Zoe Ng is a financial advisor at Independent Financial Group, LLC with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Independent Financial Group since 2005. Outside of her advisory role, she is a California notary public and is involved in real estate sales and property management alongside her spouse. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser that provides brokerage, portfolio management, financial planning, and retirement plan services to individuals, charities, corporations, and plan sponsors. The firm offers advisory programs through its AccessPoint platform and relationships with third-party asset managers, serving a broad client base including high-net-worth individuals and institutional clients.

Tina Tsao is a financial advisor at Transamerica Financial Advisors with 15 years of industry experience. She holds the Series 66 designation and has worked at firms including Deutsche Bank and Citi Private Bank. Tsao has also been involved in sales of insurance and non-insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers to implement its advisory services through multiple program platforms.

Tracie Glaros is a financial advisor with Creative Planning, holding a Series 66 designation and four years of industry experience. Prior to joining Creative Planning, she worked at Maxwell Wealth Strategies Inc., Raymond James Financial Services, and Edward Jones. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, pension and profit-sharing plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing, buy-and-hold strategies, and access to private market investments.

Wing Ng is a financial advisor with Voya Financial Advisors, Inc. in San Jose, CA, holding Series 63 and Series 65 credentials and 23 years of industry experience. He has been with various Voya entities since 2014. Voya Financial Advisors, Inc. serves individual and institutional clients, including retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm offers financial planning, portfolio management, wrap programs, third-party money manager access, and plan-sponsor consulting through multiple program structures, emphasizing recommendation-based, non-discretionary relationships.

Ricky Romasanta is a financial advisor at Principal Financial Services with 10 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Principal Securities and Principal Life Insurance Company since 2015. In addition to his advisory role, he works as a licensed agent offering life and disability insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Julius Reyes is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and having 10 years of industry experience. He has worked at Transamerica Financial Advisors since 2015 and is involved with InheritGuard LLC, providing education and client communications on estate planning services. Reyes also participates in college coaching through the Heartland Institute of Financial Education. Transamerica Financial Advisors serves a broad client base including individual investors, employer-sponsored retirement plans, trusts, estates, charitable organizations, and businesses. The firm’s advisory approach emphasizes model portfolios and third-party managers, delivering services through multiple program platforms such as Transamerica ONE, TFA365, and Transamerica ALPHA.

Harry Sherdil is a financial advisor at Private Advisor Group, LLC with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at LPL Financial, Wells Fargo Clearing, and Wells Fargo Advisors. Outside of his advisory role, he manages a business focused on living trusts and estate planning documents and operates a home-based eBay business. Private Advisor Group serves a diverse client base including individuals, trusts, and charitable organizations, offering portfolio management, financial planning, and retirement-plan consulting through various advisory programs and third-party asset managers.

Paramjeet Singh is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and eight years of industry experience. His background includes roles in automotive sales and management at Fremont Toyota, Swickard Auto Group, and Dubin Toyota, alongside part-time involvement in insurance sales through Matrix Insurance Agency. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, utilizing model portfolios and third-party managers across multiple program platforms, with regulatory assets under management totaling approximately $1.7 billion.

Jackson Tung is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He has worked with Transamerica Financial Advisors since 2015 and maintains roles at Gold Team LLC and Zhong Shi & Associates. Outside of his advisory work, he is involved in office management and support activities, including clerical assistance and client services coordination. Transamerica Financial Advisors serves a broad client base with investment advisory, brokerage, and retirement-plan services. The firm utilizes model portfolios and third-party managers to implement its advisory strategies, delivering services through multiple program platforms and a large advisor network.

Silvia Sadikin is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and 14 years of industry experience. She has worked with World Financial Group, Inc. and the Heartland Institute of Financial Education, where she serves as a college consultant. Outside of financial advising, she owns and administers Bee Best Learning Center, an after-school care and tutoring program. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and charitable organizations. The firm employs a model portfolio approach implemented through third-party managers and platforms, delivering services via a large advisor network and multiple program options.

Earl Valencia is a financial advisor at Transamerica Financial Advisors with a Series 65 designation and one year of industry experience. His work history includes roles at Microsoft, Plentina Financial Inc., Charles Schwab, Dell Technologies, and Bridgewater Associates. Transamerica Financial Advisors serves a broad client base including individual investors, employer-sponsored retirement plans, trusts, estates, charitable organizations, and businesses. The firm utilizes model portfolios and third-party managers through multiple advisory programs and platforms, managing approximately $1.7 billion in regulatory assets under management.

