Helen Chang is a financial advisor at LPL Financial with 21 years of industry experience. She holds a Series 66 designation and has worked at LPL Financial since 2016. Prior to that, she was associated with Bancwest Investment Services, Inc. from 2006 to 2010. Outside of her advisory role, she has employment with Dr. Flora Medina-Manuel M.D., Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers diversified investment options and platforms, supported by research and technology, with a notable scale of operations encompassing over $819 billion in discretionary assets and more than 22,800 advisors.

Rory Eldredge is a CFP®-certified financial advisor with 15 years of industry experience, currently with Charles Schwab in Honolulu, HI. His previous roles include positions at Fidelity Investments and Northwestern Mutual Investment Services LLC. Outside of advising, he manages rental properties. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering comprehensive wealth advisory services through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory with access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Joseph Laxamana is a financial advisor at Stifel based in Honolulu, HI, with five years of industry experience. He holds the Series 66 designation and has previously worked at Ameriprise and LPL Financial. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach relies on a proprietary methodology developed by its Investment Strategy Group, providing clients with asset allocation and planning analyses to support decision-making.

Josiah Valencia is a financial advisor with Cetera and holds a Series 66 designation. He has seven years of industry experience, including roles at American Savings Bank and Bankoh Investment Services, Inc. He is based in Honolulu, HI. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and provides various program options and investment strategies.

Donna Yoshida is a financial advisor at Ameriprise with 22 years of industry experience. She holds a Series 66 designation and has been with Ameriprise since 2005. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on income stability and tax-aware strategies.

Megan Abbott is a CFP® and Series 66-licensed financial advisor with Edward Jones in Honolulu, HI, bringing five years of industry experience. Prior to joining Edward Jones in 2020, she worked for Hawaiian Airlines from 2012 to 2020. Megan also manages a rental property business through Megan Akamine LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management and a network of more than 23,000 financial advisors nationwide. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Robin Liu is a financial advisor with Ameriprise in Honolulu, HI, holding Series 63, 65, and 66 licenses and possessing 35 years of industry experience. He has been with Ameriprise and its affiliate since 2015. Ameriprise provides retirement-income planning services primarily for individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Ariel Oasay is a financial advisor with LPL Financial, holding a Series 63 license and bringing 27 years of industry experience. Prior to joining LPL Financial in 2020, Ariel worked for Ameriprise Financial Services, Inc. for 15 years. In addition to advisory work, Ariel is also a commissioned notary in Honolulu, HI. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supporting its advisors with advanced research and operational tools.

Dustin Zimmerman is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has worked across various Morgan Stanley entities since 2012. Outside of his advisory role, he has interests in rental property ownership in Ohio. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutional clients, offering tailored financial planning and a range of investment programs. The firm manages approximately $2.74 trillion in client assets and employs structured financial planning tools without providing individual security recommendations as part of standalone plans.

Andrea Zannoni is a Senior Financial Advisor at Merrill Lynch Wealth Management. He manages portfolios as a Senior Portfolio Manager in the Merrill Investment Advisory Program, utilizing personalized and defined strategies that may include individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment strategies. Andrea also supports other Merrill Lynch Wealth Management Advisors by making his strategies available. Andrea's professional background includes serving as a manager at Bank of Hawaii, where he led the ISB Kailua branch in retail services, credit, and investments. He holds an MBA from Hawaii Pacific University and a Bachelor's degree in Economics and Financial Services from Saint Mary's College of California. His expertise encompasses education planning, family wealth management strategies, services for endowments, foundations and non-profits, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, socially responsible and ESG investing, as well as tax minimization. Originally from Verbania, Italy, Andrea moved to the United States in 2007 to pursue tennis and academics. He was a ranked junior and professional tennis player in Italy before transitioning to a financial career. Andrea serves as Chairman of the Investment Committee and Vice President of the Hawaii Opera Theatre board, and as Vice President on the board of Access Tennis, reflecting his engagement with community and cultural organizations. His personal interests include music, surfing, tennis, and traveling.

Daniel Robertson is a CFP®-certified financial advisor with Ameriprise in Honolulu, HI, with 26 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, he owns a single-family property in Honolulu. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement who meet specific asset criteria. The firm employs a combination of research, modeling, and tax-efficiency analysis to provide written recommendation reports, emphasizing management of assets within Ameriprise accounts and utilizing algorithmic tools overseen by a dedicated retirement income team.

Joy Kodama is a CFP®-certified financial advisor with 23 years of industry experience. She is currently affiliated with LPL Financial and previously worked for 15 years at UBS Financial Services. Kodama holds Series 63 and Series 66 licenses and also performs notary services in Honolulu. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, retirement advice, and institutional platforms.

Jason Linn is a financial advisor with LPL Financial in Honolulu, HI. He holds the CFP® designation and the Series 66 license, with 17 years of industry experience including one year at Morgan Stanley & Co. LLC. Outside of his advisory role, Linn is involved in teaching and has engaged in sports cards and memorabilia collecting. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, and institutional platforms, utilizing both discretionary and non-discretionary strategies supported by advanced operational and research tools.

Keri Nishimura is a CFP® with 18 years of experience in the financial services industry and is currently with Wells Fargo Clearing. She has been with Wells Fargo since 2009, including seven years at Wells Fargo Advisors LLC. Nishimura serves on the finance and executive committees at Goodwill Hawaii, where she participates in discussions on investment policy and organizational strategy. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets through a network of more than 14,000 advisors, utilizing research and diversification principles to support its investment solutions.

Chris Henderson is a financial advisor at OSAIC with 11 years of industry experience. He holds a Series 66 designation and has worked previously at Woodbury Financial Services, Mass Mutual Investors Services, MassMutual Life Insurance, and Metlife Securities. In addition to his advisory role, Henderson is involved in servicing Medicare advantage plans as a licensed agent. OSAIC serves a diverse client base including individual investors, institutions, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services with a range of investment options and utilizes various tools and third-party platforms to construct and manage portfolios.

Martin Lau is a financial advisor with LPL Financial based in Honolulu, HI, holding Series 63, 65, and 66 credentials and 13 years of industry experience. His prior roles include positions at Bank of America, Merrill Lynch, and Central Pacific Bank. Outside of his advisory work, Lau is involved in tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios, third-party asset managers, and institutional platforms.

Patrick Daily is a financial advisor with Ameriprise in Honolulu, HI, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has worked at Ameriprise since 2018 and was previously with Wachovia Securities Financial Network for nine years. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, using a combination of research, modeling, and tax-efficiency analysis to generate personalized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Sean Hite is a financial advisor with Ameriprise in Honolulu, HI, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Buck Wealth Strategies, Madison Avenue Securities, AE Wealth Management, SPC, and Parkland Securities. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, providing tailored recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm combines advisory, brokerage, and insurance solutions through affiliated entities, utilizing algorithmic tools alongside personalized review.

David Kim is a financial advisor at Ameriprise in Honolulu, HI, holding a Series 66 designation with four years of industry experience. His prior work includes roles at Wells Fargo Advisors and First Hawaiian Bank. He also holds a real estate license. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides personalized retirement planning and tax-aware withdrawal strategies.

Reid Kobashigawa is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 19 years of industry experience. His career includes roles at UBS Financial Services and PF Chang's China Bistro prior to joining Raymond James in 2017. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and charitable organizations. The firm offers customized financial planning and investment consulting, with a focus on non-discretionary relationships and access to a wide range of portfolio management styles and affiliated research.