Lorraine Harper is a Wealth Management Advisor with Merrill Lynch Wealth Management. She offers a comprehensive approach to managing wealth that begins with listening to clients' needs and aims to develop personalized financial strategies aligned with their long-term goals. Lorraine provides access to Merrill's investment insights to address various aspects of her clients' financial lives. Originally from California, Lorraine moved to Boise in 2009 to play golf for Boise State University, where she earned her bachelor's degree. She has worked in the financial industry since 2013 and joined Merrill Lynch Wealth Management in 2015. Lorraine holds professional designations including Chartered Financial Consultant (ChFC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Lorraine follows Merrill's tradition of community involvement, volunteering with organizations such as Make A Wish Idaho and the Meridian Canine Rescue. Her client focus areas include family wealth management strategies, LGBT wealth planning, personal retirement planning, women and wealth, and retirement income.

John Potter is a financial advisor with LPL Financial in Boise, ID, holding Series 63 and Series 65 registrations and bringing 33 years of industry experience. His prior roles include positions at TruStage Financial Group, CUSO Financial Services, MML Investors Services, MassMutual Life Insurance Company, Cetera, and Bank Of The Cascades. He serves as co-successor trustee for the Clarence Bigler and Marie Bigler Trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides access to various portfolio programs and third-party asset management through a large network of investment adviser representatives.

Jerry Scarrow is a financial advisor with Raymond James Financial in Eagle, Idaho, holding Series 63 and Series 65 credentials and over 30 years of industry experience. He has been with Raymond James Financial and its affiliate Raymond James Financial Services since 2009. Outside of his advisory role, he is the inventor and owner of multiple kitchen products through a privately held company, SC2 Holdings, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting, utilizing risk profiling and modeling tools, and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Conor Clifford is a financial advisor with Wells Fargo Clearing in Boise, ID, holding Series 63 and Series 65 designations and three years of industry experience. His work history includes positions at Wells Fargo Bank, Everton Management Group, and KeyBank. Outside of his advisory role, he has involvement with several business ventures including Bubbly Bee LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets across more than 14,000 advisors and offers both brokerage and advisory solutions.

Dan Reece is a Financial Consultant at Fidelity Investments, where he works closely with clients to help them pursue financial freedom through personalized, goal-based planning. He focuses on building long-term relationships rooted in trust and transparency, aiming to be a consistent and reliable resource for clients and their families. Dan has held various roles in the financial services industry, including Associate Financial Planner at Mainspring Wealth Advisor - Raymond James Financial Services, Investment Services Representative at Wells Fargo Advisors, LLC, Financial Advisor at Home Federal Bank - Cetera Investment Services LLC, Financial Consultant at Charles Schwab & Co., and Financial Advisor at Edward Jones. He holds a California Insurance License. Outside of his professional work, Dan has interests in the beach, family activities, football, parenthood, and traveling.

David Mccollum is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 28 years of industry experience. He previously worked at Morgan Stanley DW Inc. for seven years before joining LPL Financial in 2013. He also operates a separate business under the name BOS Wealth Management in Meridian, ID. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and participant-level retirement advice, supported by extensive technology and operational resources.

Tracy Janis is a financial advisor with Wells Fargo Advisors in Boise, ID, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She has been with Wells Fargo Advisors Financial Network since 2026 and previously worked with Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of her advisory role, she assists with office management duties at Hugo's Deli and works as a secret shopper for CX Group. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients with a broad range of investment and financial planning services. The firm offers tailored recommendations using proprietary research and planning tools, covering areas such as retirement, education, risk, wealth transfer, and specialized planning for business owners and other client needs.

Mitchell Mertes is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 29 years of industry experience. He has worked at Cetera and its affiliates since 2003, including First Allied Advisory Services and First Allied Securities. Outside of his advisory role, he is involved with 123 College, an education-related entity. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform with access to various portfolio management strategies, financial planning, and retirement services.

