Victor Bruno is a financial advisor with Morgan Stanley in Tucson, AZ, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Bank of America, and Merrill Lynch. Outside of finance, he participates in a neuromodulatory treatments research study at Duke University focused on pain management in traumatic brain injury. Morgan Stanley Wealth Management serves individuals and institutional clients with a range of advisory programs and financial planning solutions, managing approximately $2.74 trillion in client assets and utilizing structured planning tools such as Monte Carlo simulations and the insights of a Global Investment Committee.

Clyde Turpin is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 36 years of industry experience. He has worked with Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of his advisory role, he serves as Treasurer and Finance Committee Member of the Sigma Pi Phi Gamma Alpha Boule Fraternity in Atlanta, managing and overseeing the organization’s finances. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a broader range of financial products including insurance-related vehicles and bank deposit sweep options.

Carol Larson is a financial advisor with LPL Financial in Tucson, AZ, holding the CFP® designation along with Series 63 and Series 65 licenses. She has 42 years of industry experience and has worked at several firms, including U.S. Bancorp Investments and Chase Investment Services. Larson also serves at Hughes Federal Credit Union alongside her role at LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of financial planning and investment management solutions, utilizing both in-house research and third-party strategies, supported by advanced operational tools.

Burt Derman is a CFP®-credentialed financial advisor with 39 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. He is based in Tucson, AZ. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

David Keefe is a financial advisor at Cetera with 25 years of industry experience. He holds Series 65 and Series 66 licenses and has held roles at several firms including FFEC Wealth Partners and First Financial Equity Corporation. Outside of his advisory work, Keefe manages group health insurance contracts through his own business. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with access to a range of portfolio management and financial planning services, supporting over 10,000 advisors and managing over $256 billion in assets.

Stephen Neff is a financial advisor with Raymond James & Associates in Tucson, AZ, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. He worked at Merrill for 40 years before joining Raymond James in 2017. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and public entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services.

Richard Blythe is a financial professional with 45 years of industry experience, currently affiliated with Cetera. He holds Series 63 and Series 65 licenses and has worked at Cetera and its related entities since 2014. Outside of his advisory role, he operates a health insurance sales and services business as a sole proprietor. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform, supporting both discretionary and non-discretionary strategies across various program structures.

Aaron Crowley is a financial advisor at RBC Capital Markets with 15 years of industry experience. He holds Series 63 and Series 66 designations and has worked at RBC Capital Markets since 2011 and City National Bank since 2017. Outside of his advisory role, Crowley serves as a committee member for the Pima Community College Foundation and as secretary on the board of directors for the Tucson Conquistadores. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual and institutional clients with discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services. The firm offers tailored strategies through multiple wrap fee advisory programs, leveraging both in-house and third-party investment resources.

Amy Braunz is the Vice President and Financial Consultant at Fidelity Investments, a position she has held since 2022. She draws on her background as an engineer to assist clients in designing and implementing financial plans that align with their goals and values. Amy has previous experience as a Private Wealth Advisor at Goldman Sachs, where she worked from 2012 to 2015. She holds a California Insurance License. Her approach focuses on building trust and dependability through attentive listening and disciplined execution of financial strategies.

Abhishek Gaur is a financial advisor with Merrill, holding a Series 66 designation and seven years of industry experience. He has worked at Merrill and Bank of America since 2017 and spent one year at Wells Fargo Bank. Outside of his advisory role, he serves as a power of attorney for a family member. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Napoleon King is a Series 66 licensed financial advisor with one year of industry experience. He currently works at Thrivent Investment Management in Tucson, AZ, and has previously held roles at MML Investors Services, MassMutual Life Insurance Co, and Lenox Advisors. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive, goal-based financial analyses and planning without discretionary trading authority.

Fernando Arreola Tapia is a financial advisor at Morgan Stanley in Tucson, AZ, holding a Series 66 credential with nine years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2016, including Morgan Stanley Private Bank, N.A. since 2018. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs with a focus on tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Michael Carley is a financial advisor at LPL Financial with 27 years of industry experience. He holds the Series 63 and Series 65 designations and has been with LPL Financial since 2009. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors and oversight of more than $819 billion in discretionary assets.

Lemar Edwards is a financial advisor at Fidelity with Series 63, 65, and 66 licenses and one year of industry experience. He has previously worked at Transamerica Financial Advisors, Marketech International Corporation USA, and World Financial Group, and served in the United States Navy from 2011 to 2019. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including IRS-qualified Charitable Gift Funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios consisting of mutual funds, ETFs, and ETPs.

Tracy Mcnamara is a financial advisor with Merrill in Tucson, AZ, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. She has been with Merrill since 1983. Outside of her advisory role, she is involved in a family-held landscaping business, where she manages financial transactions. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Mikey Marquez is a Planning Consultant at Fidelity Investments, a position he has held since 2025. Prior to this role, he worked at Fidelity Investments as a Relationship Manager from 2024 to 2025 and as a Financial Representative from 2023 to 2024. Before joining Fidelity, Mikey was a Financial Professional at MassMutual from 2019 to 2023. Mikey emphasizes providing each client with a world-class experience, leading interactions with empathy and genuine candor to ensure clients feel welcome and secure. He believes in meeting clients where they are to create financial plans that can lead to positive changes. Outside of his professional work, Mikey enjoys football, golf, hiking, movies, outdoor adventures, and yoga.

Laurence Goldstein is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He has worked with Cetera and its affiliates since 2022 and previously spent six years at First Financial Equity Corporation. Outside of his advisory roles, he owns Constellation College Planning, a business that assists families with navigating the college process, and serves as a minister performing marriage ceremonies. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Ivan De La Hoya Meza is a financial advisor with Wells Fargo Clearing in Yuma, AZ, holding Series 63 and Series 66 licenses and six years of industry experience. He has been with Wells Fargo Clearing since 2019 and has worked at Wells Fargo Bank, NA since 2013. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is guided by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Richard Phillips is a financial advisor at Wells Fargo Advisors with 33 years of industry experience. He holds Series 63 and Series 66 registrations and has worked at various Wells Fargo entities since 2009. Outside of his advisory role, he serves as a personal representative for a family estate and as a co-trustee for his parent's trust. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad planning menu with specialized services, using proprietary research and tools to develop tailored recommendations delivered through meetings and written summaries.

Christine Aronoff is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions grounded in modern portfolio theory and tailored to plan-specific objectives and risk tolerances.