Dennis Boneck is a financial advisor at Stifel with 40 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at UBS Financial Services Inc for 15 years. Boneck is based in Santa Barbara, CA. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and advisory services. The firm’s investment approach is supported by proprietary methodology from its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to inform asset allocation and financial planning analyses.

Jerrad Burford is a financial advisor with Morgan Stanley in Montecito, CA, holding Series 63 and Series 65 licenses and with 34 years of industry experience. His career includes roles at Merrill, Citigroup Global Markets, and Morgan Stanley Smith Barney and Private Bank, where he has worked since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a wide range of advisory programs including tailored financial planning. The firm utilizes structured planning processes and tools, with a focus on advisory services supported by extensive resources and broad financial offerings.

Burke Francis is a financial advisor at LPL Financial with 59 years of industry experience. His prior roles include long tenures at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and third-party asset management access, supported by extensive advisor tools and a large network of investment professionals.

Robin Kopeikin is a financial advisor at J.P. Morgan Securities with 29 years of industry experience. He holds the CFA® designation along with Series 65 and Series 63 licenses. His prior roles include positions at First Republic Investment Management and Starbuck Tisdale & Associates. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. Their process combines quantitative and qualitative research and includes broader derivatives and commodities capabilities through affiliated entities.

Clarisa Andrade is a financial advisor with Merrill in Santa Barbara, CA, holding a Series 66 designation and 16 years of industry experience. Her prior roles include positions at Wells Fargo Advisors and Wells Fargo Investments, LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Lucas Adam is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. Prior to joining Fidelity, he held positions at Red Diamond Cooling Inc and served in various roles at California Polytechnic State University, San Luis Obispo. Fidelity’s subsidiary, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction across a broad range of investment vehicles.

Aaron Crocker is a financial advisor with Edward Jones in Carpinteria, CA, holding a Series 66 designation and eight years of industry experience. He has been with Edward Jones since 2017 and previously worked at LoanDepot from 2012 to 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by a large network of advisors and branch offices nationwide.

James Halink is a Series 66-licensed financial advisor at Merrill in Santa Barbara, CA, with nine years of industry experience. He has been with Merrill since 2016 and is also involved with the Enterprise Fish Company since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, supported by internal and third-party asset managers.

Colby Laxton is a financial advisor with Charles Schwab in Santa Barbara, CA, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at TD Ameritrade, Scottrade, and Charles Schwab Bank. Outside of advising, he is involved as a landlord in a real estate venture. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions alongside centralized custody and brokerage services.

John Kearney serves as a Senior Resident Director at Merrill Resident Director. He specializes in family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, and retirement income. John brings a focus on helping families with their investments and legacy planning. He holds the professional designations CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). John earned bachelor's degrees from Bucknell University and Pepperdine University. A sixth-generation Ventura resident, John enjoys engaging with his community. His personal interests include adventure sports, scuba diving, surfing, and tennis.

Marcus Swaim is a financial advisor at J.P. Morgan Securities in Santa Barbara, CA, holding Series 66 and Series 63 credentials with 27 years of industry experience. He has been employed with J.P. Morgan Securities since 2008 and JPMorgan Chase Bank, N.A. since 2010. Marcus is also an employee of JPMorgan Bank, which enables him to offer certain bank products and services including deposit and credit products. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory process includes written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and an ESG eligibility framework.

George Rasher is a financial advisor with Morgan Stanley in Santa Barbara, CA, holding a Series 66 designation and 19 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2011, following four years at UBS Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer, offering a wide range of advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in assets and uses structured planning tools, including Monte Carlo simulations and Global Investment Committee return estimates, to support its financial planning process.

Megan Macisaac is a financial advisor at Merrill with 13 years at the firm and 7 years of industry experience. She holds the Series 66 designation. Outside of her advisory role, she serves as co-trustee of a family trust and is associated with a private investment entity focused on diversification. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Kirk O'Brien is a financial advisor at Osaic Wealth with 22 years of industry experience. He holds a Series 66 designation and previously worked for Lincoln Financial Advisors Corporation for 21 years. Outside of advisory work, he is co-owner of a restaurant in Newport Beach, CA. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations. The firm offers brokerage and advisory services using model-based asset allocation and portfolio optimization, supporting various managed account programs and third-party money managers.

Hilda Gonzalez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and seven years of industry experience. She has been with Wells Fargo Clearing Services LLC since 2019 and has worked at Wells Fargo Bank NA since 2006. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides a range of investment advisory services, financial planning, and retirement plan consulting, utilizing research from Wells Fargo Investment Institute and third-party sources.

Eric Kulberg is a Series 66 licensed financial advisor with seven years of industry experience. He has worked at Merrill since 2019, following roles at Johnnansen & Associates and Ifam Capital. Kulberg is based in Santa Barbara, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.