Tirzah Haiola is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Her work history includes roles at Bank of Hawaii and Bank of America, with concurrent involvement at Louisiana State University Shreveport. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various organizations.

Kenneth Logsdon is a financial advisor with Wells Fargo Clearing in The Woodlands, TX, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advice. The firm’s advisory process is guided by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional products.

Athena Morrow is a financial advisor with Ameriprise in The Woodlands, TX, holding a Series 66 designation and 17 years of industry experience. She has been with Ameriprise and its affiliated entities since 2006. Outside of her advisory role, she provides plan production services to local advisors through Penni, Rippey, Cunningham & Associates, LLC. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficient strategies to generate personalized recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Loren Westerfield is a financial advisor at Edward Jones with a Series 66 designation and one year of experience at the firm. His career includes roles at InfoStride, We the Veterans Foundation, Atkinson Engineers, Liberty University, and eight years with the United Service Organizations (USO). Edward Jones is a full-service wealth management firm serving a diverse client base including individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard with approximately $1.01 trillion in assets under management and a large nationwide network of financial advisors and branch offices.

Zachary Heard is a financial advisor with UBS Financial Services in The Woodlands, TX, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Fidelity Investments and Invesco. He is a partner in Black Creek Investment LLC, a real estate investment venture. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering portfolio management, financial planning, and access to alternative products. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor investment strategies.

John Mccauley is a CFP® professional with 34 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. He holds Series 63 and Series 65 licenses and is based in Beaumont, TX. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options within its investment offerings.

Miriam Alvarez Martinez is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. She has worked at Merrill since 2019 and previously held roles at Bank of America, N.A. and Wells Fargo Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Anthony Torres is a financial advisor with Ameriprise in Houston, TX, holding a Series 66 designation and one year of industry experience. He has worked at Ameriprise since 2018 and has prior experience at Heb and Klein Oak Highschool. Outside of his advisory role, he is involved in music as a songwriter and performer. Ameriprise is a large institutional firm that offers retirement-income planning services and a broad range of advisory, brokerage, and insurance solutions. Their approach includes algorithm-driven retirement recommendations combined with personalized financial advising, primarily serving clients with significant investable assets.

Cynthia Lange is a financial advisor with Merrill, holding the Series 63 and Series 66 designations and bringing 37 years of industry experience. She has been with Merrill since 2009. Outside of her financial advisory role, she is an officer at Texas Glassblowing, LLC, a family-held business in Magnolia, Texas. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Bradley Glenn is a financial advisor with OSAIC, holding a Series 66 designation and 12 years of industry experience. He previously worked at Sagepoint Financial, Inc. and Edward Jones before joining OSAIC in 2023. Glenn is also involved with Harman Wealth Management, where he advises clients on portfolio transactions, insurance reviews, and financial planning. OSAIC serves a diverse client base, including individuals, institutions, and charitable organizations, through a large network of advisors and proprietary platforms. The firm employs various asset-allocation tools and offers integrated brokerage, advisory services, and access to third-party money managers to construct tailored investment portfolios.

Bruce Quick is a financial advisor at Ameriprise with 39 years of industry experience. He holds the CFP® and ChFC® designations and has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he manages a business entity used for staff payroll and oversees an LLC that rents a former residence to family members. Ameriprise offers retirement-income planning services primarily for clients approaching or in retirement with significant investable assets, combining research and modeling with tax-smart strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Pablo Vazquez Flores is a financial advisor at Fidelity with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Purshe Kaplan Sterling Investments and Invesco Investment Services. His earlier experience includes roles outside finance, such as at Brown Family Health Center and Stephen F. Austin State University. He works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manages multiple registered investment companies and fund-of-fund structures.

Alvin Murgai is a Financial Advisor with Merrill Lynch Wealth Management, bringing over 35 years of experience in wealth management since beginning his career in 1991 and joining Merrill Lynch in 1998. He is a founding member of The Murgai Wealth Management Group, a team known for its client-centric approach and extensive credentials. His professional practice focuses on serving top executives, engineers in the energy industry, retirees, and high net-worth individuals, with expertise in areas such as retirement planning, wealth preservation, corporate benefits, legacy planning, liquidity management, and tax minimization. Alvin holds a Bachelor's degree in Personal Financial Planning from Texas Tech University and has earned the Chartered Retirement Planning Counselor (CRPC™) designation from the College for Financial Planning Institutes Corp. He is also a Personal Investment Advisor (PIA) and maintains an active NMLS registration (NMLS#620611). Throughout his career, Alvin has emphasized optimizing neglected areas of clients' wealth, preparing clients for major life transitions, and simplifying financial lives across generations. Residing in the Woodlands with his wife, Dora, Alvin enjoys golfing, skiing, and following the Dallas Cowboys. He supports several philanthropic organizations, including the Leukemia & Lymphoma Society, the American Heart Association, and charities dedicated to assisting military veterans such as the Lone Survivor Foundation and the Wounded Warrior Foundation.

David Dauajare is a financial advisor with Morgan Stanley in The Woodlands, TX, holding a Series 66 designation and having nine years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2017 and with Morgan Stanley since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to both individuals and institutional clients. The firm offers tailored financial planning and uses firm-approved tools and models to assist clients, managing approximately $2.74 trillion in client assets.

Regis Rodrigues is a financial advisor at J.P. Morgan Securities with 12 years of industry experience and a Series 66 designation. His prior work includes roles at Merrill, Bank of America, Key Investment Services LLC, and Keycorp. Outside of finance, he has experience in business ownership, having been involved with R & R Flooring, LLC and Copacabana Grill, LLC. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Nathan Bell is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 18 years of industry experience. He has been with Raymond James since 2016. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, charitable organizations, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

Charles Sanford is a financial advisor with Ameriprise in Montgomery, TX, holding Series 63 and Series 65 credentials and 25 years of industry experience. He previously worked at RBC Capital Markets for 10 years before joining Ameriprise Financial Services Inc and then Ameriprise. Sanford serves on the Board of Directors for the Montgomery ISD Education Foundation. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with substantial investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary advice through a centralized consulting team.

Samuel Penni is a financial advisor with Ameriprise in Houston, TX, holding a Series 63 designation and 34 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory work, he serves on the board of the Houston Amateur Hockey Association. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning, combining proprietary research and third-party data to provide tailored recommendations.

William Johnson is a financial advisor with OSAIC in The Woodlands, TX, holding Series 63 and Series 65 licenses and possessing 27 years of industry experience. His prior roles include a decade at SagePoint Financial and ongoing positions at Attwood Holdings, Inc. and various insurance carriers. He is also affiliated with Harman Wealth Management as a financial advisor. OSAIC serves a diverse client base ranging from individual investors to institutional entities, providing integrated brokerage and advisory services through a wide network of advisers and multiple platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios that may include a range of securities and alternative investments.

Erika Urvina is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. She has been with J.P. Morgan Securities since 2012 and JPMorgan Chase Bank NA since 2010. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm delivers services on a non-discretionary basis, with clients retaining final decision-making authority.