Nicholas Leski is a financial advisor at Osaic with Series 65 and Series 63 credentials and four years of industry experience. Prior to joining Osaic in 2025, he worked at Lincoln Financial Advisors for three years and PSG Financial for two years. He is also licensed as a life insurance agent, offering fixed life insurance, fixed annuities, and traditional life insurance. Osaic Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients. The firm uses a model-based asset allocation and portfolio optimization approach and offers a range of programs delivered through a multi-advisor platform.

Paul Mac Donald is a financial advisor with Mass Mutual Investors Services based in New Castle, Delaware. He holds Series 63 and Series 65 licenses and has seven years of industry experience, including previous roles at Olive Garden. He is also involved in an individual life insurance sales business. Mass Mutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser and offers financial planning, asset management, and educational services to individuals, business owners, trusts, estates, charitable organizations, and employers.

Nicholas Vali is a CFP® and ChFC® with 13 years of experience in financial advisory. He is currently with Cetera and has previously worked at Minnesota Life and Securian Financial Services. Outside of advisory, he is a partner in a golf course business and holds an equity interest in other local ventures. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with access to discretionary and non-discretionary portfolio management, financial planning, and a range of investment program options.

Dawn Green is a financial advisor at OSAIC with 16 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Mass Mutual Insurance Company, Prudential Insurance Company of America, and Signator Investors, Inc. In addition to her advisory role, Green is an adjunct professor at Wilmington University and owns a financial planning business, Wisdom Wealth and Winning LLC. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm employs a model-based investment process with various advisory and brokerage services delivered through a multi-advisor platform.

Tyler Kreger is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. His career includes roles at First Citizens Community Bank and Bankers Life and Casualty. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Natalie Plaza is a Wealth Management Advisor at Merrill Lynch Wealth Management. She serves individuals, corporate executives, and their families, with a focus on areas such as education planning, family wealth management strategies, LGBT wealth planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible and ESG investing, women and wealth, sports and entertainment, and tax minimization. Natalie began her career in architectural design after earning a Bachelor's degree in Environmental Design from the University of Colorado at Boulder. She transitioned into finance in 2018 when she joined Merrill Lynch Wealth Management as a Financial Advisor. She holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Natalie and her team work with clients in the entertainment industry, leveraging their knowledge of the industry's unique financial challenges to provide comprehensive wealth management services. Natalie is a member of several professional organizations, including the Financial Planning Association™, LPGA Women Who Play, Santa Monica Sports Club, and Women In Film. In her spare time, she enjoys basketball, golfing, skiing, spending time with her family, and watching movies. She currently resides in Los Angeles, California.

Joseph Durney Jr. is a CFP® professional with 19 years of industry experience, currently serving with Wells Fargo Advisors since 2014. He is based in Wilmington, DE, and holds Series 63 and Series 65 licenses. In addition to his work at Wells Fargo Advisors, he holds ownership interests in multiple investment-related businesses, including Beartooth Investments, LLC and Heirloom Affiliate Management LLC. Wells Fargo Advisors Financial Network offers investment and financial planning services to individuals, trusts, and institutional clients, utilizing proprietary research and planning tools. The firm provides a broad range of planning options, including specialized services such as business-owner transition and special-needs analysis, delivered through a network of financial advisors.

William Hagerman is a CFP® professional with 27 years of experience in the financial services industry. He currently works with Cetera and has previously been associated with Diamond State Financial, Securian Financial Services, and Minnesota Life Insurance Company. Hagerman serves on the finance committee of his homeowners association. Cetera Investment Advisers LLC is an SEC-registered firm offering services through a large nationwide network of independent advisors. The firm serves individual, retirement plan, corporate, charitable, and institutional clients with a range of portfolio management and advisory solutions across multiple program structures and custodial relationships.

Justin Czerwinski is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in assisting professionals and business owners who are entering their peak earning years and individuals nearing retirement. His client focus includes employee benefits planning, family wealth management strategies, retirement income, and small business strategies, among other areas. Justin holds a Bachelor's Degree from Goldey-Beacom College and has earned a number of professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He emphasizes values such as honesty, integrity, and reputation in his professional approach. Beyond his professional work, Justin is involved in community organizations including Beds4Vets and the Hockessin Historical Society. His personal interests include golfing, music, running, and spending time with his family.

Malcolm Rayne is a financial advisor at Wells Fargo Advisors with a Series 66 designation and three years of industry experience. Prior to joining Wells Fargo Advisors in 2026, he worked at Wells Fargo Clearing, NewSpring Capital, KPMG LLP, and RBC Capital Markets. Outside of his advisory role, he holds a minority interest in an investment-related business, 211 Property Partners, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of financial planning and investment services. The firm’s approach includes tailored recommendations supported by proprietary research and tools, with offerings that cover various planning needs from cash flow to specialized areas such as business-owner transition and special-needs analysis.

