Erik Dayhoff is a financial advisor at Ameriprise with 31 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, he is involved in managing an LLC that shares office expenses with other Ameriprise advisors. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm’s approach combines proprietary research and third-party data to deliver tailored, tax-aware retirement strategies within a defined investment framework.

Austin Cline is a financial advisor with LPL Enterprise holding Series 65 and Series 63 credentials and four years of industry experience. His prior experience includes roles at Northwestern Mutual various entities from 2020 to 2024, as well as positions at Pruco Securities LLC and The Prudential Insurance Company of America. LPL Enterprise serves a wide range of clients including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management, and access to brokerage and insurance products via an integrated platform.

Thomas Henry is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 credentials and 32 years of industry experience. His prior roles include positions at LPL Financial, Universal 1 Credit Union, CUNA Brokerage Services, Midusa Credit Union, and Cuso Financial Services. Outside of his advisory work, he serves as an assistant basketball coach for Madison Local Schools in Middletown, Ohio. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services delivered through a broad network of financial advisors.

James Stuart III is a financial advisor with Morgan Stanley in Centerville, Ohio, holding Series 63 and Series 65 licenses and having nine years of industry experience. He has worked at Morgan Stanley since 2016 and was involved with James Stuart Audio, L.L.C. from 2015 to 2022. He also serves as a board member for the Springboro Clearcreek Baseball nonprofit organization. Morgan Stanley Wealth Management offers advisory programs to individual and institutional clients, providing tailored financial planning that utilizes firm-approved tools and modeling techniques without offering individual security recommendations as part of standalone plans.

Zachary Jablonski is a financial advisor at LPL Financial with six years of industry experience. He holds a Series 66 designation and has worked at firms including CUSO Financial Services and Federated Investment Counseling. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party research, and various management approaches.

Martin Mc Gillivary is a financial advisor with Raymond James Financial Services Advisors, Inc. in Dayton, OH, holding Series 63 and Series 65 credentials and possessing 38 years of industry experience. He has worked with firms including MLM & TRI Kettering, LLC and MLM & TRI SHK, Inc. Outside of advising, he is a partner and silent investor in a local restaurant franchise. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored non-discretionary planning and consulting using risk profiling and analytical modeling and supports municipal finance work through its affiliation with a municipal advisor.

Brittany Deweese is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. She has nine years of industry experience, including prior roles at S & D Capital. Deweese has also been involved in advisory and administrative roles within affiliated investment entities. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, providing both discretionary and non-discretionary portfolio management across multiple platforms and model-based solutions.

Monica Thomas is a financial advisor with Cambridge Investment Research Advisors, holding Series 65 and Series 63 licenses and one year of industry experience. She has worked at Cambridge Investment Research Advisors since 2025 and has a background that includes three years with the City of Middletown and ten years with West Central Wine, LLC. She serves as a board member of the Middletown Garden Club. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, trusts, and other retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals, utilizing proprietary and third-party strategies across multiple custody and platform arrangements.

Craig Couch is a financial advisor with Cambridge Investment Research Advisors in Ridgeville, OH, holding a Series 66 designation and 17 years of industry experience. Prior to joining Cambridge in 2020, he worked at Citizens Securities, The Huntington Investment Company, LPL Financial, and FirstMerit Bank. Outside of advising, he is a play-by-play announcer for Elyria Lorain Broadcasting Co. Cambridge Investment Research Advisors serves a diverse client base, including individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm provides investment implementation across multiple platforms with proprietary and third-party strategies, maintaining institutional features such as advisor transition support and compliance processes.

David Bailey is a financial advisor at Edelman Financial Engines with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including Financial Engines Advisors, Cinfed Federal Credit Union, LPL Financial, Fifth Third, and Scottrade. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub‑advisory services, and supports a large client base through both advisor-led and online offerings.

John Milo is a financial advisor with LPL Financial in Dayton, OH, holding Series 63 and Series 66 credentials and bringing 37 years of industry experience. His work history includes roles at Telhio Credit Union, Waddell & Reed, and key Investment Services. Outside of financial advising, he is involved with Adventure Therapy Travel LLC as a part-time travel agent. LPL Financial serves a diverse client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a broad range of advisory programs and services, combining discretionary and non-discretionary management with research and model portfolios to support varied investment strategies.

Saad Sabri is the Vice President and Financial Consultant at Fidelity Investments. He has been with Fidelity since 2013, progressing through various roles including Full Trader, Investments Solutions Representative, Retirement Solutions Representative, Retirement Relationship Manager, Investment Consultant, and Financial Consultant before assuming his current position in 2025. Throughout his tenure, Saad has worked closely with clients and families to develop and implement financial plans, with a focus on wealth planning and addressing risks that may impact financial goals. He is committed to providing financial services tailored to diverse investor needs under the Fidelity brand. Outside of his professional role, Saad has interests in the beach, parenthood, and traveling.

Michael Balsom is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank and Bank of America, including Merrill Lynch. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses firm-approved tools and models to guide its planning process.

Holly Linville is a financial advisor with Raymond James & Associates, holding a Series 66 designation and with 11 years of industry experience. She has been with Raymond James since 2015, working out of Centerville, Ohio. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Max Plunkett II is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley and its Private Bank since 2014. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process utilizes structured discovery and firm‑approved tools, offering a range of investment and advisory services.

Nicholas Pierett is a financial advisor at UBS Financial Services with industry credentials including Series 63 and Series 66. He has been with UBS since 2026 and has prior experience at Fidelity Investments. Outside of his advisory work, he has been involved with Lebanon Presbyterian Church and has held various roles in education and local businesses. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, employing proprietary capital market assumptions and model-based asset allocations to tailor plans according to client goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and offers a broad range of financial products and capital markets services.

John Borchers is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over two decades of experience in the financial services industry. He collaborates with individuals and families to develop personalized financial strategies that address their unique needs and values. John's expertise spans a range of focus areas including corporate executive services, education planning, executive compensation, family wealth management strategies, personal retirement planning, philanthropic planning, portfolio management services, individual and corporate investment strategies, tax minimization, and retirement income. He emphasizes a team approach to wealth management, combining the insights of Merrill Lynch with access to the banking, credit, and lending services of Bank of America to provide comprehensive support. He holds a Bachelor's degree from Wright State University and the CERTIFIED FINANCIAL PLANNER (CFP) certification, along with the Personal Investment Advisor (PIA) designation. John resides in Kettering, Ohio with his wife and four daughters, and is involved in his community through children's various activities. He also enjoys football, golfing, music, and traveling.

Kelly Ryerson is a financial advisor at Edward Jones with one year of industry experience. She holds the Series 66 designation and has been affiliated with Edward Jones since 2006. Outside of her advisory role, Ms. Ryerson is a caregiver providing in-home care services in Troy, Ohio. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors.

Michael Aukerman is a Series 66-licensed financial advisor with UBS Financial Services, based in Miamisburg, OH. He has 19 years of industry experience and has been with UBS since 2006. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management and offers a wide range of capital markets services.

Annie Scott is a financial advisor at Ameriprise with eight years of industry experience. She holds a Series 66 designation and has been with Ameriprise Financial Services since 2015. In addition to her advisory role, she works as a financial planning analyst and paraplanner at Heick, Hester, Smith & Associates LLC. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides written recommendation reports and ongoing tax-aware withdrawal advice.