Eric Sands is a financial advisor with St. Bernard Financial Services, Inc. in Ft. Lauderdale, FL, holding a Series 66 designation and 25 years of industry experience. His prior roles include positions at Impact Partnership Wealth, LLC, Avantax Advisory Services, and Sands Insurance. Outside of his advisory work, Sands serves as a board member for Awesome Construction and is the CEO of Eric Sands Consulting Services, a management consulting firm. St. Bernard Financial Services serves individuals, families, small businesses, trusts, and estates by providing investment advisory and brokerage services focused on portfolio management and financial planning. The firm employs a long-term, conservative growth strategy based on Modern Portfolio Theory, emphasizing low-cost funds and client collaboration in portfolio decisions.

Richard Dorfman is a financial advisor with Nfsg Corporation in Boca Raton, FL, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His prior work includes roles at Money Concepts Capital Corp, Kovack Advisors, Fidelity Investments, and CETERA Advisor Networks. Nfsg Corporation provides investment advisory and financial planning services to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm constructs diversified portfolios using various instruments and employs internal portfolio management and third-party asset managers to support its advisors.

Kimberly Deprospero is a CFP® with 36 years of industry experience, currently affiliated with IFG Advisory, LLC. She has held roles at Financial Strategies Group, Inc., LPL Financial, LLC, and DMI over the course of her career. Her business activities include providing investment advisory services through IFG Advisory and involvement in non-variable insurance sales. IFG Advisory, LLC offers investment advisory and financial planning services to individuals, trusts, estates, corporations, and retirement plans. The firm employs a diversified investment approach using sub-advisors, third-party model portfolios, and various analytical methods, managing a wide range of asset types to align with clients’ financial objectives.

Benjamin Selinger is a financial advisor at Thurston Springer Advisors in Fort Lauderdale, FL, with four years of industry experience. He holds the Series 66 designation and previously worked at Wells Fargo Advisors for three years. Prior to his financial career, he spent several years in full-time education and worked at Camp Manitou. Thurston Springer Advisors serves individual and high-net-worth clients, corporations, foundations, estates, and employer-sponsored retirement plans, offering financial planning, portfolio management, and fiduciary services tailored to client goals. The firm employs both traditional buy-and-hold and active investment strategies and integrates its advisory services with affiliated broker-dealer and insurance entities.

Phong Truong is a financial advisor at Sound Income Strategies, LLC with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Edward Jones, Merrill, Bank of America, and Allstate Insurance Company. Outside of his advisory role, Truong coaches soccer for junior and senior high school students. Sound Income Strategies, LLC manages approximately $4.0 billion in client assets and serves individuals, pension and profit-sharing plans, trusts, estates, corporations, and other registered investment advisers. The firm offers customized managed portfolios with an emphasis on fixed-income analysis and equity review, alongside a scalable advisor network and a range of services including sub-advisory ETF management and insurance planning.

Douglas Branch is a financial advisor with Merit Financial Advisors in Oakland Park, FL, holding Series 63 and Series 66 licenses and 21 years of industry experience. His previous roles include positions at LPL Financial Corporation, Kestra Investment Services, LLC, Purshe Kaplan Sterling Investments, and MFG Securities, LLC. Merit Financial Group is a multi-team SEC-registered advisory firm serving individual investors, employer-sponsored retirement plans, ESOPs, and institutional clients. The firm employs a long-term, diversified asset allocation strategy with oversight by an internal investment team and committee, offering both discretionary and non-discretionary account options through a network of adviser representatives.

William Dahm III is a CFP® professional with five years of industry experience, currently serving at Provenance Wealth Advisors. His prior roles include positions at PWA Securities LLC, Citizens Securities, Inc., and RBC Capital Markets. Provenance Wealth Advisors manages approximately $3.63 billion in assets, providing portfolio management, financial planning, retirement planning, and consulting services to a diverse client base including high-net-worth individuals, trusts, estates, and charitable organizations. The firm employs a multi-custodial platform and a range of investment strategies including equities, ETFs, mutual funds, and option strategies.

Joseph Mellusi II is a financial advisor with Nfsg Corporation in New York, NY, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has been with Newbridge Securities since 2011. Outside of his advisory role, he serves as CEO of First Colonial Group. Nfsg Corporation is an SEC-registered investment adviser that provides asset management, third-party manager selection, and financial planning to individuals, pension plans, trusts, charitable organizations, and businesses. The firm customizes portfolios using a range of investment strategies and frequently employs third-party managers, offering services on both discretionary and non-discretionary bases.

Benjamin Weinstock is a financial advisor at Kovack Advisors, Inc. He holds a Series 66 registration and has 12 years of industry experience. He has been with Kovack Securities, Inc. since 2015. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, banks, and government entities, employing a range of portfolio management and advisory services supported by an Envestnet workflow and a combination of proprietary and third-party investment models.

Charles Rothermel III is a financial advisor with Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding a Series 63 designation and 57 years of industry experience. His prior work history includes roles at Royal Alliance Associates, INC., SII John Hancock, The Strategic Financial Alliance, Inc., and Retirement Plan Advisors, LLC. Outside of his advisory role, he dedicates time as a representative involved in insurance sales with several insurance marketing organizations. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse clientele including individuals, pension plans, charitable organizations, banks, and government entities, utilizing a combination of internally created models and third-party managers to manage portfolios through an Envestnet-supported workflow.

