Peter Workman is a financial advisor with LPL Financial in Norfolk, VA, holding Series 63 and Series 65 credentials and possessing 28 years of industry experience. He has been with LPL Financial since 2005. Outside of his advisory work, he is a managing partner at American Business Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and nonprofit organizations nationwide. The firm offers a range of advisory programs and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

Michael Chinn is a financial advisor at LPL Financial with 28 years of industry experience. He previously worked at Nationwide and Nationwide Securities, Inc. for 12 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, with discretionary and non-discretionary management supported by research and model portfolios.

Tami Peterson is a financial advisor with Raymond James Financial Services Advisors, Inc. in Virginia Beach, VA, holding Series 63 and Series 66 credentials and bringing 29 years of industry experience. She has been with Raymond James since 2001, including her current role since 2021. Outside of her advisory role, she works as an executive assistant to a branch manager at The Pinnacle Group, supporting investment-related services. Raymond James Financial Services Advisors, Inc. serves a diverse client base ranging from individual investors to institutional and municipal entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored plans developed through detailed client risk profiles and supported by an extensive affiliate network.

Kendrick Norfleet is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked at General Electric Vernova for three years and served at Norfolk Naval Shipyard for thirteen years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Brandon Mowfy is a CFP® professional with eight years of industry experience. He has been with Wells Fargo Clearing since 2017 and worked at EKS Group, LLC from 2015 to 2017. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions.

Maria Schneider is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Her prior work includes positions at Chartway Federal Credit Union and Starbucks. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction.

John Williamson is a CFP®-certified financial advisor with 41 years of industry experience, currently serving clients at LPL Financial since 2025. Prior to joining LPL, he worked for NEXT Financial Group Inc. for 24 years. He also operates John Williamson CFP & Associates, through which he provides non-variable insurance services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, and institutions. The firm offers a range of advisory programs, financial planning services, and investment management solutions supported by both proprietary and third-party research.

Michelle Lowry is a financial advisor at Merrill with 22 years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2008 and Bank of America N.A. since 2014. She is based in Virginia Beach, VA. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm is integrated into Bank of America’s corporate platform, providing access to a wide range of investment products and services.

Raleigh Jernigan is a financial advisor at Raymond James Financial with four years of industry experience. He holds a Series 66 designation and previously worked at Capital One and UBS. Jernigan serves as Sponsorship Director on the advisory board of the Society for Human Resources Management. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth investors, charitable organizations, pension plans, and state and municipal entities. The firm offers tailored, non-discretionary advisory services and manages a dedicated SIMPLE IRA program for small businesses.

John Napolitano is a Wealth Management Advisor with Merrill Lynch Wealth Management. He offers a comprehensive approach to managing wealth by getting to know his clients and their families, understanding their financial situations, and focusing on what matters most to them. John helps create customized wealth management strategies that can adapt to changing needs and market conditions. He provides access to the investment insights of Merrill and the banking convenience of Bank of America to address various aspects of clients' financial lives. John’s client focus areas include family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, sports and entertainment, individual and corporate investment strategy, and retirement income. He holds professional designations as a Chartered Financial Analyst (CFA) and a Personal Investment Advisor (PIA). John earned a bachelor's degree from James Madison University. In addition to his professional work, John follows the Merrill tradition of community participation and volunteers with local organizations. His personal interests include football, golfing, and skiing.

John Searing is a financial advisor with UBS Financial Services in Norfolk, VA, holding a Series 66 license and having 28 years of industry experience. His previous roles include positions at Bank of America and Merrill Lynch. Outside of his advisory work, he serves in several nonprofit roles, including director and past president of Lee's Friends Helping People Live with Cancer, and is active with the Rotary Club of Norfolk. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary capital market research and model-based asset allocations to tailor plans aligned with clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services and offers a broad range of financial products and capital markets services.

Jody Balaban is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 21 years of industry experience. Prior to joining Cambridge, Balaban worked at Royal Alliance Associates and John Hancock. Outside of her advisory role, she serves as a board member of the Tidewater Jewish Foundation. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services delivered through a network of independent financial professionals, utilizing a range of portfolio management strategies and multiple platform arrangements.

Benjamin Equitan Jr. is a financial advisor with LPL Financial in Virginia Beach, VA, holding a Series 66 designation and nine years of industry experience. Prior to joining LPL Financial in 2021, he was involved with Ramiscal Equitan Advisors LLC and Ayudar LLC, among other roles in the insurance and financial sectors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base that includes individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and services, including financial planning, retirement consulting, and model portfolio management supported by in-house and third-party research.

Heather Miller Tokarz is a financial advisor with Ameriprise in Norfolk, VA, holding a Series 66 designation and 18 years of industry experience. She has worked with Ameriprise and its affiliated entities since 2007. Outside of her advisory role, she is involved in a food vending and employee training business and participates as a pollworker during elections. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, delivering non-discretionary, research-driven recommendations that integrate tax-efficient strategies and income planning. The firm combines algorithmic tools with advisor oversight and offers a broad range of advisory, brokerage, and insurance solutions.

Robert Craun is a financial advisor with Edward Jones in Norfolk, VA, holding Series 63 and Series 66 licenses and with 23 years of industry experience. He has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies and investment options and is notable for its large retail advisor network and affiliated capabilities beyond advisory services.

Mark Flores is a CFP® professional with 31 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors LLC from 2009 to 2016. He holds Series 63 and Series 65 licenses and is based in Chesapeake, VA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Richard Pulley IV is a Series 66-licensed financial advisor with Merrill, based in Virginia Beach, VA, with seven years of industry experience. He has worked at Bank of America and Merrill since 2019. Outside of his advisory role, he serves as a board member of the Virginia Opera Association, which stages live opera and educational programs throughout Virginia, and works as a delivery driver for DoorDash. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm offers a range of model-based and discretionary investment strategies integrated within Bank of America’s broader platform.

Kyle Hutter is a Financial Consultant at Fidelity Investments, where he works to develop relationships with clients to understand their important financial goals. He partners with clients and their families to create and implement personalized financial plans focused on achieving their retirement objectives. Kyle has been with Fidelity Investments since 2019. Prior to this, he worked as a Financial Advisor at Raymond James & Associates from 2017 to 2019.

John Moore is a financial advisor with Morgan Stanley in Virginia Beach, VA, holding a Series 66 designation and three years of industry experience. Prior to his advisory role, he served six years in the United States Navy and currently holds a position as a Supply Officer in the United States Navy Reserves. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and emphasizes structured planning tools and advisory services.

Christin Byrd is a financial advisor at Wells Fargo Clearing with 35 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader set of financial product offerings, such as insurance-related vehicles and bank deposit sweep options.