David Stauffer is a financial advisor with Commonwealth Financial Network, holding the CFP® and ChFC® designations and over 36 years of industry experience. He has been with Commonwealth Equity Services, Inc. since 1997 and previously worked at First Susquehanna Financial Group, Inc. for seven years. Outside of his advisory role, he is president and owner of David Stauffer, Inc., a private operating company for securities, investment advisory, and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing roughly $212.7 billion in client assets. The firm offers a broad adviser-support platform including managed-account programs, third-party asset manager access, and comprehensive back-office services.

William Andrews Jr. is a financial advisor at TIAA-CREF with 30 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Stifel for 20 years. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm operates within a vertically integrated structure and offers a range of advisory services including customized portfolio management and donor-advised fund advisory.

Joshua Pratta is a Certified Financial Planner (CFP®) with 14 years of industry experience. He currently serves as a financial advisor at Truist Advisory Services, where he has worked since 2017, including his tenure at the affiliated Truist Investment Services. Prior to that, he was with Merrill Lynch from 2009 to 2017. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm offers a range of services including asset allocation, fiduciary support, and manager-selection programs, utilizing a mix of discretionary and non-discretionary approaches supported by AI-enabled research and inter-affiliate integration.

Lauren Kobel is a financial advisor with Janney Montgomery Scott and holds a Series 66 designation. She has one year of industry experience and previously worked at Bonobos and Nordstrom. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage services, financial planning, consulting, and multiple advisory programs.

Megan Belliveau is a financial advisor at HB Wealth with a Series 65 credential and two years of industry experience. She has previously worked at WMS Partners, LLC, and is actively involved as a high school football official with the Maryland Board of Football Officials. Outside of finance, she participates in football-related roles including game day assistance and chain crew duties for various football organizations and serves as a consultant for a cleaning company. HB Wealth Management is a registered investment adviser serving individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm offers wealth management, financial planning, and OCIO services, employing a combination of quantitative and qualitative due diligence across public and private investment strategies.

Matthew Klatsky is a financial advisor at &PARTNERS with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Clearing and Morgan Stanley. Klatsky is the managing member of an LLC created to own shares in &PARTNERS’ holding company. &PARTNERS serves a diverse range of individual and institutional clients, providing investment management, financial and tax planning, and retirement plan consulting. The firm employs a combination of fundamental, technical, and quantitative analysis along with proprietary and third-party strategies to manage accounts on both discretionary and non-discretionary bases.

George Jankiewicz Jr. is a CFP® professional with over 31 years of industry experience, currently affiliated with United Planners' Financial Services of America as a Limited Partner. He has held roles at Federal Training Corporation and The Phoenix Group, and he owns a CPA practice specializing in tax preparation and accounting. He is also involved in teaching and coaching through his ownership in Federal Training Corporation and as an instructor with The Phoenix Group. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base including individuals, retirement plans, corporations, and trusts. The firm employs independent Investment Adviser Representatives and offers a mix of custodial and third-party management solutions, with a notable focus on non-discretionary account management.

Alexander Price is a CFP® professional at HB Wealth with seven years of industry experience. He previously worked at WMS Partners, LLC, and The Financial Consulate. Outside of finance, he has experience working at Fox Hollow Golf Course and Towson University. HB Wealth Management provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, and institutional clients. The firm employs a combined quantitative and qualitative investment process across a range of public and private strategies and offers outsourced chief investment officer and institutional advisory services.

Thomas Lawson is a CFP® with 11 years of industry experience, currently advising at Creative Planning since 2026. Prior to joining Creative Planning, he worked at PNC Investments for two years and The Vanguard Group for nine years. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals and institutional clients. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies, supplemented by selective private market exposure and tax-efficient investing.

Kristin Huber is a financial advisor with Commonwealth Financial Network in Towson, MD. She holds Series 65 and Series 63 licenses and has recently begun her career in the industry. Prior to entering financial services, she worked for over a decade at Advance Business Systems. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and managing approximately $213 billion in client assets. The firm provides a comprehensive adviser-support platform, including managed-account programs, third-party asset manager access, and custody and clearing services.