Harsh Dev is a financial advisor with Forum Financial Management, LP, holding Series 63 and Series 65 credentials. He has seven years of prior experience at Northern Trust and two years at Cornerstone Research. Forum Financial Management, LP provides investment advisory and related services to individuals, retirement plan sponsors, charitable organizations, and institutional clients. The firm offers model asset-allocation portfolios based on Modern Portfolio Theory and supports independent advisors and RIAs through its Forum Advisor Alliance division.

Jeffrey Bliss is a financial advisor with Sound Income Strategies, LLC, holding a Series 65 designation and 17 years of industry experience. He has worked at Sound Income Strategies since 2016 and previously at Summit Wealth Partners, Wealthwise Technologies Advisory Group, and Bliss Wealth Management Inc., where he serves as president. Outside of advisory work, he is vice president of the Fountains Professional Center Condo Association board and is involved in organizing and performing with Rockin' Roses, LLC. Sound Income Strategies is a fee-based investment adviser serving individuals, corporate and pension clients, registered advisors, and retirement plans. The firm focuses on fixed-income and income-oriented strategies, combining fundamental and technical analysis, and offers customized portfolio management along with insurance planning and educational workshops through affiliated entities.

Charlie Meagher is a financial advisor at Kovack Advisors, Inc. with 46 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Kovack Advisors and Kovack Securities since 2014, as well as First Financial since 2000. Outside of his advisory roles, he serves as a board member for Ducks Unlimited and its East Cobb chapter. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension plans, charitable organizations, banks, and government entities, using a comprehensive investment approach supported by Envestnet and a combination of internally created and third-party managed portfolios.

Natascha Barone is a financial advisor with MissionSquare Retirement in Boca Raton, FL, holding Series 63 and Series 65 designations and 14 years of industry experience. She has worked at Icma Rc since 2017 and previously held roles at HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. from 2013 to 2016. MissionSquare Retirement serves state and local government employers, their employees, and certain non-profit entities by administering deferred compensation and qualified retirement plans, offering plan administration, recordkeeping, education, and Guided Pathways Advisory Services that include discretionary managed accounts and nondiscretionary fund advice. The firm uses investment advice developed by Morningstar Investment Management and supports over 40,000 participants through a multi-team advisory structure.

Ethan Van Eck is a financial advisor with SVB Wealth, holding a Series 66 designation and 17 years of industry experience. His career includes roles at First Citizens Investor Services, Truist Investment Services, and BB&T among others. SVB Wealth LLC serves individuals, trusts, estates, retirement plans, charitable organizations, and corporate and pension clients by providing wealth management, portfolio management, financial planning, and retirement plan advisory services. The firm employs a disciplined investment process supported by an Investment Committee and offers sub-advisory relationships and consolidated reporting within its structure as a wholly owned, non-bank subsidiary of First Citizens Bank & Trust Company.

Lindsay Torres is a financial advisor with ValMark Advisers, Inc. and holds a Series 66 designation. She has nine years of industry experience and has been with The Miller Financial Group since 2016, where she also serves as Chief Operating Officer of TMFG, LLC. Her role includes leadership and management of client service teams as well as client retention. ValMark Advisers provides investment advisory and financial planning services to individual and high-net-worth investors, retirement plan sponsors, and institutional clients. The firm’s investment approach focuses on diversified, goal-based portfolios and asset allocation, utilizing mutual funds, ETFs, and separate-account managers, with oversight from ValMark’s investment committee.

Charles Radlauer is a financial advisor with Sound Income Strategies, LLC, holding Series 65 and Series 63 credentials and possessing 23 years of industry experience. His prior roles include positions at Kovack Securities, Inc., Quest Capital Strategies, Inc., and Star Asset Management. Outside of advising, he serves as a trustee of a family trust. Sound Income Strategies is a fee-based investment adviser serving individuals, corporate and pension clients, registered advisors, and retirement plans. The firm focuses on fixed-income and income-oriented strategies, combining fundamental and technical analysis, and offers services including asset management, financial planning, ERISA plan consulting, and ETF sub-advisory.

Kelly Miller is a financial advisor with Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding Series 63 and Series 65 credentials and over 40 years of industry experience. She has been with Kovack Advisors since 2015 and also owns Oak Tree Group, a financial planning firm she has operated since 1990. In addition to her advisory roles, she serves as treasurer of PEO-Chapter AQ, maintaining its books and records. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, pension plans, charitable organizations, banks, and municipal clients, providing portfolio management, financial planning, and sub-advisory services through a process supported by Envestnet and a combination of proprietary and third-party investment models.

Andrew Farago is a financial advisor with B. Riley Wealth Advisors, Inc. in Boca Raton, FL, holding Series 63 and Series 66 credentials and having 20 years of industry experience. His prior work includes roles at National Securities Corp and Keller Williams. B. Riley Wealth Advisors serves a diverse client base including individuals, pension plans, trusts, and corporate clients, offering a variety of investment programs and managing approximately $4.21 billion in assets across about 173 advisors.

Oliver Grimard is a financial advisor at Clear Creek Financial Management, LLC with four years of industry experience. He holds a Series 65 designation and has previously worked at Grow Holdings, LLC and Aqua Science. Outside of advisory services, Grimard is involved in life insurance sales, focusing on non-variable life insurance products. Clear Creek Financial Management serves a diverse client base including individuals, employer retirement plans, trusts, estates, and business entities. The firm employs a range of investment strategies supported by fundamental, technical, and cyclical analysis, and offers algorithmic consulting through its quantitative research arm, Helios.