Carla Palamone is a financial advisor at Edward Jones with 28 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Edward D. Jones & Co., L.P. since 1997. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets, offering a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Steven Grzelka is a financial advisor with Mass Mutual Investors Services in Syracuse, NY, holding a Series 66 designation and having 20 years of industry experience. He has been with Mass Mutual and its affiliated companies since 2016. Outside of his advisory role, Grzelka serves as a football and lacrosse official and is vice president of a tax planning and bookkeeping business. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-oriented planning using firm-approved analytical tools and offers specialized services including divorce planning and event-driven strategies.

Gary Casab is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior roles include positions at D'arcangelo Financial Group, Paradigm Consulting, and Royal Alliance Associates. He is also involved with Community Bank and The Carta Group in financial institution duties. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers various advisory programs and brokerage services, with both discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

John Benns Jr. is a financial advisor with LPL Enterprise, holding a Series 63 designation and 16 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, and Ameriprise Financial Services, Inc. He is also involved in Prudential-sponsored non-variable insurance activities. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to model wealth portfolios through both advisory and brokerage channels.

Paul Ridley is a Financial Advisor with Merrill Lynch Wealth Management based in Syracuse, NY. He has over 15 years of experience in financial planning, investment management, retirement planning, insurance strategies, and wealth management. Paul works with individuals, families, retirees, and business owners in Syracuse, Central New York, and surrounding communities to develop personalized financial strategies tailored to their specific needs and goals. His approach focuses on understanding each client's unique priorities and objectives. Paul specializes in liquidity management, personal retirement planning, portfolio management services, tax minimization, and retirement income. Throughout his career, he has worked with clients at various life stages and has held roles with Fidelity Investments, Goldman Sachs, and previously as a financial advisor in Syracuse before joining Merrill. Paul holds a bachelor's degree from the University of Kentucky and professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He is involved in community organizations such as Genesis Group, Habitat for Humanity, Helping Hounds, and Humane CNY.

Michael Cousineau is a financial advisor with LPL Enterprise in Syracuse, NY, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. Prior to joining LPL Enterprise in 2024, he worked with Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory role, he owns and consults for businesses related to the RV rental industry. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management programs through an integrated platform.

Patrick Mahar is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing extensive experience in financial services since 1995. He joined Merrill Lynch in 2006 following the acquisition of his previous employer. Patrick's professional focus centers on assisting individuals, families, and businesses in achieving their short- and long-term financial objectives through a consultative and objective wealth management approach. Patrick holds the Chartered Retirement Planning Counselor (CRPC) designation awarded by the College for Financial Planning Institutes Corp. He is also a qualified Portfolio Advisor, providing clients with traditional financial advice as well as tailored investment strategies that include Merrill Lynch Wealth Management and approved third-party managers. His areas of expertise include college education planning, family wealth management strategies, personal retirement planning, portfolio management, and investment strategy for both individual and corporate clients. A 1992 graduate of Cornell University, Patrick resides in Westvale, New York, with his wife Beth and their two children. Outside of his professional commitments, he enjoys golf, skiing, ice hockey, music, and spending time with his family.

Bradley Harte is a financial advisor with LPL Enterprise, holding a Series 63 designation and 19 years of industry experience. His career includes roles at Nationwide Investment Services Corporation, Mass Mutual Investors Services, and The Prudential Insurance Company of America. He is also involved with Harte Solutions, a business related to his work with LPL. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers a range of financial planning, advisory, and brokerage services through an integrated platform that combines investment advice, third-party portfolio management, and insurance products.

Jamin Purtell is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 27 years of industry experience. His previous roles include positions at Cadaret Grant & Co., Inc., Lincoln Financial Advisors Corporation, and Signator Investors Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, with both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Ginger Baker is a financial advisor at Wells Fargo Advisors with 28 years of industry experience. She holds a Series 63 designation and has worked previously at Bailey Financial Group and Raymond James Financial Services. Outside of her advisory role, she is involved with Princeton Harriman Insurance Solutions in Sarasota, FL, focusing on insurance business activities. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and uses proprietary research and tools to develop tailored recommendations for its clients.

