Deborah Williams is a CFP® professional with 30 years of experience in the financial industry. She has worked at LPL Financial since 2012 and has prior experience with Chapin, Davis, Citigroup Global Markets, Legg Mason Wood Walker, Incorporated, and Ferris, Baker Watts, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of investment adviser representatives.

Jacob Harris is a financial advisor at Ameriprise with a Series 66 designation and three years of industry experience. Prior to joining Ameriprise, he worked at Harford Financial Group and has a background that includes time at Loyola University Maryland and Harford County Public Schools. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning and tax-aware withdrawal strategies.

Pavel Petrash is a CFP®-certified financial advisor with 11 years of industry experience, currently serving at Raymond James Financial Services Advisors, Inc. He previously worked at T Rowe Price and PNC Bank. In addition to his advisory role, he provides financial consultation to clients at Fulton Bank. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, and institutional organizations. The firm employs tailored, non-discretionary planning and utilizes analytical tools such as risk profiling and probability modeling to support client goals.

Richard Gottlieb is a financial advisor with LPL Financial in Owings Mills, MD, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. His prior roles include positions at Grove Point Investments, H. Beck, Inc., and his own firm, Richard Gottlieb. Outside of advising, he hosts the Woodhome Insurance Podcast and has entrepreneurial involvement with High Stakes Drive, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by operational tools, and oversees over $819 billion in discretionary assets through a large network of advisors.

Mary Tacka is a financial advisor at LPL Financial with 42 years of industry experience. She holds the Series 63 and Series 65 designations and has previously worked at Grove Point Advisors, H. Beck, Inc., and FS & HG. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with proprietary research, technology tools, and a broad range of service offerings.

Michael Ward is a CFP® and ChFC® with 40 years of industry experience. He currently works at Osaic Wealth and previously spent over four decades at Lincoln Financial Advisors Corporation. Outside of his advisory role, he is an owner and agent of Stonebridge Advisors, Inc., where he offers various insurance products. Osaic Wealth serves a diverse range of retail and institutional clients, providing brokerage and advisory services through a multi-advisor platform. The firm’s investment approach relies on model-based asset allocation and portfolio optimization, offering strategies including discretionary Unified Managed Accounts and third-party money manager programs.

William Perryman III is a financial advisor at Ameriprise with 18 years of industry experience. He holds the Series 66 designation and has worked previously at Commonwealth Financial Network, Mutual of America Life Insurance Company, BANK of AMERICA, N.A., and Merrill. He is also involved with Certainty of the Uncertainty, LLC, an advisor-owned entity established to manage his practice. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports through a centralized consulting team, emphasizing managed accounts and algorithmic automation in its advisory process.

Robert Stahler Jr. is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has previously worked with Avantax Advisory Services and Avantax Insurance Agency, and maintains an accounting and tax preparation practice under Robert H. Stahler Jr CPA. His professional activities include serving as a fiduciary appointment trustee. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services, operating a multi-manager platform with access to both affiliated and third-party managers.

Hillel Goldman is a financial advisor with Equitable Advisors in Pikesville, MD, holding a Series 66 designation and 19 years of industry experience. He has worked at Equitable Advisors since 2011 and previously at Axa Advisors LLC, Ameriprise, and Wells Fargo Advisors. Goldman serves as a board member for the Foundation of the Preservation of Perpetuation of Torah Laws and Customs. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, charitable organizations, and institutional clients. The firm offers a range of advisory programs through a network of Investment Adviser Representatives, utilizing third-party asset managers and a variety of investment vehicles without sponsoring its own wrap fee program.

Zachary Nerenberg is a CFP® with nine years of industry experience, currently serving at LPL Enterprise since 2024. His prior experience includes roles at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and a range of affiliated financial services.

Jack Rogers is a CFP®-designated financial advisor with nine years of industry experience. He currently works at OSAIC and has held prior roles at Lincoln Financial Advisors Corporation and StoneBridge Financial Advisors. In addition to his advisory work, he has been involved with the University of Maryland for over a decade. OSAIC serves a diverse client base including retail and institutional investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services supported by a model-based investment approach and a multi-advisor platform.

Darlene Green Connor is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 licenses and bringing 24 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2001 and has been involved with 3D Acctg & Tax Svc since 1993. She also teaches at Strayer University. Outside of advising, she receives compensation for referrals related to home security and automation products through affiliated companies. Primerica Advisors primarily serves individual investors, including both non-high-net-worth and high-net-worth clients, along with corporate and charitable clients. The firm offers a wrap-fee asset management program that utilizes model-driven strategies managed by third parties, supported by custodial services from Pershing and BNY Mellon Advisors.

Amy Boland is a financial advisor with Ameriprise in Owings Mills, MD, holding Series 65 and Series 63 designations and nine years of industry experience. She has been with Ameriprise and its affiliated entities since 2012. Outside of her advisory role, she is involved with TrueGuidance Holdings, LLC as a registered team member. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning focused on dependable income and tax-aware withdrawal strategies. The firm’s retirement offering uses proprietary research and algorithmic tools and operates within a defined investment universe influenced by affiliated product relationships.

Thomas Custance Jr. is a financial advisor at Edward Jones in Reisterstown, MD, holding the CFP® designation with 23 years of industry experience, including over two decades at Edward Jones. Outside of his advisory work, he owns a vacation rental property in Tannersville, PA. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a nationwide network of advisors and branches.

Lawrence Singer is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. His career includes multiple tenures at Ameriprise and a four-year period with Howard County Fire and Rescue. Outside of advising, he owns and operates Gathering Roots Farm, managing all aspects of farming. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement income planning through written recommendation reports and ongoing advice, using proprietary research and third-party data to guide asset allocation and withdrawal strategies.

Glenn Livingston is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 23 years of industry experience. He has been with LPL Financial since 2018 and previously worked at INVEST Financial Corp. for nine years. Livingston is also the owner of GL&ML, LLC, a non-investment related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

Dionnie Edwards is a financial advisor at Fidelity with nine years of industry experience. Her prior roles include positions at New York Life Insurance Company, Prudential Insurance Company of America, Equinox, and T. Rowe Price. She is the sole proprietor of Dionnie Speaks LLC, a writing and speaking business focused on blog content and retail services. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Ellis Barksdale is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 designations and 23 years of industry experience. He has worked at PFS Investments Inc. and Primerica Financial Services since 2003 and previously was employed by Baltimore County Public Schools from 2015 to 2018. In addition to advisory work, he is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily for individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers model-based investment strategies and discretionary account options supported by third-party asset managers and custodians.

Kaveh Montazer is a financial advisor with OSAIC, holding a Series 66 designation and two years of industry experience. His prior work includes roles at StoneBridge Advisors, Inc., Coppermine Fieldhouse LLC, and Illiano's J&P, as well as a period as a full-time student. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporations through a multi-advisor platform. The firm offers a range of brokerage and advisory services with an investment process focused on model-based asset allocation, portfolio optimization, and flexibility in strategy implementation.

Aaron Polun is a financial advisor at LPL Financial with 20 years of industry experience. He holds the Series 66 designation and previously worked at Grove Point Advisors LLC and Grove Point Investments LLC, as well as Equitable Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced research tools and a broad network of investment adviser representatives.