Cindy Pepple is a financial advisor at William Blair with 28 years of industry experience. She holds the Series 66 designation and has worked previously at Brown Advisory Securities, LLC and Deutsche Bank Securities Inc. She has been with William Blair since 2021. William Blair’s Private Wealth Management division provides discretionary and non-discretionary investment management, financial planning, and wealth services to individuals, foundations, pension, and corporate clients. The firm employs an active, research-driven approach across equities, fixed income, and alternative strategies, offering proprietary models and access to private funds and co-investment opportunities.

Kyle Cotoia is a financial advisor at HB Wealth with four years of industry experience. He holds a Series 66 designation and has worked at several firms including LPL Financial and WMS Partners. Prior to his advisory career, he held roles at the University of Maryland and Food Lion. HB Wealth Management provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, and family offices. The firm also serves institutional clients and offers OCIO and institutional advisory services, employing a combination of quantitative and qualitative due diligence across a variety of public and private investment strategies.

Bernard Nowak II is a CFA® charterholder with 23 years of industry experience, currently serving as a financial advisor at Brown Advisory since 2015. He holds Series 63 and Series 65 licenses and is based in New York, NY. Brown Advisory provides investment management and advisory services to a diverse client base, including high net worth individuals, institutions, and charitable organizations. The firm employs a bottom-up, fundamental research approach to construct concentrated portfolios and offers a range of strategies including sustainable-investment options, along with model portfolios and sub-advisory services.

Robert Garonzik is a financial advisor with Janney Montgomery Scott in Lutherville (Greenspring), MD, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. He has been with Janney Montgomery Scott since 2009. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, providing brokerage services, financial planning, consulting, and various advisory programs with a combination of in-house and third-party portfolio management.

Bradley Mainster is a ChFC® and holds a Series 66 license with 33 years of industry experience. He has been with Private Advisor Group, LLC since 2019 and has also been associated with LPL Financial since 2010. Outside of advisory services, he is involved in selling fixed insurance products and operates Covenant Financial Strategies, Inc., a non-variable insurance business. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm employs a fiduciary-based advisory model that includes both discretionary and non-discretionary services using multiple investment strategies and third-party managers.

Jeremy Peloquin is a financial advisor with First Command Advisory Services and holds Series 65 and Series 63 credentials. He has six years of industry experience, including roles at several First Command entities since 2018. Outside of finance, he has worked in diverse fields such as hospitality and entertainment, including a year with Geeks Who Drink Pub Quiz and several years at Earth Treks Climbing Gym. First Command Advisory Services, Inc. is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, utilizing a centralized Investment Management Team to manage model portfolios and select third-party managers from prescreened lists.

John Finigan III is a CFP® professional with seven years of industry experience. He is currently with HB Wealth Management, where he has worked since 2025. His prior experience includes roles at WMS Partners, Wells Fargo Clearing, and JPMorgan Securities, among others. HB Wealth Management is a registered investment adviser serving individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, and institutional clients. The firm employs a combination of quantitative and qualitative due diligence across public and private strategies, managing portfolios on a discretionary basis aligned with client objectives and risk tolerance.

Matthew Parks is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) in Timonium, MD, holding Series 63 and Series 65 licenses with seven years of industry experience. His work history includes roles at National Life Group, LPL Enterprise, The Prudential Insurance Company of America, and New York Life. Outside of his advisory practice, Parks serves as an assistant men's lacrosse coach at Goucher College and assists teachers with their pension benefits. Equity Services, Inc. provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms incorporating third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading and specialized instruments.

Brooke Navin is a financial advisor with T. Rowe Price Advisory Services, Inc. in Baltimore, MD, holding Series 63 and Series 66 credentials and bringing 10 years of industry experience. She has been with T. Rowe Price Investment Services, Inc. since 2016. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory service to individual investors and households, combining nondiscretionary goals-based financial planning, retirement income planning, and discretionary investment management using proprietary T. Rowe Price mutual funds and ETFs. The firm utilizes model portfolios, tax-aware rebalancing, and Monte Carlo simulations to deliver point-in-time financial plans and ongoing reviews.

Levent Durmus is a CFP®, CFA®, and holds a Series 66 license with 19 years of industry experience. He currently works at Cerity Partners LLC and has previously been with Cresset Asset Management, Charles Schwab, and Ameriprise. Cerity Partners advises a wide range of clients including individuals, families, trusts, business entities, and institutional investors, managing approximately $166.2 billion in client assets. The firm offers customized wealth management services and employs a client-specific investment approach that integrates quantitative screening, manager selection, and access to alternative and private market solutions.