Jonathan Osmun is a financial advisor at Harbor Investment Advisory, LLC with one year of industry experience. He holds the Series 66 designation and previously worked at the University of Delaware and Harborfields High School. Harbor Investment Advisory, LLC provides investment advisory and brokerage services to individuals, families, family offices, retirement plans, charitable organizations, and business entities. The firm employs a combined quantitative and qualitative investment process supported by third-party technology and manager due diligence to manage portfolios across various programs.

Aimee Eudy is a financial advisor at 1919 Investment Counsel, LLC with 14 years of industry experience. She holds Series 63 and Series 65 credentials and has been with 1919 Investment Counsel since 2003. 1919 Investment Counsel provides discretionary and non-discretionary investment management and wealth-planning services to individual and institutional clients. The firm focuses on customized portfolios emphasizing liquid mid- and large-cap equities and investment-grade fixed income, supported by proprietary and third-party research, including AI and machine-learning inputs.

Jane Maccubbin is a financial advisor at Founders Financial Securities LLC with 21 years of industry experience. She holds Series 63 and Series 66 designations and has worked previously at Morgan Stanley and T. Rowe Price Investment Services. Outside of finance, she operates Jane Mack Photography and serves as an accountant on the Board of Governors for the Building for God Community Foundation. Founders Financial Securities serves a broad range of clients, including individuals, high-net-worth investors, retirement plans, charitable organizations, and corporate clients, offering portfolio management, financial planning, retirement consulting, and brokerage and insurance services. The firm utilizes various investment programs and non-traditional delivery methods, including a subscription-based retirement education service and co-advised Private Wealth Solutions for affluent households.

Christopher Di Pietro is a CFP® professional with eight years of industry experience. He has worked at Founders Financial Securities LLC since 2017 and is also associated with Brooks Financial Group LLC, where he serves as Director of Planning. Founders Financial Securities LLC provides investment advisory services to individual, retirement plan, trust, and corporate clients through a network of advisors managing approximately $4.1 billion in assets. The firm offers multiple advisory platforms and emphasizes niche services such as 1031 exchange consulting and co-advised private wealth portfolios.

Christopher Imbach is a financial advisor with Founders Financial Securities LLC, holding the ChFC® designation and Series 63 license, and has 35 years of industry experience. He has been with Founders Financial Securities since 2006 and has a longstanding association with Noble Financial since 1999. Outside of his advisory work, Imbach serves as a volunteer firefighter and bingo operations treasurer at the Pikesville Volunteer Fire Department. Founders Financial Securities serves a diverse client base including individuals, high-net-worth investors, retirement plans, charitable organizations, and corporate clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and retirement consulting through various programs that integrate mutual funds, ETFs, model allocations, and sub-advised strategies.

Carl Noble is a CFA® charterholder with five years of industry experience. He is currently with Congress Wealth Management LLC and was previously at Pinnacle Advisory Group for 20 years. He is based in Columbia, MD. CW Advisors, LLC is a multi-team firm offering investment management, comprehensive wealth management, financial planning, and family office services to a diverse client base including individuals, trusts, estates, charitable organizations, pension plans, and corporations. The firm uses a Core-and-Satellite investment approach combining active, passive, quantitative, and ESG strategies, and is part of the larger Osaic corporate group with affiliated trust and alternative-investment platform services.

Maxton Herbkersman is a CFP® with three years of industry experience, currently serving as a financial advisor at Greenspring Advisors, LLC. Prior to joining Greenspring, he held roles at PepsiCo and the University of Maryland. Outside of his advisory work, he has experience as a bartender. Greenspring Advisors provides investment advisory and financial planning services to individuals, trusts, estates, non-profit organizations, and employer-sponsored retirement plans. The firm employs a combination of fundamental, quantitative, and qualitative analysis with an emphasis on asset allocation and offers both discretionary and non-discretionary portfolio management.

Ryan Baldwin is a CFP® with eight years of industry experience. He currently works at Waverly Advisors, LLC and previously held positions at Grant Gross Mendelsohn, Jackson Hewitt Tax Services, Robert Morris University, and Eggcellence, LTD. Waverly Advisors is a multi-team registered investment adviser managing portfolios for individuals, retirement plans, and pooled investment vehicles. The firm combines traditional equity and fixed-income strategies with alternative and private markets allocations and offers a range of services including financial planning and multi-family office solutions.

Robert Elliott is a financial advisor at RiverFront Investment Group, LLC with seven years of industry experience. He holds a Series 66 designation and has worked at RiverFront and ALPS Distributors in various roles since 2018. Elliott has experience in investment advisory and regional sales leadership. RiverFront Investment Group provides investment management to individual investors, trusts, pension and profit-sharing plans, charitable organizations, and corporations. The firm offers model asset-allocation portfolios through wrap-fee programs and custom portfolio solutions, utilizing a valuation framework combined with tactical asset allocation and risk management across global fixed income and equities.

Byron Moore is a financial advisor with Realta Investment Advisors, Inc in Columbia, MD, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. His prior experience includes positions at Capital One Investing, LLC from 2015 to 2018. He is also the CEO of Sovereign Wealth Management, a fee-based investment advisory and financial planning firm. Realta Investment Advisors offers discretionary and non-discretionary investment advisory services and financial planning for individuals, pension and profit-sharing plans, and institutional clients. The firm emphasizes individualized advice through advisor interviews and employs diversified strategies including mutual funds, ETFs, equities, fixed income, and alternative investments.

