Michael Mcavoy is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. His prior work includes roles at Oppenheimer & Co and Morgan Stanley Smith Barney. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Amanda Fox is a CFP® professional with 17 years of industry experience. She currently works at Fidelity Investments and has previously held roles at Morgan Stanley and The Vanguard Group. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm’s distinctive operations include managing fund-of-funds structures and employing AI-driven methods in portfolio development.

James Wade is a financial advisor at OSAIC with 21 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining OSAIC in 2024, he worked at Triad Advisors, Inc. for 13 years. OSAIC serves a diverse range of clients including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, financial planning, retirement plan consulting, and access to various managed account solutions using firm-provided asset-allocation tools and third-party platforms.

Michael Hay is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding Series 63 and Series 65 designations and bringing 43 years of industry experience. He has worked with Wells Fargo Advisors since 2012 and joined Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Nathaniel Stangler is a financial advisor with J.P. Morgan Securities in Scottsdale, AZ, holding a Series 66 designation and four years of industry experience. Prior to joining J.P. Morgan Securities in 2026, he worked at Merrill Lynch for five years and held positions at Bmo Harris Bank and other firms. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors by providing investment consulting and advisory services that include asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework in its investment recommendations.

John Chitwood is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63 and Series 66 licenses with 34 years of industry experience. He has worked at Sagepoint Financial, Inc. since 2009. He serves as a successor trustee for a family trust. OSAIC Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, retirement consulting, and access to third-party money managers and managed-account solutions.

Tamara Frattarelli is a financial advisor at OSAIC with 14 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at SagePoint Financial and BMO Harris Financial Advisors. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisors and advisory platforms. The firm offers integrated brokerage and investment advisory services, employing asset-allocation tools and third-party managed account solutions to construct diversified portfolios across various investment vehicles.

Melissa Brasseur is a financial advisor with OSAIC and holds a Series 66 designation. She has 18 years of industry experience and has been with SagePoint Financial since 2015. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of services such as brokerage and investment advisory, financial planning, retirement plan consulting, and access to third-party money managers and managed-account solutions.

Christian Serena serves as Senior Resident Director at Merrill, where he leads a nine-person team delivering solutions for clients with complex financial needs. He advises on asset and liability management along with trust and estate planning strategies. In his role as Resident Director, he manages an office of ten advisors who deliver advisory services to their clients. Christian focuses on working closely with ultra-high net worth individuals, families, and business owners across the United States to keep client priorities front and center while maintaining a market-focused approach. His team provides a comprehensive range of strategies including investment and risk management, concentrated stock strategies, credit and lending solutions, insurance, access to family office services and private banking, alternative investments, and philanthropy. He collaborates with attorneys, CPAs, valuation experts, and real estate specialists to build integrated strategies tailored for complexity. Christian holds a Bachelor's degree from Western New Mexico University, an Accredited Certificate from New York University, and an MBA from the University of Chicago. He has earned several professional designations including Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He resides in Scottsdale, AZ with his wife and three daughters. His personal interests include boating, cooking, horseback riding, reading, spending time with family, traveling, and yoga. He is involved in professional organizations such as the City of Scottsdale Planning Commission, Scottsdale ARTS AG2 (Young Professionals), Scottsdale Museum of Contemporary Art, and Scottsdale Prevention Institute.

Lincoln Gima is a financial advisor at Edward Jones with 32 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Edward Jones in 2019, he worked at various Charles Schwab entities from 1995 to 2019. Outside of his advisory role, he is a member of Carefree Autos, LLC, an automotive-related business. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, and charitable organizations. The firm manages over $1 trillion in assets with a large network of advisors and branch offices, offering a range of advisory strategies and affiliated investment products under a fiduciary standard.

Peter Viles is a financial advisor at OSAIC with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Sage Point Financial, where he spent seven years, as well as Scottrade Inc. for thirteen years. OSAIC serves a diverse range of clients, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of affiliated advisors and multiple platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios that include a variety of investment vehicles.

Nicholas Meyer is a financial advisor at OSAIC with 24 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at SagePoint Financial, Inc. and Proequities Inc. OSAIC serves a diverse range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, providing brokerage and advisory services through a large network of affiliated advisers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated portfolio rebalancing, with access to multiple investment products and third-party money managers.

Aaron Schram is a financial advisor with Raymond James Financial Services Advisors, Inc. in Scottsdale, AZ, holding a Series 66 designation and bringing nine years of industry experience. His prior roles include positions at Massmutual Greater Phoenix, Western & Southern Life, and Edward Jones. He is the owner and manager of Canyon State Capital LLC, an investment support company based in Scottsdale. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutions. The firm employs tailored, non-discretionary planning and uses analytical tools to model potential outcomes, supporting client implementation primarily through its advisory programs.

Michael Sammons is a financial advisor with LPL Financial in Phoenix, AZ, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at LPL Financial since 2009 and is also employed by Arizona State Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a broad range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Kristin Evans is a financial advisor with Ameriprise in Phoenix, AZ, holding a Series 66 designation and eight years of industry experience. She previously worked at Edward Jones for six years and has additional experience with Pearson and Edgepoint Learning. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning through written recommendation reports and ongoing advice. The firm’s approach integrates proprietary investment research, third-party data, and algorithmic tools within a defined investment universe influenced by its affiliated product relationships.

Kimberly Cole is a financial advisor at Osaic with 15 years of industry experience. She holds a Series 66 designation and has worked previously at Triad Advisors, LLC and SagePoint Financial. Osaic Wealth, Inc. serves a diverse client base including retail and institutional investors, offering brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm uses a range of investment tools and platforms to construct portfolios that include stocks, bonds, mutual funds, ETFs, and alternative investments.

Joseph Gaeckle is a financial advisor with Osaic Wealth, Inc. in Scottsdale, AZ, holding Series 63 and Series 65 licenses with 20 years of industry experience. Prior to joining Osaic in 2025, he worked for Lincoln Financial Advisors for 12 years. Outside of advisory work, he owns and manages a rental property in Ventnor, NJ. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services through a large network of affiliated advisors, utilizing tools such as asset-allocation models and automated rebalancing to build diversified portfolios.

Bahram Tabesh is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds the Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2013, having also worked at JPMorgan Chase Bank, N.A. since 2012. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

David Givnish is a financial advisor with LPL Financial in Carefree, AZ, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He worked at National Planning Corporation for four years before joining LPL Financial in 2017. Additionally, he is involved in fixed insurance sales including life, long-term care, and health insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management, model portfolios, and research from multiple sources.

Nabeha Brown is a financial advisor at OSAIC with six years of industry experience. She holds the Series 63 and Series 66 designations and has previously worked at Triad Advisors, Morgan Stanley Smith Barney LLC, Robinhood Financial, and Charles Schwab and Co., Inc. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, including financial planning, retirement plan consulting, and access to third-party money managers, using tools such as asset-allocation models and automated rebalancing to construct diversified portfolios.