Jessica Shore is a CFP® professional with six years of industry experience. She currently serves at Beacon Pointe Advisors, LLC and previously worked at Waypoint Wealth Partners and Ashfield Capital Partners. Shore remained involved with Waypoint Wealth Partners in a limited capacity following its acquisition. Beacon Pointe Advisors, LLC offers wealth advisory, consulting, financial planning, and outsourced chief investment officer services to individuals, corporations, and institutional clients. The firm uses a combination of active and passive investment strategies and maintains proprietary private funds alongside third-party manager selection.

Jeffrey Paskwietz is a financial advisor at PlanMember Securities Corporation in Laguna Niguel, CA, with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at PlanMember since 2011 and with Team Advisors since 2014. PlanMember provides retirement-plan advisory services to employers and participants, acting as a fiduciary under ERISA Section 3(38) for many plans. The firm uses a top-down strategic asset allocation approach to manage risk-based mutual fund portfolios, and offers education, support, and personalized retirement planning services to plan sponsors and participants.

Patrick Crowley is a financial advisor at Oppenheimer with a Series 66 designation and four years of industry experience. His previous work includes roles at Robert Half and Kohl's Department Stores. Based in Newport Beach, CA, he has been with Oppenheimer since 2021. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, retirement plans, and charitable organizations. The firm offers a range of investment programs and advisory services, including discretionary and non-discretionary portfolio management and consulting tailored to client objectives.

Steven Arrigo is a financial advisor at D.A. Davidson & Co. with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has been with D.A. Davidson since 2013. Outside of his advisory role, he serves as assistant treasurer for the Newport Harbor Yacht Club, a nonprofit organization in Newport Beach, CA. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual investors, charities, and corporations. The firm offers a range of services such as ERISA retirement plan advisory, comprehensive financial planning, and a private wealth program for clients with over $20 million in net worth.

Austin Lachapelle is a financial advisor at Wealth Enhancement Advisory Services, LLC with one year of industry experience. He holds a Series 66 designation and has worked at several firms including Millennial Advisers and Ten-X prior to joining Wealth Enhancement. No additional outside activities are noted. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and uses a diversified investment approach combining passive and active strategies, supported by an internal Investment Committee and a range of implementation tools and affiliated services.

Brandt Kuhn is a CFP® with 19 years of industry experience, currently serving as a financial advisor at Beacon Pointe Advisors, LLC since 2020. His prior experience includes roles at Purshe Kaplan Sterling Investments and Integrated Wealth Management, Inc. He is also licensed as an insurance agent and conducts limited insurance sales activities. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse client base, including individuals, institutions, and retirement plans. The firm utilizes a disciplined approach involving third-party independent managers, asset allocation modeling, and a formal due-diligence process, and sponsors proprietary investment vehicles such as private funds and a registered interval fund.

James Andrews is a CFP® professional at Hightower Advisors with three years of industry experience. He previously worked for Goldman Sachs for eight years before joining Hightower in 2023. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, offering solutions such as discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm’s advisory model focuses on manager selection and multi-manager strategies, utilizing both affiliated and third-party managers along with proprietary research and a variety of investment vehicles.

Cristian Zuniga is a financial advisor at Hightower Advisors with a Series 66 designation and four years of industry experience. His prior roles include positions at Morgan Stanley and Independent Financial Group, LLC. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, and pooled investment vehicles, utilizing a multi-manager approach that incorporates proprietary research and a broad range of investment strategies.

Dennis Cotnoir is a financial advisor with Money Concepts Capital Corp in Mission Viejo, CA, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has been with Money Concepts Capital Corp since 2002 and also owns a tax returns and accounting business, which he has operated since 1976. Money Concepts Advisory Service provides portfolio management, financial planning, and consulting services to a diverse client base, including individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporations. The firm employs a mix of model portfolios, advisor-designed portfolios, and third-party sub-advisers, utilizing fundamental and technical analysis alongside modern portfolio theory to manage assets.

Michael Triana is a Series 66-licensed financial advisor with Commonwealth Financial Network, based in Mission Viejo, CA. He has 15 years of industry experience, all of which he has spent at Commonwealth since 2011. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and operational support, allowing affiliated advisors discretion in portfolio construction alongside access to proprietary model portfolios and diverse program structures.

Darren Hem is a financial advisor at Beacon Pointe Advisors, LLC with 11 years of industry experience. He holds the CFP®, CFA®, and Series 66 designations. His prior experience includes roles at TRB Wealth Management, Hem Investment Consultants, EP Wealth Advisors, and Capital Group. Beacon Pointe Advisors provides wealth advisory, consulting, financial planning, retirement-plan services, and outsourced chief investment officer solutions to a diverse client base, including high-net-worth individuals and institutional investors. The firm combines asset-allocation modeling with third-party independent managers and employs both active and passive strategies across public and private markets.

