William Probe is a financial advisor with Ameriprise in Humble, TX, holding a Series 63 designation and 30 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of his work at Ameriprise, Probe manages an independent advisory business through DGW Worldwide, LLC. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with substantial investable assets, providing detailed recommendation reports on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized advice, with an emphasis on assets held within Ameriprise-managed accounts.

Bill Rippey is a financial advisor at Ameriprise in Houston, TX, with 32 years of industry experience. He holds a Series 63 designation and has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, he is involved in business ownership through Ronin Services LLC and a member of Pennway Management, both non-investment-related activities. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Chloe Tran is a financial advisor at Cetera with 14 years of industry experience. She holds the Series 66 designation and has been with Cetera Wealth Services, LLC since 2013. Outside of her advisory role, she provides administrative support to a registered representative and holds a fixed insurance license. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a diverse client base, including individual investors, employer-sponsored retirement plans, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers.

James O'Connor is a financial advisor at Merrill with 36 years of industry experience. He holds a Series 63 designation and has worked at Bank of America and Merrill since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Trevor Faulkner is a Financial Advisor with Merrill Lynch Wealth Management, specializing in wealth management and retirement planning. He focuses on building personalized financial strategies that align with clients' goals and priorities, emphasizing clarity and education to empower clients in their financial decisions. Trevor works closely with clients to consider risk tolerance, time horizon, and liquidity needs, adjusting plans as circumstances change. Trevor's expertise includes risk management, college savings, tax planning, and helping clients develop income streams that last throughout retirement while managing market volatility and longevity risk. He holds several professional designations, including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned a Bachelor's Degree in Finance from Sam Houston State University and a certificate from the College of Financial Planning. Trevor is involved in the community through organizations such as Habitat for Humanity and The Woodlands Chamber of Commerce. In his personal time, he enjoys golfing, hiking, hunting, spending time with his family, and traveling.

Matthew Cudd is a Senior Financial Advisor at Merrill Lynch Wealth Management. In his role, he focuses on managing new wealth, personal retirement planning, sports and entertainment, and retirement income. He works closely with clients to develop personalized financial strategies aimed at pursuing their long-term goals. Matthew holds a Bachelor's degree from Sam Houston State University and has earned the Personal Investment Advisor (PIA) designation. Outside of his professional duties, he spends time with his wife and four children. His personal interests include baseball, fishing, football, golfing, hunting, music, reading, skiing, and traveling.

Kevin Mccoy II is a CFP® with 23 years of industry experience, currently advising through Cetera. He has worked at Cetera and its affiliate firms since 2019 and previously at LPL from 2016 to 2019. Mccoy is a 50% owner of MCCOY WEALTH MANAGEMENT LLC, a business operated with his wife through Cetera. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients nationwide. The firm offers a multi-manager platform providing discretionary and non-discretionary portfolio management, financial planning, and access to various third-party and affiliated investment strategies.

Joseph Klein is a financial advisor at Edward Jones with 36 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Charles Schwab, LPL Financial, and Mass Mutual. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients through a nationwide network of more than 23,700 financial advisors. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jessica Gagne is a financial advisor with Charles Schwab, holding a Series 66 designation and 11 years of industry experience. Her prior roles include positions at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services. Charles Schwab & Co., Inc. serves a broad client base that primarily includes high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management options supported by multi-asset model portfolios and centralized operational infrastructure.

John Bunch is a financial advisor with Ameriprise in Kingwood, TX, holding a Series 66 designation and 17 years of industry experience. He previously worked at JPMorgan Securities, LLC for eight years and operated Bunch Consulting Group, LLC for four years. Outside of his advisory work, he provides business oversight for a family venture creating and selling laser-designed products. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, notable for its Premier Retirement Income service that delivers customized retirement income planning and recommendations based on detailed analysis and proprietary tools.

Calvin Yuen serves as Vice President and Branch Leader at Fidelity Investments, a position he has held since 2021. In this role, he oversees branch operations and leads client service initiatives. Prior to his current role, Calvin worked as a Regional Planning Consultant for Fidelity Investments from 2017 to 2021, developing expertise in financial planning and client advisory services. His approach focuses on tailoring strategies to meet each client's specific financial goals and circumstances. Outside of his professional responsibilities, Calvin has interests in baseball, bowling, fitness, running, and snowboarding.

