Joann Doan is a financial advisor with Fidelity in Sacramento, CA. She holds a Series 66 designation and has one year of industry experience. Her prior roles include positions at UC Davis, Moss Adams, and the California Department of Transportation. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across various investment vehicles.

Thomas Tran is a financial advisor with LPL Financial based in Folsom, CA. He holds Series 63 and Series 66 licenses and has nine years of industry experience. Prior to joining LPL Financial, Tran worked at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and technology-driven solutions.

Wesley Holcomb is a financial advisor with LPL Financial in Sacramento, CA, holding Series 63 and Series 66 licenses and 21 years of industry experience. He has worked with LPL Financial since 2006, including a recent role at LPL Enterprise LLC. Outside of his advisory work, he coaches wrestling at Rio Americano in Sacramento. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Jonathan Aring is a financial advisor with LPL Financial in Folsom, CA, holding Series 63 and Series 65 credentials and over 32 years of industry experience. He has been with LPL Financial (formerly LINSCO/PRIVATE LEDGER) since 2002. Outside of his advisory role, he is a silent partner in Aring Woodwork, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Nathan Kawaguchi is the Vice President, Wealth Planner at Fidelity Investments, a position he has held since 2022. He has been serving client needs at Fidelity for over a decade, progressing through roles of increasing responsibility including Vice President, Financial Consultant from 2015 to 2022, and Financial Consultant from 2013 to 2015. Prior to joining Fidelity, Nathan held various financial advisory roles at Merrill Lynch, Wells Fargo Advisors, A.G. Edwards, and ETrade Financial. Nathan holds a California Insurance License. He approaches his work as a partnership with clients, focusing on helping them make decisions that align with their personal values and life purpose. He is committed to building long-term relationships based on trust to support clients throughout their life journey. Outside of his professional role, Nathan has interests in baseball, family activities, fitness, parenthood, reading, and traveling.

Patrick Shannon Jr is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and possessing 15 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley, and BlackRock Investments. Outside of his advisory work, he serves as a trustee for his father's trust. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm employs a large network of financial advisors and uses research and modern portfolio theory to evaluate investment options, offering both brokerage and advisory solutions.

Tyler Reehil is a financial advisor with MassMutual Investors Services who holds Series 63 and Series 66 licenses and has seven years of industry experience. His prior work includes roles at Ameriprise, Fidelity Brokerage Services, BBVA Securities, Suez, and JPMorgan Securities. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers structured, collaborative financial planning engagements using firm-approved analytical tools and provides specialized planning programs, including divorce and estate-settlement services.

Roneil Kumar is a financial advisor at Edward Jones in Sacramento, CA, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones, he worked at First Republic and Apple, and has experience as a learning consultant focused on improving training programs through freelance work. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment advisory programs and a large nationwide network of financial advisors and branch offices.

Eric Hoffart is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He previously worked at Lord Abbett for seven years before joining Raymond James and First Northern Bank, where he currently serves as an investment advisor. Outside of advisory work, Hoffart is involved as a partner in Lohi Beer Garden and holds investment interests in several hospitality-related businesses including Recess Campus Lounge and multiple beer garden ventures. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, and institutional investors. The firm offers tailored, non-discretionary advice using risk profiling and modeling tools and supports clients in implementing strategies through various advisory programs.

Mark Atkins is a financial advisor with Primerica Advisors in Shingle Springs, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Primerica Advisors since 1992 and with Primerica Financial Services since 1991. In addition to advising, he is involved in sales of home-related products through affiliated companies, including loan products and home security services. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which provides model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm focuses on third-party manager selection and uses a tiered wrap-fee structure rather than fixed fees.

Evan Currie is a Series 66-licensed financial advisor with Edward Jones, based in Fair Oaks, CA, with three years of industry experience. Prior to joining Edward Jones, he worked for the Fair Oaks Water District for 12 years. He serves as a board member for the Fair Oaks Cemetery District. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of over 23,700 financial advisors.

