Phillip Moehrke is a financial advisor at Morgan Stanley in San Jose, CA, holding a Series 66 designation with 11 years of industry experience. He has worked at Morgan Stanley in various capacities since 2014, including his current role at Morgan Stanley Private Bank, N.A. since 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to individuals and institutional clients. The firm provides tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

Judy Klink is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. She has been with the firm since 2000 and brings extensive experience in advising clients on wealth accumulation, preservation, and transfer through customized wealth management strategies. Her approach emphasizes understanding each client's unique financial goals to develop tailored strategies that address their specific needs. Judy holds a Bachelor's degree and a Master's degree in Economics with an emphasis in Finance from San Jose State University. She is a CERTIFIED FINANCIAL PLANNER® professional and holds the Chartered Retirement Planning Counselor™ designation, as well as the Personal Investment Advisor credential. She leverages the investment resources of Merrill Lynch Wealth Management and the banking services of Bank of America to assist clients in managing various aspects of their financial lives. Her client focus areas include education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management services, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. Judy is fluent in Yue (Cantonese), Mandarin, and English.

Miguel Castillo is a financial advisor with Wells Fargo Advisors in San Jose, CA, holding Series 63 and Series 65 credentials and having 28 years of industry experience. His prior roles include positions at UBS Financial Services and Citigroup Global Markets. He is also the owner of CF4CAPITAL, Inc., a private investment-related business. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options tailored to clients who meet certain net-worth criteria. The firm integrates advisory services with various financial products and referral channels, delivering tailored recommendations supported by Wells Fargo research and planning tools.

Franklin Klein is a Series 66-licensed financial advisor with 17 years of industry experience. He is currently with J.P. Morgan Securities in Los Gatos, CA, having previously worked at Charles Schwab, TD Ameritrade, and RBC Capital Markets. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory process combines quantitative and qualitative research to offer non-discretionary, written asset allocation advice, investment manager searches, and customized performance reporting.

Tuyet Do is a financial advisor with J.P. Morgan Securities in Santa Clara, CA, holding Series 63 and Series 66 licenses and four years of industry experience. Prior to her current role, she worked at Deloitte & Touche, LLP for one year and has multiple prior terms at J.P. Morgan and JPMorgan Chase Bank, N.A. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary framework. The advisory process leverages centralized due diligence and integrates quantitative and qualitative research to build model asset allocations.

Ann Margaret Bishop is a Series 66-licensed financial advisor with 17 years of industry experience. She is currently with Fidelity and has previously worked at firms including Morgan Stanley Smith Barney, Wells Fargo Advisors, Natixis Investment Managers, and First Republic Securities Company. She is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm combines proprietary fundamental research with quantitative analysis and systematic portfolio construction, serving clients through discretionary and non-discretionary advisory services as well as fund advisory roles.

Jimmy Galindo is a financial advisor with RBC Capital Markets in San Jose, CA, holding Series 63 and Series 65 credentials and with 27 years of industry experience. His prior experience includes roles at City National Bank and Morgan Stanley Private Bank. He serves as a committee member at Gateway City Church, where he participates in governance and policy review. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individuals, institutions, and charitable organizations. The firm offers a range of advisory programs and employs tailored investment strategies using both in-house and third-party managers.

Gary Cruff is a financial advisor with Equitable Advisors, holding a Series 66 designation and 24 years of industry experience. He previously worked at Ameriprise Financial Services, LLC from 2002 to 2026. Outside of advising, he serves as a California Notary Public and manages real estate properties for his family. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, and charitable organizations by providing financial planning, retirement plan consulting, and asset-management programs. The firm leverages third-party advisory models and offers a range of investment options including mutual funds, ETFs, and select alternative investments.

Carlos Curiel is a financial advisor with LPL Financial in San Jose, CA, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His prior roles include positions at Foresters Advisory Services and Foresters Financial Services, as well as self-employment in the financial sector. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, including model portfolios, third-party asset management, and institutional platforms.

