McKay Robbins currently serves as Vice President and Branch Leader at Fidelity Investments, a role he has held since 2023. Prior to this position, he was a Senior Manager at Morgan Stanley in 2023 and has held several branch management roles, including Branch Manager at E*TRADE from 2018 to 2023 and at Scottrade from 2014 to 2018. He began his career as a Financial Consultant at E*TRADE from 2006 to 2011 and then at TD Ameritrade from 2011 to 2014. Throughout his career, McKay has worked closely with financial consultants and support associates to assist clients in preparing, planning, and pursuing their financial goals. His experience spans various leadership roles in well-known financial institutions. Outside of his professional life, McKay enjoys football, golf, hiking, motorcycles, outdoor adventures, and volunteering.

John Boyd is a Chartered Financial Consultant (ChFC®) with 33 years of experience at Edward Jones, where he has worked since 1992. He holds Series 63 and Series 65 licenses and is based in Reno, NV. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, investment strategies, and affiliated services through a large network of financial advisors and branch offices nationwide.

James Motteler is a financial advisor with Ameriprise, holding Series 63 and Series 65 credentials and 35 years of industry experience. He has been with Ameriprise and its affiliate since 2015. Outside of his advisory role, he has business ownership interests in a consulting venture unrelated to investment activities. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

John Dierking is a financial advisor at Stifel with 30 years of industry experience. He has held his current role at Stifel Nicolaus & Co Inc since 2012. Outside of his advisory work, he serves on the investment committee of the St. Bernard Project, a disaster relief nonprofit. Stifel serves a diverse client base including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is based on proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Joanna Moran is a financial advisor at Cetera with 23 years of industry experience. She holds a Series 66 designation and has worked with Cetera and Cetera Wealth Services since 2013. In addition to her advisory role, Moran sells life, annuities, and long-term care insurance as an insurance agent and serves as managing member of Tahoe Rim Wealth Advisors, LLC, which provides insurance, financial services, and bookkeeping. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a network of independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers across multiple program structures, managing over $256 billion in assets with more than 10,000 advisors.

Roberto Tapia is a financial advisor with LPL Financial in Reno, NV, holding a Series 66 designation and eight years of industry experience. He previously worked at Edward Jones for eight years and has experience outside finance working with Land Rover Rocklin. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios, with a focus on combining scale and diverse financial offerings alongside its advisory platform.

Monica House is a financial advisor with Morgan Stanley in Reno, NV, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has worked with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009. House serves as a board member of Soroptimist International of Sierra Reno, a nonprofit focused on community service for children and youth. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Leah Schug is a financial advisor at Morgan Stanley with 13 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2014 and 2015, respectively. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services directly and through Corporate Financial Planning agreements.

Christopher Knight is a Financial Consultant currently working with Fidelity Investments since 2020. He has held various roles in the financial services industry, including Vice President and Financial Consultant at Charles Schwab from 2018 to 2020, and Associate Financial Consultant at Charles Schwab from 2017 to 2018. Prior to that, he served as a Financial Representative at Fidelity Investments from 2015 to 2017. His professional experience encompasses a range of financial consulting roles, reflecting a commitment to helping clients pursue their financial goals. Christopher holds a California Insurance License, supporting his ability to provide comprehensive financial advice. Outside of his professional work, Christopher has personal interests in fitness and music, specifically as an instrumentalist.

Chris Osborne is a financial advisor at Morgan Stanley with 51 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Maricela Hyatt is a financial advisor with Wells Fargo Clearing in Reno, NV, holding a Series 66 designation and seven years of industry experience. Her prior roles include positions at Morgan Stanley Private Bank, U.S. Bancorp Investments, and self-employment. She serves as vice president of special events and advisory board member for the University of Nevada Reno College of Business Alumni Association. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Christopher Scaduto is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones. Scaduto has ownership history in event services through Showdown Entertainment LLC and Vindeer LLC, though both businesses are primarily inactive. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning that combines investment research and algorithmic tools to provide written recommendations and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

Roman Satroplus is a CFP® professional with four years of industry experience, currently serving at LPL Enterprise LLC. His prior experience includes roles at Bank of America, Merrill, Levin Group, and the University of Nevada Reno. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate entities. The firm employs a model-driven investment approach utilizing portfolios developed by LPL’s Research Department and third-party strategists, alongside offering financial planning and access to third-party asset managers.

Tayler Clutts is a CFP® professional with four years of industry experience, currently affiliated with Raymond James Financial. Prior to joining Raymond James, Tayler worked at Nevada Family Wealth and has been involved with multiple entrepreneurial ventures, including ownership roles at Crest View Wealth Group and TCK Drive, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting for individual, high-net-worth, corporate, and institutional clients. The firm emphasizes tailored, non-discretionary strategies using analytical tools and supports a broad advisor network with specialized services including municipal and SIMPLE IRA consulting.

Pablo Gutierrez is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 11 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC and Wells Fargo Bank, N.A. Outside of his advisory role, he works as a driver for Uber and Lyft on a limited basis. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Terrel Scott is a financial advisor with Morgan Stanley in Reno, NV, holding Series 63 and Series 66 licenses and bringing 45 years of industry experience. He has worked at Morgan Stanley since 2013 and at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, Mr. Scott operates a personal farming business and serves as an officer and board member of the Humbolt Hunt Club, a recreational organization in Nevada. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer offering a broad range of advisory programs and financial planning services to individuals and institutions. The firm employs structured planning processes supported by proprietary tools and serves clients through both direct and corporate financial planning agreements.

Crystal Retterath is a financial advisor with RBC Capital Markets in Reno, NV, holding Series 63 and Series 66 credentials and 21 years of industry experience. She has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs with portfolio management, financial planning, custody, and brokerage services tailored to clients’ Advisory Risk Profiles.

David Iubelt is a financial advisor with RBC Capital Markets, LLC, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. His prior experience includes roles at City National Bank and Bank of America/Merrill. RBC Wealth Management serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs combining discretionary and non-discretionary portfolio management with multiple investment management resources and tailored strategies based on client risk profiles.

Joel Muller is a financial advisor with Edward Jones in Reno, NV, holding the ChFC® and Series 66 designations and bringing nine years of industry experience. Prior to joining Edward Jones in 2017, he worked at Renown Health for eleven years. He is co-trustee of the Muller Family Trust. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs with discretionary and non-discretionary strategies, access to separately managed accounts, affiliated mutual funds, and operates under a fiduciary standard.

Christopher Ferre is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and possessing 17 years of industry experience. He has worked at Wells Fargo in various capacities since 2008, including roles at Wells Fargo Advisors LLC and Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets with more than 14,000 advisors and offers both brokerage and advisory solutions.