Darryle Grimes is a financial advisor with Ameriprise, holding a Series 66 designation and 10 years of industry experience. He has worked at Ameriprise since 2020 and previously spent six years with First Command in various advisory and planning roles. He serves as treasurer on the board of the Military Officers Association of America, Miramar Chapter. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. Its Premier Retirement Income service offers tailored retirement planning advice focused on income reliability and tax-aware withdrawal strategies.

Amy Horsley is a financial advisor at Merrill with 15 years of industry experience. She holds a Series 66 designation and has previously worked at TD Ameritrade and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sergio Pedro Perez is a financial advisor at Merrill with nine years of industry experience. He holds Series 63 and Series 66 designations and has worked at Bank of America, Merrill, and Wells Fargo entities throughout his career. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kelly Takacs is a Planning Consultant at Fidelity Investments, a role she has held since 2021. Prior to this, she worked as a Relationship Manager from 2018 to 2021 and as a Financial Representative from 2016 to 2018, all within Fidelity Investments. Kelly holds a California Insurance License. Her professional approach involves gaining a deep understanding of her clients' situations to build plans that support their needs and desires. Outside of her professional work, Kelly has interests in fitness, pets, Pilates, traveling, and yoga.

Ann Tu is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Nicolle Hudachek is a financial advisor with Robert W. Baird & Co., holding a Series 66 designation and bringing 20 years of industry experience. She has been with Robert W. Baird since 2012. She is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The team provides tailored consulting and portfolio services, including financial planning and discretionary management, employing a variety of investment strategies and overlay services.

Sarah Karpicus is a financial advisor at Edward Jones with four years of industry experience. She holds the Series 66 designation and has prior experience with Shakti Rising, a nonprofit organization focused on healing and recovery. Outside of her advisory role, she owns and manages Yellowbird Expressive Arts, an expressive arts therapy business offering individual sessions, groups, retreats, and virtual programs, and participates as a performer in a local playback theatre troupe. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large network of financial advisors and branch offices nationwide.

Michael Roberts is a financial advisor with Morgan Stanley in San Diego, CA, holding a Series 63 designation and 33 years of industry experience. He has worked at Morgan Stanley since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Aysha Williams is a CFP®-designated financial advisor at Charles Schwab with seven years of industry experience. She has worked at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. since 2019. Prior to that, she held positions at The Music Center and the University of California Los Angeles. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by comprehensive research and centralized operational infrastructure.

Anette Schol Bermel is a financial advisor with Cetera, holding a Series 66 designation and 16 years of industry experience. She has previously worked at Avantax Advisory Services and several other firms, including Raymond James Financial and First Command. In addition to her advisory role, she is involved in tax preparation and bookkeeping through Professional Financial Services in La Mesa, CA. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with diverse portfolio management options ranging from model portfolios to bespoke strategies, supported by a nationwide network of over 10,000 advisors.

Sam Farhan is a financial advisor at Fidelity with eight years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. Outside of his advisory role, he operates Manifest Dream Coaching, providing online life coaching services, and is a partner in an online candy store called Swede Joys. Fidelity's Strategic Advisers LLC offers investment management and advisory services to a diverse client base, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs.

My Linh Phan is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, she worked at Comerica Bank and was involved with Black Diamond Realty LLC for three years, in addition to her education sector experience. Strategic Advisers LLC, a Fidelity Investments company where she practices, provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm utilizes a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, with distinctive involvement in commodity pool management and advisory roles for registered investment companies.

Thomas Drabek is a CFP® with 38 years of industry experience. He is currently with Osaic and has previously worked at Woodbury Financial Services and Securities America. In addition to his advisory roles, he operates two sole proprietorships focused on the sale of insurance products, including fixed and index annuities, long-term care, disability, and life insurance. Osaic Wealth serves a diverse client base that includes individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services through a multi-advisor platform, employing model-based asset allocation and portfolio optimization with multiple investment program options.

Melody Donnelly is a financial advisor at Charles Schwab with 14 years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at TDAmeritrade, Word and Brown, and The Prudential Insurance Company of America. Outside of advising, she has a long-standing involvement with Laz Parking since 2016. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary advisory guidance and access to affiliated discretionary separately managed accounts.

Garret Campbell is a financial advisor with Thrivent Investment Management in Santee, CA, holding a Series 66 credential and 10 years of industry experience. He has been with Thrivent Financial and Thrivent Investment Management since 2016. Outside of his advisory role, he serves as a board member for Casa Esperanza para Niños, a nonprofit supporting abandoned and abused children in Hermosillo, Mexico. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on comprehensive, goal-based financial planning without discretionary trading authority. The firm allows clients to combine planning with managed-account programs through a consolidated billing option called “WealthPlan” while maintaining separation between services.

Zachary Cohodes is a financial advisor with LPL Financial holding a Series 66 designation. He has experience working at several firms including BMO Bank, Raymond James & Associates, Five9, Hexagon SIG, and Accenture. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supporting over 22,800 advisors and managing more than $819 billion in discretionary assets.

Eithar Gaggi is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. She holds Series 63 and Series 66 credentials and has been with J.P. Morgan Securities since 2012. Outside of her advisory role, she has an ownership interest in a rental property. J.P. Morgan Securities provides institutional consulting services focused on asset allocation advice, investment manager research, and customized performance reporting for plan sponsors, corporations, and endowments. Their program emphasizes non-discretionary, model-driven recommendations supported by centralized due diligence and includes access to derivatives and commodities capabilities through affiliates.

Patrick Archer is a financial advisor at Fidelity with one year of industry experience. He holds the Series 66 designation and has worked at firms including Breakaway Wealth Management and several educational institutions. Archer has also been involved with Lou & Mickeys, a non-investment business outside his advisory role. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable gift funds and registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, offering model portfolios composed of mutual funds, ETFs, and ETPs.

Bryn Tannone is a financial advisor at Fidelity with Series 63 and Series 65 credentials and three years of industry experience. His prior work includes roles at Spruce Farm and Fish, The Glen at Scripps Ranch, and Pulsar Entertainment. He also has experience related to the University of Colorado, Boulder. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, management of registered investment companies, and integration of AI in its research processes.

Jonathan Isaac is a financial advisor at Osaic with 27 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Sagepoint Financial, Inc. for 14 years and Independent Capital Management for over two decades. Outside of advising, Isaac is involved in mortgage origination and serves as a certified estate planner, referring clients for estate planning services. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with a model-based investment approach that includes asset allocation and portfolio optimization supported by various tools and multiple program options.