Kory Wall is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 19 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously held roles at Wells Fargo Advisors LLC and Wells Fargo Bank, N.A. Wall serves as treasurer for the Nampa Chamber of Commerce. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Kaden Heuett is a financial advisor with Wells Fargo Clearing in Boise, ID, holding a Series 66 designation and one year of industry experience. His prior work includes roles at UBS Financial Services and Wells Fargo Advisors. Outside of finance, he was involved with Greek House Chefs for two years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Kristina Owsley is a financial advisor at UBS Financial Services with 39 years of industry experience. She has held her current position since 2009. Her credentials include Series 63 and Series 65 licenses. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Krzysztof Machon is a financial advisor with Wells Fargo Clearing in Boise, ID, holding a Series 66 designation and 24 years of industry experience. He has worked with Wells Fargo Advisors LLC and Wells Fargo Clearing since 2011. Outside of his advisory role, he serves as president of the Hackberry Homeowners Association, where he oversees neighborhood upkeep and community activities. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking.

Laurie Mcmackin is a First Vice President and Financial Advisor at Merrill Lynch Wealth Management based in Boise. With 30 years in the financial industry, including 20 years at Merrill Lynch, she specializes in guiding clients through a variety of financial decisions. Her focus areas include college education planning, LGBT wealth planning, personal retirement planning, portfolio management services, women and wealth, tax minimization, and retirement income. Laurie emphasizes clear communication and personalized strategies tailored to each client's goals, concerns, and timelines. She assists clients ranging from novice investors to those refining long-term plans, ensuring they understand how each financial choice supports their objectives. Laurie builds genuine relationships based on trust and transparency, listening closely and providing thoughtful guidance to help clients feel informed and supported. Laurie holds a Personal Investment Advisor (PIA) designation and earned her High School Diploma from Hewlett High School. She is a member of Business Network International and participates in community activities with Wish Granters. Outside of work, Laurie enjoys dancing, gardening, hiking, music, traveling, watching movies, and yoga, and she values connecting with the Boise community.

Erica Cantrell is a financial advisor at Thrivent Investment Management with 13 years of industry experience. She holds the Series 66 designation and has been with Thrivent Financial for Lutherans since 2014. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based planning and allows clients to combine planning with managed-account programs while keeping the services separate.

Annaliese Gerdes is a CFP®-designated financial advisor with Cambridge Investment Research Advisors, based in Eagle, Idaho, with four years of industry experience. Her prior work includes roles at Cambridge Investment Research, Inc. and entrepreneurial and charitable involvement. She serves as treasurer and board member for a charitable organization, Care House Learning Center. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations, offering financial planning, investment management, and retirement advisory services through a broad network of independent professionals using multiple investment platforms and strategies.

Scott Armacost is a financial advisor at Cetera with 33 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Investors Capital Corp. and Eastern Point Advisors Inc. Besides his advisory role, he is co-owner and coach at Toad's Eye Enterprises, focusing on personal coaching and business development. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with access to a range of portfolio management strategies, financial planning, and third-party money managers, supporting over 10,000 advisors nationwide.

Samantha Pitts is a financial advisor at RBC Capital Markets with 22 years of industry experience. She holds Series 63 and Series 66 designations and has worked previously at D.A. Davidson & Co., UBS Financial Services, and several other firms. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individuals, institutions, pension plans, corporations, and nonprofits. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles.

Valerie Sturbaum is a financial advisor with Wells Fargo Clearing in Boise, ID, holding Series 63 and Series 65 licenses and three years of industry experience. She has been with Wells Fargo Clearing since 2023 and has 15 years of experience at Wells Fargo Bank, N.A. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party databases.

Stoney Foster is a financial advisor at LPL Financial with nine years of industry experience. He holds a Series 66 credential and has worked at firms including Securities America Advisors and Principal Life Insurance Company. Prior to his financial services career, he was associated with The Wellness Center of Boise for ten years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

Sara Rodewald is a financial advisor at OSAIC with two years of industry experience. She holds a Series 66 designation and has been affiliated with OSAIC and Family Tree Financial since 2023. Outside of her advisory role, she is the owner and author of Saraisms, LLC, where she has self-published children’s books. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services with access to multiple advisory platforms and third-party money managers.