William Stonhaus is a financial advisor with UBS Financial Services in San Jose, CA. He holds Series 63 and Series 65 designations and has 44 years of industry experience. Stonhaus has been with UBS Financial Services since 2008. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

Michael Glantz is a financial advisor with Thrivent Investment Management based in San Jose, CA. He holds Series 63 and Series 66 designations and has 28 years of industry experience. Glantz has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based analyses covering a wide range of planning topics and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan.”

Casey Galdieri is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market-based modeling in its financial planning process.

Salah Saleh is a Financial Advisor with Merrill Lynch Wealth Management. He works with clients to develop personalized financial strategies tailored to their unique goals, providing access to investment insights from Merrill and banking and lending solutions through Bank of America. His client focus areas include family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, and small business strategies. Salah holds a Bachelor's Degree from the University of Michigan System and holds the Personal Investment Advisor (PIA) designation. He communicates in both English and Arabic. Salah emphasizes clear and concise financial advice, helping clients understand their options and make informed decisions. He follows a holistic, human-centered approach to wealth management and values supporting and connecting the local community. Outside of his professional work, Salah spends time volunteering with community organizations. His personal interests include basketball, camping, chess, football, golfing, music, reading, traveling, and spending time with his family.

Nicole Le Gassick is a financial advisor at Raymond James Financial in Los Gatos, CA, holding a Series 66 designation. She joined Raymond James Financial in 2025 after a 16-year tenure at Lionsgate Entertainment Corporation. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, corporations, and institutional clients. The firm uses analytical tools and risk profiling to deliver tailored, non-discretionary advice and supports its clients through advisory programs and institutional consulting services.

Deepna Sidhu is a Financial Advisor at Merrill Lynch Wealth Management. She works closely with clients to develop personalized financial strategies that align with their priorities, risk tolerance, time horizon, liquidity needs, and goals. She provides access to investment insights from Merrill and offers credit, lending, and banking solutions through Bank of America. As client needs or market conditions change, she collaborates with clients to adjust their financial approaches accordingly. Deepna focuses on areas including executive compensation, equity compensation services, personal retirement planning, portfolio management, women and wealth, and individual and corporate investment strategy. She utilizes a Goals-Based Wealth Management process to place clients at the center of financial planning. Her professional credentials include Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She holds a Master of Business Administration from San Francisco State University and a Bachelor of Commerce from Panjab University. Outside of her professional work, Deepna is involved with community organizations such as the American Red Cross, Sankara Eye Foundation, and Second Harvest Food Bank. She also enjoys hiking, reading, traveling, and practicing yoga.

Robert Chaykin is a financial advisor with Morgan Stanley in Los Gatos, CA, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Morgan Stanley and its affiliates since 2009, including Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he serves on the board of directors for the Jewish Community Relations Council of the Jewish Federation of Silicon Valley and participates on advisory and investment committees for regional nonprofit and government organizations. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutional clients, offering financial planning and investment programs supported by firm-approved tools and research.

Susan Tzu Ling Chen is a financial advisor at Charles Schwab with 26 years of industry experience. She holds Series 63 and Series 66 designations. Her prior experience includes roles at TD Ameritrade Investment Management, LLC and TD Ameritrade, Inc. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, delivering multi-asset model portfolios supported by in-house research and alternative investment due diligence.

J. D Testa is a financial advisor with Wells Fargo Advisors in San Jose, CA, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. Prior to joining Wells Fargo Advisors, he worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. He also owns and operates Testa Capital Inc., an investment-related business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services including retirement, education, risk, and wealth-transfer planning, utilizing proprietary research and planning tools to develop tailored client recommendations.

Alexandria Adiutori is a financial advisor at UBS Financial Services with eight years of industry experience. She has been with UBS since 2017 and previously worked with the California Republican Party. Alexandria holds a Series 66 designation and is based in Los Gatos, California. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and asset allocation models to tailor investment plans to clients’ goals and risk tolerances.

Zelin Yang is a financial advisor at Merrill in San Jose, CA, holding a Series 66 designation. Yang has experience at Merrill since 2021 and previously worked at the Industrial and Commercial Bank of China from 2011 to 2017. Between these roles, Yang focused on homemaking for four years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individual, high-net-worth, and institutional clients with model-based and discretionary investment strategies constructed by internal and third-party managers.