and overlay services to align with client goals and risk tolerances.

Angela Davis is a financial advisor at Edward Jones with 10 years of industry experience. Prior to joining Edward Jones, she worked at Heritage Bank for 10 years and serves as a logistics officer in the Oregon Army National Guard. She holds a Series 66 designation. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of financial advisors and branch offices.

Scott Mckinley is a financial advisor with Cetera in Tigard, Oregon, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked with Cetera since 2019 and previously held roles at Foresters Advisory Services LLC and Foresters Financial Services. Cetera Investment Advisers LLC is a large SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets through more than 10,000 advisors.

Benjamin James is a financial advisor with LPL Financial, holding a Series 63 designation and 28 years of industry experience. He previously operated The Ben James Corporation for 18 years and has been with LPL Financial since 1998. Benjamin is also the author of *The Playbook: 7 Fundamentals of Financial Planning, Organized and Addressed*. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

James Osborne is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. His prior roles include positions at Ameriprise and Wells Fargo Clearing. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutions, utilizing a broad planning menu and integrated advisory services combined with other financial product offerings.