Cara Maloney is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 66 licenses and 32 years of industry experience. She has worked at Thrivent Financial and Thrivent Investment Management since 2018, following prior roles at Cetera Investment Services and Valley National Bank. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial planning without portfolio management. The firm combines planning with managed-account programs under its WealthPlan option while maintaining separate services.

Maria Barilla is a financial advisor with Merrill in Garden City, NY. She holds a Series 63 designation and has 30 years of industry experience, including 15 years with Merrill Lynch, Pierce, Fenner & Smith, Inc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Randall Perkins is a financial advisor at Ameriprise with 38 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves as CEO of J&R Operations, LLC, a business focused on managing office and operational expenses. Ameriprise provides retirement-income planning services aimed at individuals approaching or in retirement who meet specific asset criteria, combining research and modeling with tax-efficient strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Edward Isaac is a financial advisor with Primerica Advisors in St. Albans, NY, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1998 and has concurrently worked at Medgar Evers College CUNY since 1999. Outside of advising, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap fee structure, with portfolio implementation and trading managed by BNY Mellon Advisors.

Nilima Madan is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 26 years of industry experience. She worked at Citigroup Global Markets and Citicorp Investment Services before joining LPL Financial in 2010. Madan serves as President of the Association of Indians in America, a nonprofit organization based in Port Washington, NY. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a network of representatives to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning, model portfolio programs, third-party asset management, and institutional platforms supported by advanced operational and research tools.

Colleen Glavin Beiner is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. She previously worked at J.P. Morgan Securities for five years and Chase Investment Services Corp. for sixteen years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Mark Krauss is a financial advisor with Raymond James & Associates in Garden City, NY, holding Series 63 and Series 65 licenses and having 38 years of industry experience. He has been with Raymond James in various capacities since 2009. Krauss is the owner of NY Wealth Management, a support company through which he provides financial advice. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services, supported by a wide range of portfolio management styles and affiliated research.

Jeremy Levinson is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds a Series 66 designation and has previously worked at Bernstein Private Wealth Management, JPMorgan Chase Bank, N.A., Atria Wealth Solutions, and Deloitte Consulting. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates systematic quantitative and qualitative research to build model asset allocations and includes capabilities in derivatives and commodities.

Michele Tuzzolo is a financial advisor with UBS Financial Services, holding a Series 63 designation and over 30 years of industry experience. He has worked at UBS since 2000. In addition to his advisory role, he is a commissioned notary public in New Hyde Park, New York. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

John Cerulli is a financial advisor at Cetera with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at firms including JPMorgan Chase Bank, J.P. Morgan Securities, LPL Financial, and Jovia Financial Credit Union. Cerulli is also the owner of JCJr trd llc, a business unrelated to his primary advisory role. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform, providing advisors with access to various model portfolios and investment programs.

Ingrid Providence is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. She previously worked at Morgan Stanley before joining J.P. Morgan Securities and JPMorgan Chase Bank in 2016. Outside of her advisory role, she volunteers on the treasury committee for the Community Worship Center of Seventh-Day Adventists. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and endowments. Their advisory process combines quantitative and qualitative due diligence, and recommendations may include ESG considerations, with implementation support from affiliated investment management entities.

Ryan Wroblewski is a financial advisor at Morgan Stanley in Garden City, NY, holding Series 63 and Series 66 licenses with 13 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning that utilizes firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through Financial Advisors and its Estate Planning Strategies Group.

Matthew Desjardin is a financial advisor with OSAIC, holding Series 63 and Series 66 licenses and three years of industry experience. Prior to his financial services career, he spent 24 years with the New York City Fire Department. Outside of advising, he prepares individual tax returns through his own tax service and is a notary public. OSAIC Wealth serves a diverse client base including retail and institutional investors and offers a range of financial planning, advisory, and brokerage services. The firm’s investment approach relies on model-based asset allocation and portfolio optimization supported by various analytical tools.

Laura Salmon is a financial advisor with UBS Financial Services in Bethpage, NY, holding a Series 66 designation and eight years of industry experience. She has been with UBS Financial Services Inc. since 2006. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a mix of brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Vincent Stasi Jr. is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, as well as at Citigroup Global Markets since 2001. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving both individual and institutional clients with a wide array of advisory programs. The firm emphasizes tailored financial planning using structured processes and proprietary tools, managing approximately $2.74 trillion in client assets.

Steven Sherman is a CFP® with 45 years of industry experience. He is currently affiliated with Cetera and North Ridge Wealth Planning, having held prior roles at OSAIC and American Portfolios, among others. He is the owner of Evans & Associates LLC, an insurance-related firm where he serves as an administrative officer, and he acts as a fiduciary for various family trusts. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers discretionary and non-discretionary portfolio management through a multi-manager platform with access to affiliated and third-party managers across multiple program structures.

Aldo Verrelli is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and bringing 49 years of industry experience. He has been with Equitable Advisors since 2005 and also leads A. Verrelli & Associates, a firm he has been associated with since 2009. Outside of his advisory roles, Verrelli serves as chairman of the College Scholarship Committee and the annual Columbus Day Parade for the Columbus Citizens Foundation. Equitable Advisors provides financial planning, retirement consulting, and asset management services to individuals, plans, corporations, and charitable organizations. The firm’s approach involves matching clients to program models or discretionary managers, using a range of proprietary and third-party investment solutions.

Matthew Mazur is a financial advisor at Stifel with Series 63 and Series 65 credentials and two years of industry experience. Prior to joining Stifel in 2022, he worked at VBPN&P LLP for one year. Outside of his advisory role, he has been employed in the restaurant industry at Doc O'Grady's Irish Pub since 2019, where he has held various positions including shift manager. Stifel serves a broad client base, including individuals, institutional clients, and charitable organizations, offering brokerage and advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Richard Rosenbusch is a financial advisor at Cetera with 33 years of industry experience and holds a Series 63 designation. He has been with Cetera since 2001 and concurrently leads multiple business ventures including accounting and tax services and several real estate and home construction companies. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, deploying strategies ranging from model portfolios to bespoke solutions.

Joseph Sefaradi is a financial advisor with Morgan Stanley in Garden City, NY, holding Series 63 and Series 66 licenses and with 15 years of industry experience. He previously worked at J.P. Morgan Securities and JPMorgan Chase Bank and has been with Morgan Stanley since 2022. Outside of his advisory role, he has been involved in property management as a sole proprietor. Morgan Stanley Wealth Management serves individual and institutional clients, offering tailored financial planning and a range of advisory programs supported by firm-approved tools and resources.