Michael Genetti is a ChFC® with 48 years of industry experience, currently serving at Mass Mutual Investors Services. He has been with Mass Mutual Investors Services since 2017 and has affiliations with Massachusetts Mutual Life Insurance Company and MetLife Securities Inc. Additionally, he has operated as an independent insurance agent specializing in disability insurance since 1975. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers annual, collaborative financial planning engagements utilizing firm-approved software and also provides specialized planning programs including divorce, estate settlement, and employer-sponsored planning.

Jonathan Deangelis is a financial advisor at Ameriprise with Series 63 and Series 65 licenses and one year of industry experience. His prior work includes roles at LK Goodwin, Daves, and Bonnett Shores. Outside of financial advising, he works as a delivery driver for Uber Eats. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement planning, combining proprietary research and third-party data to deliver detailed recommendations and ongoing advice.

John Sulyma is a financial advisor with LPL Financial in Warwick, RI, holding Series 63 and Series 65 credentials and 36 years of industry experience. He previously worked at H. Beck, Inc. for eight years before joining LPL Financial in 2020. Sulyma is also a commissioned notary for the State of Rhode Island. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset managers, supported by various operational and research tools.

Ryan Gaumond is a financial advisor with Equitable Advisors holding Series 63 and Series 65 credentials and two years of industry experience. Prior to joining Equitable Advisors, he worked at Bank Newport and has experience in various roles including at Salve Regina University and Gaumond's Auto Body. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm uses a network of Investment Adviser Representatives to match clients with advisory program models or discretionary managers, relying heavily on third-party asset managers and sponsored advisory programs.

Mogahed Ibrahim is a Financial Solutions Advisor with Merrill Lynch Wealth Management. In his role, he focuses on understanding clients' priorities to help them develop strategies aimed at pursuing their short-, mid-, and long-term financial goals. He serves as a resource for various financial matters including general investing, retirement planning, and preparing for unexpected expenses. Additionally, he coordinates access to Bank of America specialists for banking, credit, home financing, and small business solutions. Ibrahim holds a Bachelor's Degree from the University of Illinois System and carries professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Fluent in English and Arabic, he engages with clients by taking the time to identify what matters most to them and providing ongoing advice as their needs evolve. Outside of his professional work, Ibrahim is involved with the community organization Feed My Starving Children.

Joseph Caggiano is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and has prior work history at Keurig Dr. Pepper and Jackson Hewitt. Outside of finance, he has been involved with USA Hockey and Keene State College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mary Quackenbush is a financial advisor with LPL Financial in Coventry, RI, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has worked previously at Next Financial Group Inc and NMQ, Inc., and is also involved in tax preparation and accounting through Victor Moffitt and Co., where she has served since 1997. Additionally, she holds a notary commission. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Robert Ashegh is a financial advisor at LPL Financial with 25 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Merrill and Bank of America. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers advisory and brokerage services using various portfolio strategies and operates multiple financial platforms.

Cheng Cheng Huang is a financial advisor at LPL Enterprise with a Series 66 designation and one year of industry experience. Prior to joining LPL Enterprise in 2025, Cheng worked at PRUCO Securities, LLC for one year and spent eight years at Endeavor Seafood LLC. Outside of advising, Cheng is involved in a real estate rental business in Winsted, Connecticut. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, employer-sponsored retirement plans, banks, and corporate and charitable entities. The firm primarily uses model-driven investment implementation and offers financial planning, access to third-party asset managers, and participation in a wrap fee program.

Kathryn Windsor is a financial advisor at Fidelity with one year of industry experience. She holds a Series 66 designation and previously worked at Adler Pollock & Sheehan P.C. for four years and McLaughlinQuinn LLC for eight years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from a broad investable universe.

Steven Marine is a financial advisor at Merrill with a Series 66 credential. He has one year of industry experience and prior work history that includes roles at DoorDash and Urban Greens Co-Op Market, as well as periods focused on full-time education. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

James Medeiros is a financial advisor with Primerica Advisors in Johnston, RI, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 2002. Outside of advisory services, he is involved in the sale of home security and automation products, as well as loan products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts. The firm employs third-party asset managers overseen by an independent consultant and uses a tiered wrap-fee structure rather than fixed fees.

Amy Quick is a financial advisor with Merrill in Riverside, RI, holding Series 63 and Series 66 registrations and bringing 27 years of industry experience. She has worked at Merrill since 2009 and has been affiliated with Bank of America and its related entities since 2005. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Brandon Mc Kearney is a financial advisor at Merrill with a Series 66 designation and has been in the industry since 2025. His prior work experience includes roles at Murphys Petro, The Home Depot, MGM Springfield, and eClinicalWorks. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nicholas Pavao is a financial advisor at Mass Mutual Investors Services with 10 years of industry experience. He holds the Series 66 designation and has worked at firms including Merrill and The Prudential Insurance Company of America. His background includes roles in financial services as well as a position at Trinity Academy for the Performing Arts. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-based planning supported by firm-approved analytical tools.

L Inda Lombari is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. She has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2018, following prior roles at Morgan Stanley and TD Private Client Wealth. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Michael Carano is a financial advisor with LPL Financial in Cranston, Rhode Island, holding Series 63 and Series 65 credentials and possessing 33 years of industry experience. He has been with LPL Financial and its predecessor firms since 2000. Outside of his advisory role, he operates a non-variable insurance business selling fixed life products and manages a small office rental arrangement for another LPL representative. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, participant-level retirement advice, and institutional platforms.

Julianne Joly is a financial advisor with Cetera, holding a Series 66 designation and 12 years of industry experience. Her previous roles include positions at Janney Montgomery Scott, Morgan Stanley, and LPL Financial. She is also the owner of Ballast Wealth Management. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Raymond Creamer is a financial advisor with Mass Mutual Investors Services who holds Series 63 and Series 65 licenses and has 27 years of industry experience. His career includes roles at MassMutual Life Insurance Company since 2016 and Metlife Securities Inc. from 2015 to 2017. In addition to his advisory work, he conducts research for an estate planning attorney on client assets. Mass Mutual Investors Services, a subsidiary of MassMutual, serves individuals, business owners, trusts, estates, charitable organizations, and employers by providing ongoing financial planning, asset management, and educational seminars. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools, focusing on investment categories and strategies rather than specific product selections.

James Roche is a CFP® professional with 29 years of industry experience. He has been with OSAIC since 2025 following a 24-year tenure at Lincoln Financial Advisors Corporation. In addition to his advisory role, he serves as a trustee for a family trust and engages in fixed annuity and insurance sales. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services through a multi-advisor platform, emphasizing model-based asset allocation and portfolio optimization supported by various analytical tools and discretionary strategies.