Jennifer Jones is a Series 66-licensed financial advisor with 11 years of industry experience. She is currently with Cetera and has previously worked at Avantax Advisory Services and 1st Global Capital Corp. In addition to her advisory role, she serves on the advisory board of Canandaigua National Bank and holds multiple positions with UR Thompson Health, including board member, audit committee member, finance committee member, and treasurer. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services with a multi-manager platform that includes affiliated and third-party strategies.

Christa Sharkey is a financial advisor with Mass Mutual Investors Services in Rochester, NY, holding a Series 66 license and bringing 11 years of industry experience. She has worked at Mass Mutual since 2016 and previously spent four years at METLIFE SECURITIES Inc. Sharkey is also an individual life insurance agent. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Michael Valenti is a financial advisor with UBS Financial Services in Rochester, NY, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Manning and Napier Advisors. Outside of advisory work, he is involved as a member of CBCM Ventures LLLC and holds non-managing partner positions in Pittsford Sports Authority LLC and PSA Opportunities LLC. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and discretionary portfolio management, utilizing proprietary research and model-based asset allocations. The firm combines institutional trading capabilities with wealth management services and provides a broad platform including custody, underwriting, and capital markets solutions.

Dean Licata is a financial advisor with OSAIC in Pittsford, NY, holding Series 63 and Series 65 licenses and over 41 years of industry experience. He has been with OSAIC since 2024 and previously worked at Securities America Advisors from 2016 to 2024. Licata also operates Dean Licata and Associates, an independent advisory business established in 1994. Outside of advisory services, he has a long-standing role in insurance sales. OSAIC serves a diverse range of clients including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with a focus on asset allocation, risk management, and access to multiple investment platforms and third-party managers.

Thomas Higgins is a CFP® with 43 years of industry experience and has been with OSAIC since 1993. He is based in Fairport, NY. In addition to his advisory role, Higgins owns and operates an insurance business offering life, disability, group, and long-term care insurance products. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services, utilizing asset-allocation tools and multiple advisory platforms to construct portfolios incorporating a wide range of investment vehicles.

Erin Cody is a financial advisor at Morgan Stanley with two years of industry experience. They have held roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Bank of America, Merrill Lynch, and Equitable Advisors. Outside of their advisory work, Erin was involved with the Oswego Men's Ice Hockey Team for three years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and estate planning strategies, supported by structured discovery processes and advanced modeling tools.

Michael Messina is a Series 66 licensed financial advisor with nine years of industry experience. He is currently with UBS Financial Services in Rochester, NY, where he has worked since 2019. His prior experience includes roles at TD Ameritrade and Scottrade. Outside of his financial career, Messina serves as executive director of Lancaster Lacrosse LLC, an organization focused on coaching and growing the game of lacrosse. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and a broad range of capital markets solutions.

Stephen Fornarola is a financial advisor at RBC Capital Markets with 40 years of industry experience. He has been with RBC Capital Markets Corporation since 2008 and holds the Series 63 and Series 65 designations. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs tailored to clients' risk profiles and utilizes a combination of in-house and third-party investment managers to implement portfolio strategies.

Karl Heath Jr is a financial advisor with 22 years of industry experience. He is currently with Mass Mutual Investors Services and holds a Series 63 designation. His previous experience includes roles at Massachusetts Mutual Life Insurance Company and Metlife Securities, Inc. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, utilizing firm-approved software to analyze client goals and deliver written recommendations.

Jordan Orvek is a financial advisor with Ameriprise in Rochester, NY, holding Series 63 and Series 66 designations and nine years of industry experience. Prior to joining Ameriprise in 2018, he worked at Merrill and Rocky Mountain Granite. Outside of his advisory role, he is involved with LeNovel Photograph, an activity he has maintained since 2017. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides annual retirement-income planning advice focused on dependable income and tax-aware withdrawal strategies.

Michael Palumbos is a ChFC® credentialed financial advisor with 25 years of industry experience. He has worked at Osaic since 2025 and previously spent 24 years at Lincoln Financial Advisors. Palumbos serves as a board member of the Wayne Cooperative Insurance Company and is CEO of Family Wealth and Legacy Coaching, providing fee-based coaching and consulting services to families and business leadership teams. He is also CEO of ClarityBridge Media Group, a marketing and content development company focused on professional service providers. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated financial advisers and offers integrated brokerage, investment advisory services, financial planning, and retirement plan consulting. The firm uses various tools and platforms to construct tailored portfolios and supports multiple legacy programs and third-party managed-account solutions.

Leah Coyle is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity Investments in 2025, she held positions at Kodak Alaris, Butler/Till, and other companies. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including multi-manager and fund-of-funds structures. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary accounts, serving a broad client base with systematic investment approaches.

Margaret Whelehan is a CFP® professional with 24 years of industry experience, currently advising at Cetera since 2018. She also serves as a relationship manager and divorce planning specialist at Canandaigua National Bank, providing consulting services for divorce analysis using her CDFA certification. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, and institutional accounts, offering a range of portfolio management and financial planning services through a large network of independent advisors.

Jacob Bilyo is a financial advisor at Morgan Stanley in Rochester, NY, holding a Series 66 designation with three years of industry experience. His background includes roles at JAC Insurance Agency LLC and Autumn Woods Community, as well as work with the Diocese of Rochester and Goodwill. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and advisory programs supported by comprehensive tools and investment research.

Carla Morris is a Series 66–licensed financial advisor with Edward Jones in Rochester, NY, where she has worked since 2013. She has 12 years of industry experience. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies, separately managed accounts, affiliated mutual funds, and operates under a fiduciary standard.

Loree Harpole is a financial advisor with LPL Financial in Rochester, NY, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. Prior to joining LPL Financial in 2025, she worked at Capitol Securities Management, Lincoln Investment, and several other firms. Outside of her advisory work, she is also an artist and musician. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Mary Fairchild is a CFP® professional affiliated with Ameriprise, with 30 years of industry experience. She has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2010. Outside of her primary role, she is also an Associate Financial Advisor at Council Rock Associates, LLC in Rochester, NY. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet certain asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendations through a centralized consulting team.

Donald Burger is a financial advisor at OSAIC with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked primarily with Securities America Advisors and Securities America, Inc. prior to joining OSAIC. Outside of advisory services, he is also involved in life insurance sales and servicing through KAFL Insurance Resources. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients through an extensive network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm utilizes asset-allocation tools and automated rebalancing to manage portfolios that may include various asset classes, and supports both discretionary and non-discretionary account management.

Joelle Reichert is a financial advisor with Morgan Stanley in Rochester, NY, holding a Series 63 designation and 27 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and previously worked at Citigroup Global Markets beginning in 2006. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets.

Sherie Connorton is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds a Series 63 designation and has worked at Morgan Stanley Smith Barney since 2009, following her tenure at Citigroup Global Markets beginning in 1998. Based in Rochester, NY, she has been active in the financial sector for nearly two decades. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning services supported by structured discovery processes and advanced modeling tools.