Andrew Contos is a financial advisor with Equitable Advisors holding a Series 66 designation. He joined the firm in 2026 and has varied prior experience including roles at SUNY Oswego, Diamond Baseball Holdings, ASM Global, and Nichol's Supermarkets. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates through program sponsors and endorsed platforms, offering both advisory and brokerage solutions with a mix of discretionary and non-discretionary asset management.

Joseph Scro is a financial advisor with Equitable Advisors in Syracuse, NY, holding Series 63 and Series 65 designations and six years of industry experience. His prior work history includes roles at AxA Advisors, Northwestern Mutual, and United Van Lines. Equitable Advisors serves a diverse range of clients including individual, high-net-worth, retirement plan, corporate, charitable, and institutional investors, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates through program sponsors and endorsed third-party managers, focusing on both discretionary and non-discretionary asset management.

Timothy Jennings is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has worked with Morgan Stanley and its Private Bank since 2014. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery conversations and utilizes firm-approved tools, including Secular Return Estimates and Monte Carlo simulations, while clients implement and update their plans independently.

Matthew Francis is a financial advisor with LPL Enterprise holding Series 63 and Series 66 credentials and five years of industry experience. His prior roles include positions at Prudential Insurance Company of America and Pruco Securities, LLC. He is also involved in non-variable insurance activities through Prudential. LPL Enterprise serves a diverse client base ranging from individuals and retirement plans to charitable organizations and institutions, offering financial planning, advisory services, and access to a broad range of brokerage and insurance products through an integrated platform.

Matthew Lasher is a financial advisor at Ameriprise with 21 years of industry experience. He holds the Series 66 designation and has been with Ameriprise and its related entities since 2005. Outside of his advisory role, Lasher serves on the Board of Directors and as Treasurer for Aquarius Cup. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning, tax-aware withdrawal strategies, and ongoing advice, with recommendations supported by proprietary research and algorithmic tools.

Jonathan Knight is a financial advisor at Ameriprise with 18 years of industry experience. He has been with Ameriprise and its affiliates since 2007. Knight is also the CFO of Strategic Concepts Group, LLC, the holding company for his financial planning practice. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm delivers these services through a centralized team in partnership with its financial advisors.

Joel Urist is a financial advisor at LPL Financial with one year of industry experience. He holds a Series 66 designation and also operates Urist Financial & Retirement Planning, Inc. Prior to his advisory role, he worked at Formlabs Inc. for six years and Liteboxer Technology Inc. for one year. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides various advisory programs, financial planning, retirement consulting, and brokerage services, offering both discretionary and non-discretionary management supported by model portfolios and research.

Ryan Kozyra is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 licenses and 17 years of industry experience. His work history includes roles at Prudential Insurance Company of America, J.P. Morgan Securities LLC, Wells Fargo Clearing Services, and M&T Securities. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, Model Wealth Portfolios, third-party asset management, and access to a range of brokerage and insurance products, combining adviser programs with active financial product sales on an integrated platform.

Paul Kobel is a financial advisor at LPL Enterprise with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Prudential Insurance Company of America, Pruco Securities, LLC, and Key Investment Services LLC. LPL Enterprise serves a broad client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, access to model wealth portfolios, third-party asset management programs, and brokerage and insurance products through its integrated advisory and brokerage platform.

Kevin Riley is a CFP® with 45 years of industry experience, currently serving as a financial advisor at Raymond James Financial Services, Inc. since 1999. He also holds Series 63 and Series 65 licenses. Outside of his advisory role, Kevin is actively involved as an owner and officer of Planned Results, Inc., a support company, and has worked as an insurance agent through the same entity. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm employs tailored, non-discretionary planning using analytical tools to support client goals and offers innovative advisory programs alongside municipal and public-finance services.