Christopher Lane is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has worked at firms including Bank of America, Northwestern Mutual, and Wells Fargo. Prior to his current role, he was involved with Blue Science Pools. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Henry Matula Jr. is a Wealth Management Advisor and Portfolio Manager at Merrill Lynch Wealth Management. He has been a FINRA registered advisor since 1993 and has been with Merrill and its predecessors since June of 1993. As a Portfolio Manager in the Merrill Investment Advisory Program, he can manage personalized or defined investment strategies, which may include individual stocks, bonds, model portfolios, and third-party investment strategies, often with discretionary authority if given by clients. Henry holds a Bachelor of Business Administration in Finance from the University of Houston’s C. T. Bauer School of Business. He completed the Executive Education Program at the University of Pennsylvania’s Wharton School in 2003. His professional designations include CERTIFIED FINANCIAL PLANNER® (CFP), Certified Plan Fiduciary Advisor® (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He also holds several licenses including Group 1 Texas Life and Health and FINRA Series 6, 7, 63, and 65 registrations. A native Texan from the Houston/Galveston area, Henry is involved with his church and participates in human welfare charities. He and his wife Tanya live in Houston, Texas, and enjoy spending time with their two sons. His personal interests include fishing, golfing, music, surfing, and tennis.

Rebecca Rhodes is a financial advisor with Primerica Advisors in Cypress, TX, holding Series 63 and Series 65 licenses and possessing 18 years of industry experience. She has worked with PFS Investments Inc. since 2007 and Primerica Financial Services since 2006. In addition to her advisory role, she is involved in the sale of loan products and home-related services through Primerica Mortgage, LLC and Primerica Client Services, Inc. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of discretionary separately managed accounts for individual and high-net-worth clients. The firm employs an operational model that curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors.

Dawn Schricke is a financial advisor with Merrill in The Woodlands, TX, holding a Series 66 credential and 13 years of industry experience. She has been with Merrill since 2015. Outside of her advisory role, she owns a rental property, which is not related to her investment advisory activities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Andrew Wentzler is a financial advisor with Raymond James Financial Services Advisors, Inc. in The Woodlands, TX. He holds Series 65 and Series 63 licenses and has 12 years of industry experience. His prior roles include positions at Woodforest Wealth and Woodforest National Bank. He is also an officer and vice president of Wentzler & Decker Wealth, a support company associated with his team. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers non-discretionary planning tailored to client goals and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Jacklyn Tobin is the Branch Leader at Fidelity Investments, a role she has held since 2024. In this capacity, she leads and collaborates with financial professionals to help clients develop personalized financial plans aimed at strengthening their financial well-being. She has worked with Fidelity Investments since 2014, progressing through various positions including Planning Consultant, Relationship Manager, Financial Representative I, Workplace Planning & Guidance Consultant, and Financial Representative. Throughout her career at Fidelity, Jacklyn has gained extensive experience in financial planning and client relationship management. Her expertise encompasses guiding clients through financial strategies tailored to their individual needs. Outside of her professional responsibilities, she engages in interests such as cooking and baking, family activities, golf, music, parenthood, and softball.

Denise Westbrook is a financial advisor at Merrill with 28 years of industry experience. She holds Series 63 and Series 66 credentials and previously worked at Oppenheimer for 15 years before joining Merrill in 2022. Outside of her advisory role, she serves as an executor and holds power of attorney duties for a personal entity in Conroe, Texas. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Josh Pena is the Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2026. In this capacity, he works with individuals and families to develop personalized financial strategies that align with their goals, values, and lifestyle. He employs a collaborative and holistic planning approach to help clients make informed decisions aimed at achieving financial independence and long-term peace of mind. Josh has been with Fidelity Investments since 2014, holding various roles including Financial Consultant, Investment Consultant, Financial Representative, Investment Solutions Representative, and High Net Worth Associate. His extensive experience at Fidelity has provided him with a thorough understanding of financial planning and investment strategies. Outside of his professional work, Josh's personal interests include fitness, golf, reading, and snowboarding.

Nathaniel Ervin III is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63 and Series 65 licenses and possessing 25 years of industry experience. He has been associated with Primerica Advisors since 1996 and with Primerica Financial Services since 1994. Outside of advisory services, he is involved in sales of investment-related products and non-investment referrals related to home security and automation through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual investors, as well as corporate and charitable clients. The firm employs model-driven investment strategies and provides advisor-supported recommendations, overseeing approximately $15.5 billion in assets under management.