Timothy Warner is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his career in financial services in 2003, with experience spanning the banking and insurance industries. Joining Merrill Lynch in 2013, Timothy provides clients with a comprehensive range of wealth management programs and strategies. He and his team support individuals, families, and businesses throughout their financial journeys, acting as their primary contact as needs evolve or situations change. Timothy holds the CERTIFIED FINANCIAL PLANNER® designation awarded by the Certified Financial Planner Board of Standards, Inc. His educational background includes a bachelor's degree in Business Management from Mid-Continent University, and studies at both the University of Illinois and Rend Lake College. He also holds the Personal Investment Advisor (PIA) professional designation. He is involved in community and professional organizations including the Ainad Shriners, First Baptist Church in O'Fallon, Illinois, and the Lookingglass Corvette Club. Timothy resides in Mascoutah, Illinois with his wife and three daughters.

Joseph Peterka is a financial advisor at Cetera with eight years of industry experience. He holds the Series 66 designation and has worked with Renaissance Financial Corp. and Minnesota Life Insurance Co. among other firms. Peterka serves as a trustee on the finance committee at Crossroads Presbyterian Fellowship and is involved as a trustee of a nonprofit cemetery association. Cetera Investment Advisers LLC is an SEC-registered firm that provides advisory services through a nationwide network of independent advisors, serving individual, institutional, and retirement plan clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Ricky Williams is a financial advisor with Edward Jones in Oakville, MO, holding a Series 66 designation and 17 years of industry experience. He has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies and operating under a fiduciary standard. The firm is notable for its extensive advisor network and affiliated capabilities, including trust services and proprietary mutual funds.

Brett Faulk is a financial advisor with Stifel, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2005. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is supported by proprietary analysis and probabilistic modeling developed by its Investment Strategy Group.

Ronel Sulit is a financial advisor at Wells Fargo Clearing in St. Louis, MO, holding Series 66 and Series 63 credentials with one year of industry experience. Prior to joining Wells Fargo, Sulit worked with firms including Empower Advisory Group, Principal Financial Group, and Citibank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to evaluate investment options and offers both brokerage and advisory solutions across a broad range of financial products.

Kristian Quigless is a CFP® professional with three years of industry experience, currently serving as a financial advisor at Stifel in St. Louis, MO. Prior to joining Stifel in 2024, he worked at Charles Schwab & Co., Inc. and has also held positions outside the financial industry, including roles at Whole Foods Market and educational institutions. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

James Els is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. He holds the Series 66 designation and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, relying on research and analytics grounded in diversification principles and modern portfolio theory.

Yasser Kauaria is a financial advisor with Wells Fargo Clearing in St. Louis, MO, holding Series 63 and Series 66 licenses and bringing six years of industry experience. His prior roles include positions at TD Ameritrade, Metropolitan Property and Casualty, and Harris Stowe State University. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and combines proprietary research with third-party analytics to guide investment decisions.

James Willey is a financial advisor at Stifel with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Stifel Nicolaus & Co Inc since 2018. His prior experience includes roles at Confluence Investment Management and Scottrade. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is based on proprietary forward-looking capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Paul Martin is a financial advisor at Merrill with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 2009, following his tenure with Bank of America N.A. since 2008. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individual, high-net-worth, pension, profit-sharing, corporate, and charitable clients. The firm uses model-based and discretionary investment strategies developed by internal and third-party managers and offers tax-aware options for investors with higher tax sensitivity.

Matthew Pomerantz is a financial advisor at Wells Fargo Advisors with nine years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Clearing Services LLC since 2018. Prior to that, he was engaged through a technology partners contract with Nestle Purina from 2016 to 2018. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services tailored to clients who meet certain net-worth thresholds.

Adam Dintelman is a financial advisor with Wells Fargo Clearing in St. Louis, MO, holding a Series 66 designation and three years of industry experience. Prior to joining Wells Fargo Clearing, he completed an internship at Northwestern Mutual. He also has work experience in the food service industry and participated in collegiate baseball at the University of Missouri-Columbia. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and other sources.

