Isabel Rumberg is a financial advisor at Wells Fargo Clearing with four years of industry experience. She holds the Series 66 designation and has previous experience at J.P. Morgan Securities, JPMorgan Chase Bank, N.A., and Bank of America/Merrill Lynch. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Fiorella Inurritegui is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. She holds a Series 66 designation and has been with J.P. Morgan Securities since 2013. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory services with brokerage, distribution, and investment management capabilities.

Leandro Geraldo Antonaccio Jr. is a financial advisor at UBS Financial Services with one year of industry experience. He holds a Series 66 designation and has prior work experience at Adidas - Transmission Creative and D'Aprile Properties - CASA Florida Group. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets activities.

David Forgione is a financial advisor with LPL Enterprise who holds a Series 66 designation and has been active in the industry since 2024. Prior to his advisory roles, his background includes positions at Veryable, VIP Rental USA, and various management and service roles in the hospitality and rental sectors. He also has ongoing involvement with PMC - Parking Management Company. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, and corporate entities. The firm’s investment approach is model-driven, utilizing portfolios developed by internal research and third-party strategists, and it offers access to financial planning, third-party asset managers, and affiliated insurance and trust services.

Cassandra Henning is a Wealth Management Advisor with the Simmons Adessi Group at Merrill Lynch Wealth Management. She began her career at Merrill Lynch shortly after graduating from Georgetown University's McDonough School of Business, and she currently serves clients in areas such as managing new wealth, personal retirement planning, and women and wealth. Cassandra focuses on understanding each client's personal and financial priorities to address both near-term needs and long-term objectives like retirement planning and wealth transfer. She uses resources from Merrill and Bank of America to develop tailored strategies, including investment management, retirement planning, trust and estate planning services, cash flow analysis, charitable giving, and education funding. Cassandra is particularly committed to working with next-generation clients to help them navigate the complexities of wealth and build a strong financial foundation. Her credentials include passing the FINRA SIE Examination (May 2023), the Series 7 and Series 66 Qualification Examinations (August 2023), holding a Florida Life, Health & Variable Annuity Insurance License (issued June 2025), and earning the CERTIFIED FINANCIAL PLANNER® certification (August 2026). Cassandra is affiliated with Bank of America and Merrill Lynch Wealth Management. In her personal time, she enjoys football, hiking, music, reading, running, tennis, and traveling.

Francisco Hernando is a financial advisor with Ameriprise in Miami, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Ameriprise and its affiliated entities since 1992. Outside of advisory work, he is involved in business ownership through Hernando & Horvath, LLC, and serves as president of FJ Hernando Inc., which is used for his own tax planning. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Victor Furniss is a financial advisor at Cetera with 15 years of industry experience. He holds the Series 66 designation and has been with Cetera and its affiliated entities since 2015. Outside of his advisory role, he serves as Treasurer and Officer of Mason Lodge, where he manages financial records and authorizes transactions. Cetera Investment Advisers LLC is an SEC-registered firm serving individual clients, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and operates a multi-manager platform featuring various investment strategies and custody arrangements.

Ximena Holguin is a financial advisor with Raymond James & Associates, holding Series 63, 65, and 66 licenses and bringing 15 years of industry experience. Her prior roles include positions at Citigroup and Goldman Sachs and Co. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Guillermo Gonzalez is a financial advisor at Stifel with 40 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Wells Fargo Clearing and Wells Fargo Advisors. Stifel serves a broad range of clients, including individuals, institutional clients, and municipal entities, offering both brokerage and investment advisory services. Their investment approach relies on proprietary analyses developed by the firm's Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling.

George Chiesa is a financial advisor with UBS Financial Services holding a Series 66 designation and two years of industry experience. His prior work includes roles at BCI Miami and Banco Santander Bahamas. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Ferencz Horvath is a CFP® professional with 25 years of industry experience, currently serving at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2007 to 2020. Outside of his advisory role, he is involved in group health insurance through Horvath & Associates, Inc. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement, focusing on clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, written recommendation reports delivered by a centralized consulting team.

Favio Taborda is a CFP® professional affiliated with OSAIC in Coconut Grove, FL, with 18 years of industry experience. He has worked at Royal Alliance Associates, INC. since 2018 and previously spent three years at Sii. Taborda is a co-owner of Commissionize App, a business focused on managing incoming and outgoing finances. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides a broad range of advisory services and utilizes multiple platforms and third-party solutions to construct and manage portfolios across various asset classes.

Luzi Sommer is a Series 66-licensed financial advisor with UBS Financial Services, based in Coral Gables, FL, and has seven years of industry experience. Prior to his current role starting in 2018, he worked for UBS Asesores Mexico from 2013 to 2018. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor investment strategies.

Hugo Castro is a CFP® and ChFC® with 34 years of industry experience, currently serving at Equitable Advisors since 1999. He previously worked with AXA Advisors, LLC for 21 years. Outside of his advisory role, he is a board member of The Beacon Council and is involved in several business ventures, including partnerships in insurance and group benefits companies. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and nonprofit organizations. The firm utilizes a range of advisory models and third-party asset managers to tailor investment solutions for its clients.

Steven Mayo is a Financial Consultant at Fidelity Investments, a position he has held since 2022. He has been with Fidelity Investments since 2017, progressing through roles including Investment Consultant, Investment Solutions Representative, and Customer Relationship Advocate. Prior to joining Fidelity, he completed an internship at Merrill Lynch from 2015 to 2016. In his current role, Steven focuses on developing financial plans tailored to his clients' goals, aiming to reduce stress and provide clarity about their finances. He holds an Arkansas Insurance License which supports his advisory capabilities. Outside of his professional work, Steven has interests in cooking and baking, caring for pets, scuba diving, skiing, theater, and yoga.

Luis Chiappy is a financial advisor with Equitable Advisors in Miami, FL, holding Series 63 and Series 65 licenses and 40 years of industry experience. He has been with Equitable Advisors and its predecessor Axa Advisors since 1999. Outside of advisory work, he is involved as a member in several business ventures, including Deliverance Boating, LLC. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management through various proprietary and third-party programs. The firm’s approach involves risk assessment and matching clients with appropriate investment models or managers, utilizing mutual funds, ETFs, separately managed accounts, and select alternative investments.

Alan Kyle is an International Wealth Advisor with Merrill Lynch Wealth Management. In this role, he focuses on managing clients' wealth by developing personalized financial strategies aligned with their individual goals and adapting to changing market conditions. He provides clients with access to investment insights from Merrill as well as banking and lending solutions from Bank of America. Alan holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Rice University. He is committed to working closely with clients to help them pursue their long-term financial objectives. Additionally, Alan is actively involved in his community through volunteer work, continuing the tradition of community participation upheld by Merrill Lynch.

Ricardo Albor is a financial advisor at Merrill with seven years of industry experience. He holds the Series 66 designation and has worked at several firms, including Bank of America, Raymond James & Associates, and Citi Bank. He has also been involved in academic roles at Florida International University and Miami Dade College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients.

Evelyn Cuadrado is a financial advisor at Equitable Advisors with two years of industry experience. She holds a Series 66 designation and has been with Equitable and its affiliated entities since 2012. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs, utilizing a network of Investment Adviser Representatives and a mix of proprietary and third-party investment solutions.

Tahimi Cespedes Pimentel is a financial advisor at Merrill with six years of industry experience and holds a Series 66 designation. She has been with Merrill and Bank of America, N.A. since 2015. In addition to her advisory role, she is the managing member of TCP Management LLC, a company established to manage a single rental property. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of client types including individuals, high-net-worth clients, and institutional investors.