Taylor El-Ani is Vice President, Wealth Planner at Fidelity Investments, a role held since 2024. Prior to this, Taylor has held various positions within Fidelity Investments including Financial Consultant from 2018 to 2024, Relationship Manager in 2018, Client Management Representative from 2016 to 2018, Retirement Solutions Representative from 2015 to 2017, Investment Solutions Representative from 2014 to 2015, and Full Trader from 2013 to 2014. Taylor holds insurance licenses for Arkansas and California. Their work is focused on partnering with clients and their families to understand their wishes and preferences to develop financial plans that address what is most important to them. Outside of work, Taylor is interested in family activities, football, golf, parenthood, and reading.

Renee Couch is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Smith Barney since 2009. Located in Jacksonville, FL, her career has been focused within this firm throughout the past 17 years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes structured discovery conversations and firm-approved tools to model financial outcomes.

Jeremiah Haugabook Jr. is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 18 years of industry experience. He has been with Merrill since 2002. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Morgan Calton is a financial advisor with Morgan Stanley Wealth Management, holding a Series 66 license and two years of industry experience. Prior to joining Morgan Stanley, Calton worked at Carnes Wealth Management and Raymond James Financial Services. His background includes a variety of roles across financial services and other industries. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and a range of advisory programs using structured discovery and firm-approved planning tools.

Randall Looney is a Financial Consultant at Fidelity Investments, a role he has held since 2024. He has been with Fidelity Investments since 2017, serving in various capacities including Investment Management Consultant, Investment Solutions Representative, and Customer Relationship Advocate. His professional experience encompasses client relationship management and developing customized financial plans to align with clients' short-term and long-term financial goals. Randall holds insurance licenses in Arkansas and California. Outside of his professional work, Randall's personal interests include attending concerts, family activities, exploring food, football, golf, and caring for pets.

Michael Marsilio is a financial advisor at Fidelity with eight years of industry experience. He holds Series 66 and Series 63 registrations and has worked at Fidelity Brokerage Services LLC since 2018. Prior to that, he was employed at Barnes & Noble Inc. from 2015 to 2018. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios for intermediary platforms.

James Gallagher is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and 30 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2012 and previously spent 11 years at Fidelity. Outside of his advisory role, he is a partial owner of a real estate LLC. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering non-discretionary investment guidance along with access to discretionary separately managed accounts and a broad range of integrated brokerage, custody, and financial planning services.

Gregory Lowder is a financial advisor with Raymond James Financial Services Advisors, Inc. in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. Prior to joining Raymond James in 2021, he worked at Ameriprise Financial Services, Inc. for six years. He is also associated with Agility Wealth Management, where he serves as a financial advisor. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning and employs risk profiling and modeling tools to support client goals.

Vannyda El Ani is a financial advisor with Fidelity in Jacksonville, FL, holding Series 66 and Series 63 licenses and bringing 11 years of industry experience. She has been with Fidelity Brokerage Services LLC since 2015 and concurrently with Fidelity Personal and Workplace Advisors since 2018. Fidelity’s Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including IR S-qualified Charitable Gift Funds and registered investment companies. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, delivering model portfolios composed of mutual funds, ETFs, and ETPs through systematic methodologies and long-term asset allocation benchmarks.

Megan Hitt is a financial advisor at Fidelity with Series 66 and Series 63 licenses and two years of industry experience. Her prior experience includes multiple roles at Daytona State College and a seven-year tenure at AdventHealth Daytona Beach. She works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of proprietary fundamental research and quantitative analysis to construct model portfolios and serves in advisory roles for various registered investment companies and fund-of-funds.

Albert Lupcho III is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has been with Merrill since 1991. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Terry Schurman is a Wealth Management Advisor and Merrill First Vice President based in the Ponte Vedra Beach, Florida office of Merrill Lynch Wealth Management. He specializes in assisting individuals and families with organizing and managing their wealth through a consistent and customized approach. His services include a wide range of investment and planning solutions focused on retirement planning and estate matters. Terry’s client focus areas encompass college education planning, executive compensation, family wealth management strategies, legacy planning, portfolio management services, tax minimization, and retirement income. He holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation as well as the Personal Investment Advisor (PIA) credential. He earned a Bachelor's Degree from Ohio State and is involved with the community as a member of Celebration Church. Outside of his professional work, Terry enjoys adventure sports, biking, cooking, football, and music. He supports his clients with a personalized financial strategy tailored to their long-term goals and integrates banking solutions through Merrill Lynch’s partnership with Bank of America.

George Mays III is a CFP®-designated financial advisor with Raymond James & Associates, bringing 19 years of industry experience. He previously worked at Bank of America, N.A. and Merrill, serving a combined 16 years at Merrill and 12 years at Bank of America. Outside of his advisory role, he is the owner and landlord of a rental property in Ponte Vedra Beach, FL. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting services with a predominantly non-discretionary approach, supported by a wide range of portfolio management styles and affiliated research.

Sutton Fisher is a financial advisor with J.P. Morgan Securities in Ponte Vedra Beach, FL, holding Series 63 and Series 65 credentials and six years of industry experience. His prior work includes roles at JPMorgan Chase Bank, N.A. and various positions outside the financial sector. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer, futures commission merchant, and commodity pool operator registrations.

Gary Whittaker is a financial advisor with LPL Financial in Jacksonville, FL, holding Series 63 and Series 65 credentials and offering 40 years of industry experience. He previously spent 10 years with Ameriprise Financial Services, Inc. Outside of his advisory role, he operates Eagle Legacy Wealth, an entity associated with his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by model portfolios and research.

Kristine Walker is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds the Series 66 and Series 63 credentials. Her prior work includes roles at Fidelity Brokerage Services LLC, Fidelity Investments, and VyStar Credit Union. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Jennifer Engelstad is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 17 years of industry experience. She has been with Merrill since 2018 and previously worked at Kelly Educational Services. Outside of advising, she is a co-owner of several rental properties in Jacksonville Beach. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

James Stone is a Financial Consultant at Fidelity Investments, a position he has held since 2022. He has been with Fidelity Investments since 2007, serving in various roles including Portfolio Specialist, Client Management Representative, High Net Worth Service, and Financial Services Representative. His extensive experience within Fidelity has provided him with a comprehensive understanding of financial planning and client service. James holds insurance licenses in Arkansas and California. He is committed to getting to know his clients personally to develop unique financial plans tailored to their individual goals and family needs. Outside of his professional work, James is interested in fitness, golf, and volunteering.

Melissa Dellarocco is a financial advisor at Wells Fargo Advisors in Jacksonville, FL, holding a Series 66 designation with 26 years of industry experience. She has worked within various Wells Fargo entities since 2009. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options tailored to clients who meet a net-worth threshold, including specialized services such as business-owner transition and special-needs analysis.

Stela Fiku is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 13 years of industry experience. She previously worked at JP Morgan Securities LLC and JP Morgan Chase Bank from 2016 to 2019 and spent nine years at Florida State College at Jacksonville. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.