Julie Johnson is a financial advisor at Beacon Pointe Advisors, LLC with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has been affiliated with Beacon Pointe Advisors since 2010. In addition to her advisory role, she is a licensed insurance agent involved in the sale of life and accident/health insurance products through Beacon Pointe Insurance Services, LLC. Beacon Pointe Advisors provides wealth advisory, consulting, financial planning, retirement-plan services, and outsourced chief investment officer solutions to a diverse client base, including individuals, corporations, and institutional clients. The firm uses a combination of asset allocation modeling and third-party independent managers, employing both active and passive strategies across various asset classes.

Xiaoying Shi is a financial advisor with Transamerica Financial Advisors in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with Transamerica Financial Advisors since 2012 and has been associated with World Financial Group since 2001. She is involved in the sales of insurance and non-insurance products for companies affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and charitable organizations, offering both advisory and broker-dealer services with a variety of fee-based and commission-based programs. The firm combines proprietary and third-party model portfolios with discretionary and non-discretionary management options.

Vanessa Burnett is a CFP® with 17 years of experience in financial advising. She is currently with Beacon Pointe Advisors, LLC and Beacon Pointe Insurance Services, having previously worked at United Planners' Financial Services and BRIDGE ADVISORY (f/k/a PENNIALL & ASSOCIATES). Outside of her advisory roles, she serves as Secretary on the Board of Directors for Elizabeth House, a nonprofit organization. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse range of individual and institutional clients. The firm utilizes a manager-focused investment approach, combining asset allocation modeling with both active and passive strategies, and offers services including discretionary wealth management and retirement plan consulting.

Trevor Cummings is a CFP® and Series 66-registered financial advisor with 12 years of industry experience. He has worked at HighTower Advisors and HighTower Securities since 2016 and was previously with Morgan Stanley from 2013 to 2016. He is based in Newport Beach, CA. HighTower Advisors provides investment advisory and planning services to a diverse client base, including individual and institutional investors. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers across a range of investment vehicles and strategies.

Daniel Cucuiat serves as a Financial Consultant at Fidelity Investments, a position he has held since 2022. Prior to this role, he was an Investment Adviser Representative at Guardian Financial Partners from 2021 to 2022 and at Signature Resources Capital Management from 2007 to 2021. Throughout his career, Daniel has focused on building client relationships based on trust, discipline, and knowledge to help clients work toward their financial goals. He holds a California Insurance License, which supports his ability to provide comprehensive financial advice. Outside of his professional work, Daniel enjoys biking, scuba diving, and skiing.

Jeanette Urrutia is a CFP® professional at Beacon Pointe Advisors, LLC with 11 years of industry experience. She previously worked at WCG Wealth Advisors, LLC and LPL Financial. In addition to her advisory role, she is also an insurance agent with Beacon Pointe Insurance Services, LLC. Beacon Pointe Advisors provides wealth advisory, consulting, financial planning, and outsourced CIO services to individual, corporate, pension, and institutional clients. The firm employs a combination of active and passive strategies, utilizes third-party independent managers selected through due diligence, and offers proprietary private funds alongside its enterprise advisory services.

Michael Dow is a CFA® charterholder with eight years of industry experience, currently serving as a financial advisor at Beacon Pointe Advisors, LLC since 2018. Prior to joining Beacon Pointe, he worked at UBS Asset Management for nine years. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs a combination of third-party independent managers selected through a proprietary due-diligence process and offers a range of services such as discretionary wealth management, retirement plan consulting, and outsourced CIO solutions.

Carla Yuan is a financial advisor at Beacon Pointe Advisors, LLC with one year of industry experience. She holds a Series 65 designation and has previously worked at Wealth Consulting Group, Keller Williams Bay Area Estates, Uworld, First Team Real Estate, and Wiley. Beacon Pointe Advisors provides wealth advisory, financial planning, retirement-plan platform services, and outsourced chief investment officer solutions to a diverse client base including individuals, corporations, and institutional clients. The firm combines asset-allocation modeling with a curated list of independent managers and employs both active and passive strategies across public and private assets.

Colten Franco is a financial advisor at &Partners with seven years of industry experience. He holds the CFP® and ChFC® designations and has previously worked at Wells Fargo Clearing and Fidelity Investments. Before entering finance, he was involved in the restaurant business. &Partners serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and private businesses, offering investment management, financial and tax planning, and brokerage services through its dual registration as a registered investment adviser and broker-dealer. The firm employs a variety of investment strategies, combining fundamental, technical, and quantitative analysis with both proprietary and third-party portfolios.