Autumn Vernon is a financial advisor with Wells Fargo Advisors in Wilmington, DE, holding a Series 66 designation and one year of industry experience. Prior to her financial advisory career, she served in the United States Airforce for 21 years. Outside of advising, she has partial ownership in a land conservation and vehicle storage business and a sailboat charter company. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options and tailored recommendations supported by firm research and tools.

C Crean is a financial advisor with OSAIC, holding the ChFC® credential and Series 63 registration, and has 39 years of industry experience. Prior to joining OSAIC in 2025, Crean worked at Lincoln Financial Advisors for 11 years and Hornor, Townsend & Kent, LLC for eight years. Outside of advisory work, Crean is also involved in offering property and casualty insurance through a related business. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients, providing brokerage and advisory services through a multi-advisor platform. The firm employs a model-based investment process with tools for asset allocation, portfolio optimization, and offers a variety of program options including Unified Managed Accounts and third-party manager programs.

David Foote is a Series 66-licensed financial advisor at Morgan Stanley with 26 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory role, he serves as a trustee and co-trustee for investment-related trusts in Maryland. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through Corporate Financial Planning agreements.

Ryan Meade is a Financial Advisor with over 19 years of experience in the financial industry, based in Wilmington, Delaware. He is part of TWJ Wealth Management, a team recognized by Barron's and Forbes. Ryan specializes in retirement planning, wealth management, estate planning, and family wealth management strategies, including college education and personal retirement planning. He began his career in finance in 2007 and holds professional designations including Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Ryan earned a degree in Business Administration from Penn State University. Ryan resides in the Philadelphia-Wilmington area with his wife and three children. Outside of his professional work, he supports local charities benefiting military service members and youth initiatives. His personal interests include adventure sports, biking, fishing, hunting, ice hockey, pickleball, running, skiing, swimming, and spending time with his family.

Tyler Simonds is a CFP®-designated financial advisor at Edward Jones with six years of industry experience. Prior to joining Edward Jones in 2020, he worked at Lincoln Financial Advisors Corporation and held roles in the hospitality industry. He serves on the board of United Way of Cecil County, advising on management and financial decisions for the organization. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, with a broad nationwide network and a range of advisory programs including discretionary and non-discretionary strategies.

Lynne Rowan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at A. G. Edwards & Sons, Inc. from 2006 to 2008. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through a network of over 14,000 advisors and provides both brokerage and advisory solutions.

Rohan James is a financial advisor with Primerica Advisors in Wilmington, DE, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has worked with Primerica Advisors since 1998 and Primerica Financial Services since 1995. Outside of his advisory role, he is involved in sales of home security and automation product referrals through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options. The firm curates third-party asset managers and employs a tiered wrap-fee structure to manage its investment solutions.

Thomas Cooney is a financial advisor with LPL Financial in Wilmington, DE, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior roles include two decades at PNC Investments and two years at J.J.B. Hilliard, W.L. Lyons, LLC. Outside his advisory work, he is involved with Momentum Insurance Services, providing non-variable insurance services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning and third-party asset management, with a platform supporting strategic, tactical, and customized investment approaches.

Kathy Bauers is a financial advisor at Ameriprise with 28 years of industry experience. She has held positions at Ameriprise and Ameriprise Financial Services, Inc. since 2005. Bauers is a co-owner of P Two P, LLC, where she manages an advisory business. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations through a centralized consulting team.

Stephanie Smith Christiano is a Senior Resident Director at Merrill with over 28 years of experience in the financial services industry. She began her career with the firm following a college internship and has held various roles since 1998. Stephanie works with families to help define and achieve their financial goals, regularly meeting with clients to assess progress and make necessary adjustments. She focuses on building strong relationships with clients and professional partners and aims to simplify the financial decision-making process for her clients. Her practice areas include college education planning, employee financial health, personal retirement planning, women and wealth, tax minimization, and retirement income. Stephanie holds a Master's Degree from Wilmington College and a Bachelor's Degree from Wesley College. She has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She serves on the board of First State Ballet and is a trustee of Delaware Hospice. Stephanie volunteers with Buckets of Love and the Ronald McDonald House of Delaware. Originally from northern Calvert County, Maryland, Stephanie moved to Delaware for college. She lives in Clayton with her husband, a public school teacher, and their daughter, who is a sophomore at Lock Haven University. Outside of work, Stephanie enjoys cooking, spending time with her family, and traveling.