Validmir Kats is a financial advisor with Fiduciary Financial Advisors in Baltimore, MD, holding a Series 65 credential and one year of industry experience. His prior roles include positions at Five Doors and Legacy, and he has been involved in business consulting through his private practice. Kats serves on the advisory board of Alchemy of Money and holds a Maryland real estate license. Fiduciary Financial Advisors provides discretionary investment management, financial planning, and legacy position management to individuals, families, trusts, retirement plans, corporations, and charitable foundations. The firm combines strategic asset allocation with tactical adjustments using fundamental, technical, and quantitative analysis, and offers services including individual professional trustee roles and access to private alternative funds.

Meredith Mowen is a financial advisor at 1919 Investment Counsel, LLC with 21 years of industry experience. She has been with 1919 Investment Counsel since 2003 and holds the Series 65 designation. 1919 Investment Counsel provides discretionary and non-discretionary investment management and wealth-planning services to a diverse client base, including high-net-worth individuals, institutions, and public entities. The firm emphasizes customized portfolios focused on liquid mid- and large-cap equities and investment-grade fixed income, supported by proprietary research and model portfolios.

Brian Ellis is a financial advisor with Greenspring Advisors, LLC, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Agia, Corebridge Financial, Valic Financial Advisors, and a position at the University of South Carolina. Greenspring Advisors provides investment advisory and financial planning services to individuals, including high-net-worth clients, trusts, estates, nonprofit organizations, and employer-sponsored retirement plans. The firm employs a multi-faceted investment approach incorporating fundamental, quantitative, and qualitative analysis with an asset-allocation focus and offers services such as discretionary portfolio management, comprehensive wealth planning, and retirement plan consulting.

Casey Crawford is a financial advisor at Greenspring Advisors, LLC with five years of industry experience. He holds a Series 65 designation and has worked at Greenspring Advisors since 2021, following an extended period of study from 2008 to 2020. Greenspring Advisors provides investment advisory and financial planning services to individuals, trusts, estates, non-profits, and employer-sponsored retirement plans. The firm employs a multi-disciplinary investment approach combining fundamental, quantitative, and qualitative analysis, with a focus on asset allocation and customized portfolio management.

Walter Zurowski is a financial advisor at IP Financial Advisory Services LLC with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has previous experience at Shore United Bank, LPL Financial, Cetera Investment Services, and Northwest Advisors. Zurowski is also the business owner of Clarkscapes, LLC in Phoenix, MD. IP Financial Advisory Services primarily serves individual retail clients and offers portfolio management, financial planning, consulting, and managed account programs. The firm employs a range of analytical approaches and provides specialized advisory services including actuarial analysis, benefits and insurance consulting, and investment banking support.

Marc Asher is a financial advisor with Founders Financial Securities LLC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked with Lifemark Securities Corp. from 2000 to 2018 and has operated Asher & Associates, a tax and accounting firm, since 2015. Founders Financial Securities serves a diverse client base including individuals, high-net-worth investors, retirement plans, charitable organizations, and corporations. The firm offers a range of portfolio management and consulting services, employing multiple investment platforms and combining advisory, brokerage, and insurance capabilities.

Lucas Belanger is a financial advisor at Verdence Capital Advisors, LLC with four years of industry experience. He holds the Series 65 designation and has been with Verdence since 2017. Prior to joining Verdence, he worked at American University from 2013 to 2017. Verdence Capital Advisors serves individual and institutional clients, including high-net-worth individuals, business entities, pension plans, trusts, and charitable organizations, providing portfolio management, financial planning, and consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to guide investment decisions and offers specialized teams for family office services, sports and entertainment clients, and sub-advisory services for other registered advisers.

John Collins Jr. is a CFP® with 25 years of industry experience, currently serving as an advisor at Greenspring Advisors, LLC since 2004. He is also associated with J.P. Collins and Associates, Inc. Outside of his advisory roles, no additional activities were reported. Greenspring Advisors serves individuals, trusts, estates, non-profits, corporations, and retirement plan sponsors with private money management, comprehensive wealth management, financial planning, and retirement consulting. The firm employs fundamental, quantitative, and qualitative analysis in its investment approach and offers a range of fiduciary and non-fiduciary retirement plan services, including the notable (k)larity Plan™ pooled employer plan and (k)larity @ Work™ platform.

Gregory Klingler is a CFP® professional with 23 years of industry experience, currently affiliated with Cape Investment Advisory, Inc. He has worked at American Global Wealth Management, Inc. since 2023 and Cape Securities Inc. since 2010. Klingler holds executive roles at the Government Employee Benefit Association, a nonprofit offering group insurance products, where he serves as COO and Vice President of Wealth Management. He is also a licensed real estate agent with Exit Community Realty. Cape Investment Advisory, Inc. provides portfolio management, financial planning, and advisory services to individuals, businesses, pension and profit-sharing plans, and trusts. The firm employs a client-focused process that incorporates asset allocation plans based on risk tolerance and utilizes a combination of internal portfolio managers, sub-managers, and third-party asset managers.

Stephen Thacker is a financial advisor at Verdence Capital Advisors, LLC with 22 years of industry experience. He has been with Verdence since 2017 and previously worked at Hightower Advisors from 2015 to 2017. He holds the Series 63 and Series 65 designations. Verdence Capital Advisors serves a diverse client base, including high-net-worth individuals, business entities, pension and profit-sharing plans, trusts, and charitable organizations. The firm employs a variety of investment strategies based on fundamental, technical, and cyclical analysis and offers specialized teams for family office services, sports and entertainment clients, and sub-advisory consulting.