Hubert Stokes is a financial advisor at Edward Jones with 21 years of industry experience, including 16 years at Principal Funds prior to joining Edward Jones in 2024. He holds the Series 66 designation and is based in Elk Grove, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Michael Szabad is a financial advisor at Primerica Advisors with Series 63 and Series 65 credentials and one year of industry experience. His background includes service in the CA Army National Guard since 2015 and work with the Counterdrug Task Force from 2022 to 2024. He also has experience in hospitality with Murietta Inn & Spa and in business with LumaGlow. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Russel Phelps III is a CFP® with 32 years of industry experience, currently affiliated with Ameriprise since 2005. He holds a Series 63 license and serves as CEO of R3, a practice support business, in addition to engaging in independent insurance brokering with Western Health Advantage. Ameriprise is a large institutional firm that offers retirement-income planning services primarily for individuals with significant investable assets, combining research and modeling with tax-efficient strategies to deliver tailored recommendation reports through a centralized consulting team.

Brian Casper is a financial advisor at Edward Jones in Gold River, CA, holding CFP® and Series 66 designations with 13 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets under management and operates a large nationwide network of financial advisors and branch offices.

Lela Bayley is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing nearly four decades of experience to her clients. Since beginning her career at Merrill in 1983, she has developed long-term relationships with multiple generations of families, guiding them through their financial education, goals, and challenges. Her approach involves a disciplined process that considers each client’s full financial picture alongside their personal values, risk tolerance, and investment objectives. Lela collaborates closely with clients to establish and regularly review personalized wealth management strategies that adapt to life changes and evolving market conditions. Her areas of expertise include college education planning, family wealth management, legacy and retirement planning, ESG investing, socially responsible investments, special needs planning, and women and wealth. Lela holds a Bachelor's Degree from the California State University System and carries the Personal Investment Advisor (PIA) professional designation. She has also contributed to the Crocker Art Museum’s Art Auction Committee. An active member of her community, she volunteers with organizations including the Salvation Army, Sacramento Children’s Home, and Homeward Bound. Lela lives in Land Park and participates in cycling, art, civic organizations, and various philanthropic groups.

Erik Carlson is a financial advisor with Equitable Advisors in Folsom, CA, holding a Series 66 designation and 26 years of industry experience. He has worked at Equitable Advisors and its predecessor, Axa Advisors, since 2000. Outside of his advisory role, he is involved in motivational speaking, training, and entertainment through his own business, CarlsonLive.com, and also buys and sells baseball cards on eBay. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset-management programs. The firm’s approach includes matching clients to advisory models or discretionary managers, often through third-party platforms, and offers a range of investment options from mutual funds to select alternative investments.

Jay Kim is a financial advisor at Osaic Wealth Inc. with 22 years of industry experience. He holds a Series 66 designation and has previously worked at firms including Cambridge Investment Research Advisors, LPL Financial, and Charles Schwab. Outside of his advisory work, he owns and operates multiple businesses including Gateway Financial Advisors and Gateway Insurance Group. Osaic Wealth Inc. serves a diverse client base ranging from individual investors to institutional entities, offering integrated brokerage and advisory services. The firm employs a variety of portfolio construction tools and supports multiple platforms, including third-party managed account solutions.

Tyler Mitchell is a financial advisor with LPL Financial in Sacramento, CA, holding Series 63 and Series 66 credentials and 10 years of industry experience. He has worked at LPL Financial since 2019 and previously held positions at Golden 1 Credit Union, Fidelity Brokerage Services LLC, and B & B Landscaping Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, research, and advanced technologies across discretionary and non-discretionary management.

Sun Kim is a financial advisor with Merrill in Sacramento, CA, holding a Series 66 designation and 12 years of industry experience. He has been with Merrill since 2014. Outside of his advisory role, he works part-time in data entry and administrative tasks for All Asset Property Management in Roseville, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.