Liqiu Jiang is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and having 10 years of industry experience. In addition to her advisory role, she holds senior positions in biostatistics at Vera Therapeutics and Corcept Therapeutics, where she focuses on statistical analysis and clinical trial data. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, and charitable organizations, delivering services through a large advisor network and multiple program platforms. The firm primarily utilizes model portfolios and third-party managers to implement its advisory strategies.

Robert Burlinson is a financial advisor at Mercer Global Advisors Inc. with 13 years of industry experience. He holds a Series 65 credential and has worked within Mercer and its affiliated entities since 2022, previously serving as Managing Member of Regis Management Company, LLC. Burlinson also holds roles in related investment entities including Regis-Fubo LLC and BRK/A Investors, LLC. Mercer Global Advisors provides investment advisory and planning services to a diverse client base including individuals, families, businesses, and nonprofit organizations. The firm employs a Modern Portfolio Theory-based approach focused on globally diversified, risk-appropriate portfolios using a variety of investment vehicles and offers both discretionary and non-discretionary management along with comprehensive financial planning and consulting services.

Nestor Belmonte Jr. is a financial advisor at Private Advisor Group, LLC with 26 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including LPL Financial, Wells Fargo Clearing, and Mariner Independent Advisor Network. He also provides investment advisory services through Mariner Independent Advisor Network LLC. Private Advisor Group serves a diverse client base, offering portfolio management, financial planning, and retirement-plan consulting through a network of investment adviser representatives. The firm provides access to multiple advisory programs, third-party asset managers, and model portfolios supported by firms such as Fidelity, BlackRock, and Goldman Sachs.

Matthew Millett is a Series 65-licensed advisor at Mariner with one year of industry experience. Prior to joining Mariner, he worked at Google for 14 years. Mariner serves a diverse client base including individuals, pension plans, trusts, estates, charitable organizations, corporations, and private funds by providing investment management, financial planning, and retirement plan consulting. The firm employs a customized, discretionary portfolio approach supported by in-house research and third-party managers, and offers integrated tax services and family office capabilities uncommon among large advisory firms.

Christine Opitz is a CFA® charterholder affiliated with Cerity Partners LLC in Los Altos, CA. She joined Cerity Partners in 2025 and has prior experience including roles at the Silicon Valley Community Foundation and Stanford University. Outside of finance, she has experience as a family caregiver. Cerity Partners is an SEC-registered investment adviser serving a diverse client base that includes individuals, families, institutions, and charitable organizations. The firm offers a range of services including investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on customized, diversified portfolio strategies.

James Daoang is a financial advisor at Centaurus Financial, Inc. with two years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Centaurus Financial since 2024, with prior roles at True North Advisors and AAA NCNU. Outside of advising, he is involved in property and casualty insurance sales, including home and auto insurance. Centaurus Financial, Inc. serves a diverse client base, including individuals, families, small businesses, and institutions, offering financial planning and portfolio management through the CLASSIC Plus platform. The firm provides both discretionary and non-discretionary services and utilizes a range of analytical approaches, including fundamental and technical analysis.

Joseph Duca is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and over 20 years of industry experience. He has previously worked at LPL Financial and co-owns 7 Streets Financial, LLC. Outside of advisory work, he is involved in several business ventures related to tourism and charter services in Ketchikan, Alaska. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing roughly $212.7 billion in client assets. The firm provides a broad adviser-support platform including managed-account programs, access to third-party asset managers, and custody/clearing services.

Kyle Thompson is a financial advisor at Creative Planning with 18 years of industry experience. His prior work includes roles at Sageview Advisory Group, C-J Advisory, and TD Ameritrade. He holds Series 63, Series 65, and Series 66 licenses. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base including individuals, pension plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies supplemented by tax-loss harvesting, direct indexing, and selective private market exposure.

Riley Adams is a financial advisor at NewEdge Advisors with two years of industry experience. He holds a Series 65 designation and has a background that includes roles at Google, YATI Media, and Entergy Corporation prior to joining NewEdge Advisors. NewEdge Advisors is a large registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations. The firm provides various portfolio management and consulting services through a network of independent advisers, utilizing both in-house and third-party strategies supported by technology and centralized due diligence.