Sean Mcfarland is a financial advisor at Stifel with 15 years of industry experience. He holds a Series 66 designation and has been with Stifel Nicolaus & Co Inc since 2014. Stifel serves a broad range of clients, including individuals, institutional investors, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach is based on proprietary methodologies developed by its Investment Strategy Group, providing asset allocation and financial planning analyses that support client decision-making.

Sean Cooney is a financial advisor with Cetera who holds Series 65 and Series 63 designations and has six years of industry experience. He has worked with firms including Renaissance Financial Corp, Minnesota Life Insurance Company, and Wells Fargo Advisors. Outside of his advisory work, Cooney is involved as a committee leader for the Cystic Fibrosis Foundation’s Gateway Chapter, where he helps plan charity events and secure sponsorships. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers, serving over 10,000 advisors and approximately 800,000 clients.

Gregory Miller is a financial advisor with Wells Fargo Advisors in St. Louis, MO, holding a Series 66 designation and 19 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, utilizing proprietary research and planning tools to develop tailored recommendations across various specialized planning areas.

David Sheets is a financial advisor with Wells Fargo Clearing in St. Louis, MO, holding a Series 66 designation and seven years of industry experience. He has worked at Wells Fargo Clearing since 2018 and previously was with Northwestern Mutual from 2015 to 2017. Outside of his advisory role, he owns and produces the YOURDAYWITHDAVID podcast, which covers topics related to mental and physical health, music, and travel. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment menu.

William Boyer is a financial advisor with Wells Fargo Advisors in St. Louis, MO, holding a Series 66 designation and 10 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu that includes specialized services such as business-owner transition planning and special-needs analysis, delivering tailored recommendations through Wells Fargo research and planning tools.

Andrew Sharon serves as a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in crafting personalized wealth management strategies that align with each client's unique financial situation and life priorities. His approach emphasizes understanding what matters most to clients, enabling him to collaborate effectively in creating plans tailored to their goals and aspirations. Andrew's expertise encompasses a range of areas including college education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management, small business strategies, and retirement income. He provides both short and long term institutional-style strategies to address complex financial situations, utilizing the resources and insights available through Merrill Lynch Wealth Management. He holds a Bachelor's Degree from Northwestern University and an MBA from Washington University in Saint Louis, and he has earned the Personal Investment Advisor (PIA) designation. Andrew is involved with several professional organizations such as Arch Grants and Washington University Hatchery. His community engagement includes charitable work with the American Jewish Committee, the Jewish Community Relations Council, and Kids In The Middle. Outside of work, Andrew enjoys a variety of activities including baseball, cooking, football, golfing, ice hockey, music, spending time with his family, tennis, traveling, and watching movies.

Beth Oakes is a financial advisor with Wells Fargo Clearing in St. Louis, MO, holding Series 63 and Series 65 licenses and possessing 20 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously held roles at Moneta Group Investment Advisors, LLC and Saxony Capital Management, LLC. In addition to her financial advisory work, she is a non-practicing licensed attorney in a non-investment related capacity. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory, financial planning, and retirement plan consulting services. The firm employs over 14,000 advisors and manages approximately $671 billion in assets.

Anthony Bogay is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on understanding clients' goals and priorities by asking questions and listening carefully to their needs. His approach involves developing strategies to pursue clients' short-, mid-, and long-term financial objectives. His areas of expertise include liquidity management, managing new wealth, personal retirement planning, and portfolio management services. Anthony also provides access to Bank of America specialists for banking, credit, home financing, and small business solutions, offering comprehensive financial guidance. Anthony holds a Personal Investment Advisor (PIA) designation and a High School Diploma/GED from Pennfoster. Outside of work, he enjoys basketball, football, golfing, music, and spending time with his family.