David Gray is a CFP® professional with 27 years of industry experience, currently serving as a financial advisor at LPL Financial since 2009. He acts as trustee for two irrevocable trusts established for his children. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, and institutions, offering financial planning, advisory programs, and brokerage services supported by various model portfolios and research resources.

Benjamin Mitchell is a financial advisor at OSAIC with 13 years of industry experience. He holds a Series 66 designation and has prior experience with Securities America Inc. OSAIC serves a broad mix of retail and institutional clients, providing integrated brokerage and investment advisory services through a large network of affiliated advisers. The firm employs asset-allocation tools, risk-tolerance analysis, and automated rebalancing to manage diversified portfolios that include a wide range of investment products.

Vanessa Gutierrez is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63 and Series 66 licenses and 25 years of industry experience. She has been with OSAIC since 2012. Outside of her advisory role, she serves as trustee of her own living trust. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers and managed account solutions.

Erin Richters is a financial advisor at Osaic Wealth, Inc. with eight years of industry experience. She holds the Series 66 designation and has worked at Securities America, Inc. since 2016. Prior to her financial services career, she was employed by Starbucks from 2016 to 2017. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services supported by proprietary asset-allocation tools and access to third-party money managers.

Rebecca Greenwood is a financial advisor with LPL Financial in Phoenix, AZ, holding Series 63 and Series 66 licenses and 13 years of industry experience. She has worked with Cetera and First National Bank of PA prior to joining LPL Financial and Oneaz Credit Union in 2026. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by in-house research and third-party subadvisors.

Scott Long is a financial advisor at OSAIC with 10 years of industry experience. He holds the Series 66 designation and has worked at Securities America Advisors and Securities America Inc. before joining OSAIC. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services, utilizing asset-allocation tools, risk-tolerance questionnaires, and access to third-party money managers to construct and manage portfolios.

Brett Baker is a financial advisor at Osaic Wealth with 20 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Sagepoint Financial, Inc. for 14 years. Baker also operates an insurance business as a sole proprietor. Osaic Wealth serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services alongside financial planning and retirement consulting. The firm employs various asset-allocation tools and access to third-party managers to construct diversified portfolios tailored to client needs.

Holly Swihart is a financial advisor at OSAIC with 19 years of industry experience. She holds the Series 66 designation and previously worked for Lincoln Financial Advisors from 2006 to 2025. Outside of her advisory role, she hosts and provides housing as a service activity unrelated to investment services. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and investment advisory services through a large network of affiliated advisors. The firm employs asset-allocation tools, risk-tolerance assessments, and various managed account solutions to construct portfolios across multiple asset classes.

Peter Roberti Jr. is a financial advisor with Wells Fargo Clearing in Queen Creek, AZ, holding Series 63 and Series 65 credentials and 38 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Timothy Heaton is a financial advisor at OSAIC based in Scottsdale, AZ, with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Securities America Inc for 13 years before joining OSAIC. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations, providing integrated brokerage and advisory services through a broad network of affiliated advisors. The firm employs various asset-allocation tools and offers portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments, with discretionary and non-discretionary management options.

Jill Rolfe is a financial advisor at OSAIC with 20 years of industry experience. She holds the Series 66 designation and has worked at Securities America Inc. and OSAIC since 2014. Outside of her advisory role, she is involved with the Elks Club. OSAIC serves a diverse client base, including individual investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, financial planning, and access to various investment products through multiple platforms and third-party managers.

Renee Berreth is a financial advisor at Osaic with 17 years of industry experience. She holds a Series 66 designation and previously worked at Lincoln Financial Advisors Corporation and Lincoln Financial Securities Corporation. Outside of her advisory role, she manages farm and ranch operations, including cattle herd management and land rental activities. Osaic Wealth, Inc. serves a diverse client base ranging from individual investors to large institutions, offering integrated brokerage and advisory services through a broad network of advisers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios that include a variety of investment vehicles and supports both discretionary and non-discretionary account management.

Michael Fleming is a financial advisor at OSAIC in Scottsdale, AZ, holding Series 63 and Series 66 credentials with 34 years of industry experience. He has been with Royal Alliance Associates, Inc. since 2015. Outside of his advisory role, he serves as the executor for a family estate. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage, investment advisory services, and access to third-party money managers and wrap programs through a large network of affiliated advisors. The firm employs asset-allocation tools and automated rebalancing to construct portfolios across various asset classes, with accounts managed on either a discretionary or non-discretionary basis.

Christopher Faust is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63, 65, and 66 licenses and bringing 26 years of industry experience. His prior roles include positions at SagePoint Financial, Bank of America, and Merrill. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and advisory services with portfolio construction supported by asset allocation tools, risk assessment, and access to third-party money managers.

Karla Thalman is a financial advisor with Edward Jones in Sun City West, AZ, holding a Series 66 designation and nine years with the firm. She has 27 years of prior self-employment experience. Outside of her advisory role, she is a trustee of a family trust associated with a family farm and participates in a local business and community networking group. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment advisory programs and strategies, supported by a large nationwide network of financial advisors and branch offices.

Christopher Magnussen is a financial advisor at OSAIC with 25 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. His prior experience includes roles at Securities America, Applied Underwriters, and TD Ameritrade. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a broad network of affiliated advisors and advisory platforms. The firm integrates brokerage and investment advisory services, utilizing asset-allocation tools and third-party managers to construct diversified portfolios tailored to client preferences.

Jacob Parent is a Series 66-licensed financial advisor with six years of industry experience, currently with Ameriprise in Glendale, AZ since 2024. He previously worked at Equitable Advisors for four years. Outside of his advisory role, he owns JSP Global Consulting, a consulting business based in Scottsdale, AZ. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides customized, tax-aware retirement income planning through a collaborative and research-driven approach.

Michael McPhail is a financial advisor at Osaic with 24 years of industry experience. He holds Series 63 and Series 65 designations and has worked with Jefferson Pilot Securities Corporation and Lincoln Financial Advisors. Outside of his advisory role, he provides caregiving services to an immediate family member. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors and multiple advisory platforms offering integrated brokerage, investment advisory services, and access to third-party money managers.

Peter Dutoit is a financial advisor at OSAIC with 13 years of industry experience. He holds a Series 65 designation and has worked at several firms, including Royal Alliance Associates, TD Bank N.A., TD Private Client Wealth, TD Ameritrade, and Foresters Financial Services. He is based in Scottsdale, AZ. OSAIC serves a broad mix of retail and institutional clients, offering integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to various managed account solutions. The firm employs asset-allocation tools, efficient-frontier analysis, and automated rebalancing to construct diversified portfolios and supports multiple advisory platforms and third-party services.

Srdjan Calija is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 designations and bringing 20 years of industry experience. He has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2014. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide investment recommendations.