Raul Riojas is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In his role, he focuses on assisting clients with personalized wealth management strategies to address a variety of financial goals, including funding education, retirement planning, and managing healthcare costs. Raul works closely with clients to develop and adjust portfolio strategies that align with their evolving financial priorities. With a Professional Investment Advisor (PIA) designation, Raul brings expertise in managing complex financial situations involving multiple competing demands, such as home buying and eldercare. He emphasizes a one-on-one approach to financial planning, offering ongoing advice tailored to each client's unique circumstances. Raul holds a high school diploma from William Taft and attended Baylor University without obtaining a degree.

Thayer Rogers is a financial advisor at Fidelity with 30 years of industry experience. He holds the Series 63 and Series 65 designations and is based in San Antonio, TX. Rogers has been affiliated with various Fidelity entities since 2013. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, as well as registered investment companies and a charitable gift fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, and is noted for its advisory role to multiple registered investment companies and use of algorithmic methods and AI in research.

Michelle Lawson is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 22 years of industry experience. She has worked at Raymond James since 2019 and previously at Modern Capital Advisors, LLC and Liberty Partners Financial Services, LLC from 2014 to 2022. Based in San Antonio, TX, she serves clients through a large institutional firm. Raymond James & Associates is a nationwide dually registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm provides financial planning, non-discretionary investment consulting, and institutional fiduciary services to a diverse client base, including individuals, institutions, and governmental entities.

Denice Benavidez is a financial advisor at Fidelity with 26 years of industry experience. Her career includes roles at USAA Investment Management Company and Charles Schwab & Co. Outside of her advisory work, she operates a business focused on buying and renting residential properties in San Antonio. She is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and serve its clients.

Anthony Quintanilla is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in creating personalized wealth management strategies that reflect his clients' financial priorities and adapt to evolving market conditions. Anthony provides access to investment insights through Merrill and banking and lending services through Bank of America, aiming to help clients pursue their long-term financial goals. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of Texas System. Anthony is committed to the Merrill tradition of community involvement and dedicates time to volunteering with local organizations.

Preston Hastings is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 63 and Series 65 credentials and eight years of industry experience. His career includes work with PFS Investments Inc. and various other firms, along with roles in education and retail sectors. Hastings is also involved in sales referrals for home security and automation products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program that serves individual, corporate, and charitable clients primarily through model-based investment strategies managed by third parties. The firm operates at scale with thousands of advisors and offices, focusing on advisory services rather than institutional portfolio management.

James Clauser is a Series 66-licensed financial advisor with 19 years of industry experience, currently associated with Charles Schwab in San Antonio, TX. His prior roles include positions at USAA Financial Advisors and Usaa Investment Management Company. Outside of his advisory work, he is a co-owner of Clauser LLC, where he manages financial operations. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary and discretionary investment management with integrated custody and brokerage operations.

Ifeoluwa Moyosore is a financial advisor with Fidelity, holding Series 65 and Series 63 licenses and seven years of industry experience. Prior to joining Fidelity, Moyosore worked at J.P. Morgan Securities and Allstate Corporation. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, with distinctive roles such as acting as a commodity pool operator and employing AI-driven research methods.

Margaret Flores is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She has been with Primerica Advisors since 1996 and Primerica Financial Services since 1995. Outside of her advisory role, she is involved in business activities related to Primerica, including co-ownership of legal entities formed for Primerica business purposes and part-time referrals for home security and automation products. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm uses a curated selection of third-party asset managers and operates under a tiered wrap-fee structure.

Lisa Gonzalez is a financial advisor at Merrill in San Antonio, TX, holding a Series 66 designation with six years at Merrill and a total of five years in the industry. Prior to joining Merrill in 2020, she worked for 17 years at Educational Testing Service. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

James Angell is a financial advisor with Merrill in San Antonio, TX, holding Series 63 and Series 66 credentials and over 25 years of industry experience. He has worked at Merrill since 2009 and has been with Bank of America, N.A. since 1991. Angell serves as an advisory board member for Tarrytown United Methodist Church of Austin, providing volunteer guidance on governance and operating matters. Merrill, alongside its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm delivers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Daniel Walker is a CFP® with 26 years of experience currently serving at Charles Schwab in San Antonio, TX. His prior experience includes roles at USAA Investment Management Company and USAA Financial Advisors, with a career spanning over two decades in financial planning and advisory services. Outside of his advisory work, he owns and manages two rental properties. Charles Schwab & Co., Inc. serves a large client base primarily composed of high‑ and ultra‑high‑net‑worth individuals through its Schwab Wealth Advisory wrap fee program and related financial planning services. The firm combines non‑discretionary advisory relationships with access to discretionary managed accounts, providing multi‑asset model portfolios and alternative investment options supported by centralized supervision and custody.

Vincent Barron is a financial advisor with Merrill in San Antonio, TX, holding Series 63 and Series 65 licenses and 11 years of industry experience. He previously worked at Raymond James in various roles from 2016 to 2021 before joining Merrill in 2021. Outside of his advisory role, he owns and operates a micro-farm. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jessie Gonzaga is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 65 and Series 63 licenses and five years of industry experience. Prior to joining Primerica and its affiliate PFS Investments Inc., Jessie worked in healthcare roles at University Health and Methodist Hospital. Outside of advisory work, Jessie is involved in the sales of loan products and home-related services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, utilizing model-driven strategies and support from third-party managers and custodians. The firm operates nationally with thousands of advisors and offices, focusing primarily on retail investors rather than institutional portfolios.

Roland Gayatin is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 65 and Series 63 licenses with four years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2021. Outside of his advisory role, he is involved with Oblate Missions, an affiliation dating back over two decades. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm uses model-driven investment strategies and supports accounts with custodial and trade execution services provided by Pershing.

Michael Heaney is a financial advisor with Merrill in San Antonio, TX, holding Series 63, 65, and 66 licenses and bringing 16 years of industry experience. He has been with Merrill and its affiliate Bank of America, N.A. since 2016. Merrill, together with Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jaime Arredondo is a financial advisor with Charles Schwab, holding a Series 66 designation and 19 years of industry experience. He has worked at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. since 2020 and previously held roles at USAA Investment Management Company and USAA Financial Advisors, Inc. from 2007 to 2020. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory models alongside access to discretionary separately managed accounts, supported by centralized supervision, custody, and operational resources.

Caley Cunningham is a financial advisor with Merrill in San Antonio, TX, holding a Series 66 designation and seven years of industry experience. Prior to joining Merrill, Cunningham worked at the University of Texas at Austin and Heb. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Bruce Irick is a financial advisor at Merrill with two years of industry experience. He holds the Series 66 and Series 63 licenses and previously worked at The Bank of Austin, Texas Partners Bank, and Wells Fargo. He serves as a board member for Central Texas Folds of Honor, a nonprofit that provides scholarships for children of military veterans. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program to a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm utilizes model-based and discretionary investment strategies constructed by internal and third-party managers, along with strategic asset allocation and tax-aware options.

Jacqueline Von Schulenburg is an International Wealth Advisor at Merrill Lynch Wealth Management. She joined the firm in 2021 and is fully registered, supporting clients with their financial management and investment needs. Jacqueline holds a high school diploma from CUM Centro Universitario Mexico and an associate's degree from the CBM School of Business. She is designated as a Personal Investment Advisor (PIA). She works alongside her father, Manuel H von Schulenburg, leveraging their combined expertise to serve corporate executives, business owners, and their families, focusing on navigating financial markets and international regulations. In her personal time, Jacqueline is involved in family activities such as boating, water sports, and bicycle riding.